Fremont Insurance Rates:

Fremont, CA homeowners insurance is about $557 to $756, about $46-$63/month. Our exhaustive analysis reveals consumers can save upto $262 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
We have a wonderful agent who is friendly and neighborly. we appreciate feeling like family and having her right in our little town is a plus.
Progressive
They are all nice and friendly until it is their time to actually pay up. i had a roof collapse under heavy snow and although i was covered for water damage, snow was technically not water.
State Farm Insurance Company
It has better service than the farmer insurance company, the agent always wishes me during festival time, it is so nice.

Fremont, CA Homeowners Insurance By Home Value

Fremont, CA Home Value Total Homes % of Total Average Fremont, CA Homeowners Insurance
Less than $50,000 876 5.0% $26
$50,000 to $59,999 305 1.0% $59
$60,000 to $69,999 299 1.0% $72
$80,000 to $89,999 244 1.0% $98
$100,000 to $124,999 402 2.0% $124
$125,000 to $149,999 431 2.0% $157
$150,000 to $174,999 528 3.0% $190
$175,000 to $199,999 560 3.0% $216
$200,000 to $249,999 2,073 13.0% $262
$250,000 to $299,999 2,237 14.0% $321
$300,000 to $399,999 7,665 48.0% $406

Top Home Insurance Agents Near Fremont, CA

Home Insurance Company Near Fremont, CA Homeowners Insurance Agency Near Fremont, CA Address
State Farm Kathy Smith 1300 Mt Diablo Blvd, Walnut Creek, CA, 94596-5101
State Farm Burch Boehner 201 E Taylor St Ste 2, San Jose, CA, 95112-5036
State Farm Doug Van Wyck Clu, Chfc 6200 Center Street, Clayton, CA, 94517-1447
Farmers Gus Anagnostou 2317 Broadway St Ste 140, Redwood City, CA, 94063
Farmers Harvey Louie 838 Grant Ave Ste 414, San Francisco, CA, 94108

Cost Of Homeowners Insurance By Street Near Fremont, CA

Streets in Fremont Area Homeowners Insurance Cost
I St, Northwind Ter, Bing Pl, Los Arboles Pl, Ridgeview Ter, Oxford Pl, Blue Spruce Ln, Nicolet Ave, Ohna Ct, Hoyt St$638
Nichols Ave, Tilden Pl, Sherman Dr, J St, Leslie St, Dering Pl, Bedelio Ter, Lindenwood St, Boggs Ave, Kvistad Dr$650
Ram Ct, Parish Ave, Skye Rd, Dijon Dr, Quail Dr, Jacaranda Dr, Highland Ter, Sanborn Ter, Fairbanks Cmn, Montmartre Park Ct$None
Joyce Ave, Northern Cmn, Chamier Pl, H St, Heritage Way, Yolo Ter, Congress Ct, Val St, Chippendale Dr, Buckingham Ct$641
Capistrano Dr, Deer Rd, Sandalwood Ct, Murray Cmn, Mildred Ct, Meadowlark Dr, Industrial Dr, Korbel Ct, Mono Lake Ln, Bridgeport Pl$677
Sheffield Ln, Summerwood Dr, Ingot St, Sunriver Cmn, Haley St, Greenwich Cir, Haven Ave, Le Pomar Ter, Auckland Ct, Chelsea Dr$658
Bradley Ct, Winchester Dr, McKeown Ter, Guardino Dr, Grama Ter, Beloit St, Tuolumne Dr, Panorama Ct, Alton Ct, Russell Ct$665
Penzance Camino, Steuben Ct, Donahue Ter, Sutton Ct, Leigh St, Argonne St, Benchmark Ave, Shoshone Ct, Cygnus Ct, Black Mountain Cir$654
Baine Ave, Westwood Ave, Towhee St, Lobelia Dr, Bonner Ave, Sparrow Dr, Arce St, San Gabriel Way, Sioux Ter, Tickle Grass Ter$715
Mission Ct, Sabio Ct, Foxtail Ter, Theresa St, Sumac St, Lambert Ct, Condor Ct, Heritage Cmn, Rockport Ct, Marie Ct$661

Fremont, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fremont$98 to $100
Newark$95
Union City$96
Sunol$106

Fremont, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Newark city, California $80 $106 $159
Union City city, California $81 $107 $161
Sunol CDP, California $89 $118 $177

Fremont, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fremont, CA2.0%11.5%
Newark2.09%12.92%
Union City1.94%10.47%
Sunol1.82%10.05%

Fremont Renters Insurance as a Percentage of Rent

Fremont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 489 1.0% $769
$300 to $499 869 2.0% $1219
$500 to $749 852 2.0% $1894
$750 to $999 1,684 4.0% $2644
$1,000 to $1,499 13,865 39.0% $3769
$1,500 or more 17,074 48.0% $5419

Average Cost Of Home Insurance By Company In Areas Nearby Fremont For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewTravelers302
250000500NewGrange592
250000500NewHartford (Sentinel)449
250000500NewTokio Marine America245
4000001000NewBankers Standard1698
5000001000NewFarmers (Fire Ins)965
7500002500NewAmerican Security1488
7500002500NewMercury Ins Group750
7500002500NewSafeco788
1500005001-3 YearsWestern Mutual/Residence383
2000005001-3 YearsMAPFRE Group401
25000010001-3 YearsAmerican Security631
3000005001-3 YearsAmerican Security796
3000005001-3 YearsHorace Mann P & C744
40000010001-3 YearsUSAA745
1500005004-6 YearsCSAA Ins Exch466
3000005004-6 YearsAIG Prop Cas1620
3000005004-6 YearsCalifornia Casualty728
75000025004-6 YearsIDS Property Casualty1156
75000025004-6 YearsOregon Mutual1193
1500005007-15 YearsAmco504
1500005007-15 YearsAmerican Reliable521

Fremont, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Fremont Homeowner Insurance Premium Example $2,300$1,700
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,400$17,600
Net Savings to Fremont Home Owner from High Deductible Plan $1,800

Fremont, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fremont, CA Home Replacement Value MORE than Home Value Fremont, CA Home Replacement Value LESS than Home Value
Replacement Value $773,000 $426,000
Insurance Premium based on Replacement Value $2,000 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $182,500 Risk Exposure from Under Insuring Coverage is $164,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $475/year

Example Fremont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualFarmers Insurance
Monthly Premium 1328049
Year Built 199019891971
Home Details 4 Beds, 1 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $500000-$600000$300000-$350000$350000-$400000
Deductible $500 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Fremont, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 830,000 Asphalt Shingles Roof 2,850 5 $500 Deductible 1920 9 Vinyl siding No
1988 1,000,000 Metal Roof 3,640 5 > $10,000 Deductible 780 5 Stucco siding yes
2001 385,000 Tile Roof 1,770 2 $5000 to $10,000 Deductible 80 1 Wood siding yes
1995 365,000 Wood Shake Roof 1,150 2 $1000-$2500 Deductible 710 10 Stone Siding yes
1999 285,000 Metal Roof 960 2 $5000 to $10,000 Deductible 140 3 Wood siding yes
2006 470,000 Shingles Roof 1,620 3 $5000 to $10,000 Deductible 630 8 Stucco siding yes
2000 470,000 Metal Roof 1,680 4 $5000 to $10,000 Deductible 250 3 Stone Siding No
1987 375,000 Tile Roof 1,470 3 $1000-$2500 Deductible 1050 10 Stucco siding No
1993 490,000 Wood Shake Roof 1,096 2 > $10,000 Deductible 180 1 Fiber-Cement Siding No