How Much Does Freeport, NY Home Insurance Cost?
Freeport, NY Average Homeowners Insurance Cost
$1,297
Homeowners Insurance Cost - Freeport, NY
$317,400
Median Home Value - Freeport, NY
Freeport, NY Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$15.56 | $1,281.44 |
| $1000 Deductible | -$137.74 | $1,159.26 |
| $1500 Deductible | -$205.7 | $1,091.3 |
| $2000 Deductible | -$306.35 | $990.65 |
| $2500 Deductible | -$365.75 | $931.25 |
Freeport, NY Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$363 | $934 |
| 30 year old | +$19 | $1,316 |
| 40 year old | +$34 | $1,331 |
| 50 year old | +$49 | $1,346 |
| Above 50 year old | +$62 | $1,359 |
Freeport, NY Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$182 | $1,115 |
| Superior | -$130 | $1,167 |
| Masonry | -$65 | $1,232 |
| Brick | -$65 | $1,232 |
| Hail Resistant Roof | -$26 | $1,271 |
Freeport, NY Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$26 | $1,323 |
| Swimming Pool With A Diving Board | +$52 | $1,349 |
| Swimming Pool With Slide | +$78 | $1,375 |
Freeport, NY Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $39 | $1,258 |
| Police Department | $13 | $1,284 |
Freeport, NY Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$544.74 | $1,842 |
| Filing a Second Liability Claim | +$492.86 | $1,790 |
| Filing a Second Theft Claim | +$492.86 | $1,790 |
| Filing a Second Water Claim | +$428.01 | $1,725 |
| Filing a Fire Claim | +$259.4 | $1,556 |
| Filing a Liability Claim | +$246.43 | $1,543 |
| Filing a Theft Claim | +$246.43 | $1,543 |
| Filing a Water Claim | +$207.52 | $1,505 |
| Filing a Weather Claim | +$207.52 | $1,505 |