Freeburg Insurance Rates:

Freeburg, IL homeowners insurance is approximately $646 to $896, about $53-$74/month. Our complete research reveals consumers can save as much as $308 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Freeburg, IL Homeowners Insurance By Home Value

Freeburg, IL Home Value Total Homes % of Total Average Freeburg, IL Homeowners Insurance
Less than $50,000 155 10.0% $100
$80,000 to $89,999 58 3.0% $354
$90,000 to $99,999 97 6.0% $400
$100,000 to $124,999 81 5.0% $462
$125,000 to $149,999 223 15.0% $578
$150,000 to $174,999 114 7.0% $686
$175,000 to $199,999 122 8.0% $786
$200,000 to $249,999 277 18.0% $948
$250,000 to $299,999 139 9.0% $1164
$300,000 to $399,999 171 11.0% $1480

Top Home Insurance Agents Near Freeburg, IL

Home Insurance Company Near Freeburg, IL Homeowners Insurance Agency Near Freeburg, IL Address
NA Dimond Bros Insurance, Llc 2900 Madison Ave Granite City, Granite City, IL, 62040
NA Five Star Insurance Agency 215 E Main St, Festus, MO, 63028
NA Ma Cole Insurance 2653 Netherton Dr Saint Louis, Jennings, MO, 63136
Allstate Consolidated Ins 609 S Mill St, Pinckneyville, IL, 62274
State Farm Don Gosen 2448 Taylor Rd, Wildwood, MO, 63040-1222

Cost Of Homeowners Insurance By Street Near Freeburg, IL

Streets in Freeburg Area Homeowners Insurance Cost
S Vine St, Co Rd 20, Edgewood Acres, Cardinal Ct, S Lincoln St, S Cherry St, Obstweg Dr, Muellers Ln, Brenner Rd, Co Rd 4$767
S East St, Ross Dr, Angio Dr, 10th Fairway Dr, Willow Dr, Turkey Hill Ln, Rocky Ford Rd, River King Dr, Triple Oaks Ln, Benford Ridge$809
Palomino Ln, S Belleville St, Borderline Dr, N Julia St, E High St, Drum Hill Rd, Westbrook Ln, Spring Hill Dr, Douglas Freeburg Rd, N High St$764
Tenth Fairway Ct, Hoffmann Ln, Cletus St, Roan Hill Cir, Golden Bear Ct, N Edison, Suburban Pl, Stone Ln, Frieda Ln, Silver St$774
Graner St, S Alton St, Kennel Dr, Southgate Dr, Hickory Dr, Bauer Lakes Ct, Wild Cherry Ln, Campsite Rd, Jacks Run Rd, Schneider Rd$774

Freeburg, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Freeburg$113 to $117
St. Clair County$111
Engelmann$117
New Athens$110

Freeburg, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
St. Clair County, Illinois $93 $124 $186
Engelmann township, St. Clair County, Illinois $98 $130 $195
New Athens township, St. Clair County, Illinois $92 $123 $184

Freeburg, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Freeburg, IL3.8%11.6%
St. Clair County4.42%13.11%
Engelmann3.99%13.73%
New Athens5.06%12.62%

Freeburg Renters Insurance as a Percentage of Rent

Freeburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 30 7.0% $1233
$500 to $749 184 46.0% $1908
$750 to $999 104 26.0% $2658
$1,000 to $1,499 78 19.0% $3783

Freeburg, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Freeburg Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,700$13,200
Net Savings to Freeburg Home Owner from High Deductible Plan $500

Freeburg, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Freeburg, IL Home Replacement Value MORE than Home Value Freeburg, IL Home Replacement Value LESS than Home Value
Replacement Value $227,000 $133,000
Insurance Premium based on Replacement Value $1,250 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $49,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $250/year

Example Freeburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceLiberty MutualNationwide Insurance
Monthly Premium 48112124
Year Built 200819411970
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$250000-$300000$350000-$400000
Deductible > $10,000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Freeburg, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 255,000 Tile Roof 2,470 4 > $10,000 Deductible 80 1 Vinyl siding No
1942 395,000 Composition Roof 3,290 5 $2500-$5000 Deductible 1190 9 Vinyl siding No
1984 495,000 Shingles Roof 4,600 5 $1000-$2500 Deductible 180 1 Stucco siding yes
2000 210,000 Metal Roof 2,030 3 $500 Deductible 270 3 Stone Siding No
2014 160,000 Tile Roof 1,820 4 $1000-$2500 Deductible 460 10 Stone Siding yes
1973 375,000 Slate Shingles Roof 3,240 4 $500- $1000 Deductible 1700 12 Wood siding yes
1985 345,000 Wood Shake Roof 4,080 5 $2500-$5000 Deductible 530 7 Stone Siding No
2013 270,000 Shingles Roof 2,210 4 $1000-$2500 Deductible 1260 10 Fiber-Cement Siding No
1986 145,000 Asphalt Shingles Roof 1,690 3 $500- $1000 Deductible 180 5 Fiber-Cement Siding No
1970 515,000 Composition Roof 4,740 5 > $10,000 Deductible 100 1 Wood siding No
1970 285,000 Slate Shingles Roof 2,290 5 $1000-$2500 Deductible 980 8 Fiber-Cement Siding No
1948 160,000 Shingles Roof 1,420 3 $2500-$5000 Deductible 240 5 Stucco siding yes
2013 145,000 Metal Roof 1,220 3 $2500-$5000 Deductible 270 7 Wood siding yes
2009 540,000 Slate Shingles Roof 4,670 5 $1000-$2500 Deductible 310 2 Brick siding yes
2005 210,000 Shingles Roof 1,870 3 $500 Deductible 840 10 Fiber-Cement Siding yes
1941 210,000 Membrane Roof 2,290 4 $2500-$5000 Deductible 780 12 Stone Siding No
2000 195,000 Wood Shake Roof 2,250 5 $500- $1000 Deductible 470 6 Stone Siding yes
2014 230,000 Composition Roof 2,200 5 $2500-$5000 Deductible 480 7 Wood siding No
1986 310,000 Asphalt Shingles Roof 2,470 4 > $10,000 Deductible 230 4 Stucco siding yes
2000 135,000 Tile Roof 1,550 3 $500 Deductible 490 9 Stucco siding No
2013 130,000 Wood Shake Roof 1,380 3 $2500-$5000 Deductible 150 5 Stucco siding yes
1987 470,000 Shingles Roof 3,890 5 $1000-$2500 Deductible 390 2 Stucco siding No
1978 325,000 Composition Roof 2,860 4 $1000-$2500 Deductible 1160 12 Stone Siding No
2008 260,000 Composition Roof 2,190 4 $5000 to $10,000 Deductible 120 2 Brick siding yes
1979 255,000 Wood Shake Roof 3,050 5 $2500-$5000 Deductible 980 10 Fiber-Cement Siding yes
2006 220,000 Membrane Roof 1,990 3 $2500-$5000 Deductible 270 5 Vinyl siding yes
2013 190,000 Shingles Roof 1,550 5 $5000 to $10,000 Deductible 230 5 Fiber-Cement Siding yes
1982 250,000 Wood Shake Roof 2,400 4 $500- $1000 Deductible 600 8 Fiber-Cement Siding yes
2000 290,000 Tile Roof 3,350 4 $500- $1000 Deductible 340 3 Stone Siding yes
2013 175,000 Metal Roof 1,660 3 $1000-$2500 Deductible 810 10 Brick siding No
1947 220,000 Composition Roof 1,950 3 > $10,000 Deductible 220 5 Vinyl siding No
1989 220,000 Shingles Roof 1,920 5 $500- $1000 Deductible 550 6 Fiber-Cement Siding No
1981 205,000 Wood Shake Roof 2,100 3 > $10,000 Deductible 260 6 Stucco siding No
1977 225,000 Wood Shake Roof 1,890 3 > $10,000 Deductible 240 3 Wood siding No