Fredericksburg Insurance Rates:

Fredericksburg, TX homeowners insurance is roughly $918 to $1,255, about $76-$104/month. Our in depth guide reveals consumers can save as much as $434 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fredericksburg, TX Homeowners Insurance By Home Value

Fredericksburg, TX Home Value Total Homes % of Total Average Fredericksburg, TX Homeowners Insurance
Less than $50,000 380 8.0% $119
$50,000 to $59,999 113 2.0% $260
$70,000 to $79,999 67 1.0% $369
$80,000 to $89,999 72 1.0% $423
$90,000 to $99,999 78 1.0% $466
$100,000 to $124,999 358 8.0% $543
$125,000 to $149,999 279 6.0% $684
$150,000 to $174,999 451 10.0% $803
$175,000 to $199,999 436 9.0% $933
$200,000 to $249,999 772 17.0% $1118
$250,000 to $299,999 735 16.0% $1368
$300,000 to $399,999 596 13.0% $1737

Top Home Insurance Agents Near Fredericksburg, TX

Home Insurance Company Near Fredericksburg, TX Homeowners Insurance Agency Near Fredericksburg, TX Address
Farmers Adrian Aguirre 2212 Us Highway 281 Unit B, Marble Falls, TX, 78654
Allstate Brigham Ins Agency 803 4th St, Blanco, TX, 78606
Liberty Mutual Independent Brigham Insurance Agency 803 4TH ST, BLANCO, TX, 78606
State Farm Craig Sebek 1005 Sidney Baker St, Kerrville, TX, 78028-3354
Allstate Mcmullan Agcy Inc. 285 State Highway 16 S, Bandera, TX, 78003

Cost Of Homeowners Insurance By Street Near Fredericksburg, TX

Streets in Fredericksburg Area Homeowners Insurance Cost
Ranch Rd 2323, B M Ln, Trl End, Fulbrook Ln, Mtn View Dr, Bradshaw Ln, Smith Rd, E Centre St, Raymond Ln, W Morse St$1,080
Adj Ln, Glenwood Dr, Seamoor Dr, Mockingbird St, Reuben St, Kimberly Ln, Big Bird Trl, S Acorn St, N Cherry St, Vic Ln$1,092
W Peach St, Live Oak Rd, Suniland Dr, Deer Park Rd, Cherrywood Dr, Candlelight Cove, Love Ln, Meusebach Creek Rd, W Austin St, Glad Heart Trl$1,095
Skylark Dr, Green Oaks Loop, Arbor Ridge Rd, Cd Ln, E Creek St, Upper Live Oak Rd, Cora St, Heimplatz Trl, Kerr Rd, Granite Ave$1,109
W Driftwood Dr, Nature Trl, Howard Ln, Quailwood Dr, Prairie View Trl, Klaerner Rd, Joe Duderstadt Rd, Boos Ln, Nimitz Cir, Stone Hollow$1,069

Fredericksburg, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fredericksburg$161 to $164
Gillespie County$161
Harper$157
Stonewall$160

Fredericksburg, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gillespie County, Texas $135 $179 $269
Harper CCD, Gillespie County, Texas $131 $175 $262
Stonewall CCD, Gillespie County, Texas $134 $178 $267

Fredericksburg, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fredericksburg, TX5.8%19.7%
Gillespie County6.1%19.89%
Harper7.1%18.84%
Stonewall6.13%23.16%

Fredericksburg Renters Insurance as a Percentage of Rent

Fredericksburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 52 2.0% $331
$300 to $499 105 5.0% $1231
$500 to $749 477 23.0% $1906
$750 to $999 794 39.0% $2656
$1,000 to $1,499 454 22.0% $3781
$1,500 or more 107 5.0% $5431

Fredericksburg, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$4,700
Yearly Fredericksburg Homeowner Insurance Premium Example $1,900$1,400
Out of Pocket Expense During Claim$1,700$4,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,900$15,900
Net Savings to Fredericksburg Home Owner from High Deductible Plan $1,000

Fredericksburg, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fredericksburg, TX Home Replacement Value MORE than Home Value Fredericksburg, TX Home Replacement Value LESS than Home Value
Replacement Value $308,000 $185,000
Insurance Premium based on Replacement Value $2,350 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,000 Risk Exposure from Under Insuring Coverage is $71,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $400/year

Example Fredericksburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateLiberty Mutual
Monthly Premium 144153330
Year Built 197920131996
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$300000-$350000$400000-$500000
Deductible $500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Fredericksburg, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 310,000 Asphalt Shingles Roof 2,270 3 $1000-$2500 Deductible 1970 8 Stone Siding yes
1977 215,000 Asphalt Shingles Roof 1,770 3 $2500-$5000 Deductible 300 2 Wood siding yes
1940 250,000 Wood Shake Roof 1,780 3 $5000 to $10,000 Deductible 160 1 Vinyl siding No
1976 335,000 Slate Shingles Roof 2,520 4 $500- $1000 Deductible 970 4 Stone Siding yes
1974 320,000 Shingles Roof 3,040 4 $5000 to $10,000 Deductible 950 6 Vinyl siding yes
1947 215,000 Asphalt Shingles Roof 1,970 3 $500 Deductible 1660 10 Wood siding No
1980 125,000 Tile Roof 1,290 3 $1000-$2500 Deductible 350 5 Vinyl siding yes
2012 330,000 Tile Roof 2,970 4 $5000 to $10,000 Deductible 630 5 Vinyl siding yes
2010 230,000 Slate Shingles Roof 1,620 3 $2500-$5000 Deductible 740 6 Wood siding yes
2008 235,000 Tile Roof 2,240 3 $2500-$5000 Deductible 2180 12 Vinyl siding yes
1973 375,000 Tile Roof 2,960 4 $500 Deductible 1110 5 Brick siding yes
1948 170,000 Asphalt Shingles Roof 1,680 3 $1000-$2500 Deductible 840 8 Fiber-Cement Siding yes
1992 155,000 Tile Roof 1,230 3 $5000 to $10,000 Deductible 760 7 Stucco siding yes