Frederick County Insurance Rates:

Frederick County, MD homeowners insurance is nearly $607 to $824, about $50-$68/month. Our complete guide shows customers can save upto $286 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Farmer's insurance turned out to be a very affordable option for the first home that i share with my husband and two children. we live in a state that has a pretty high cost of living, so being able to save on something like homeowner's insurance is a great thing.
State Farm
What i like about state farm is that they have online quote tools where you can get a quote for any type of insurance.
The process of membership requires that they contact your family member, or verify their military affiliation, which takes a few days if you get an agent who is handling a lot of files or busy.
When I first joined with them the price was great. But it seems every six months or so the price increases slightly for no reason and with no added coverage.
I think it's quite expensive for renter's insurance. it's competitive with other companies but the rate seems really high compared to other types of more risky insurance.
Farmer's Insurance
I’m very satisfied with them. I haven't had to file a claim yet thank goodness but I feel fairly confident that if ever I do, I’ll receive the kind of service and payment from them that I’ve come to expect.
I like their customer service, they're always very friendly and I feel that I'm getting a good deal by working with them.
State Farm
They always pick up the phone and if not they call me back within a couple of hours.
Farmer's Insurance
I like the Farmers mobile app. I am able to log on and navigate thru my insurance policies and premium timetables.
at the moment I have no dislikes about my home insurances and I highly recommend it to all people that need home insurance
I really could not say, as I have hardly ever used either. I'm old-fashioned and prefer face-to-face and phone contact.
State Farm
State Farm, especially my agent, is friendly, down to earth, and quick with their service. Overall their prices are very affordable for my budget.
I am very satisfied with the company. When the home was first purchased I had difficulty getting a policy because of the electrical wiring needing to be done. This company did the policy at a higher premium but still affordable.
I like USAA because they are very quick to get back to you if you call them. They respond within an hour usually. They are very prepared for any situation that may come about. I have never gotten off the phone with them dissatisfied.
State Farm
State farm has great company policy process. I have never had any issues with them for the company as a whole. They are excellent overall when it comes to a company in general. very good overall.
I do think that they are overpriced though, and I am unsure if the higher quality justifies the higher costs. Especially when there is so much competition. And the way they bundle their services kind of feels like entrapment.
They insured the house is about all you can say. I would like to switch companies but after making the claim the house is almost untouchable with other companies. We are now suffering a huge rate increase of almost 50%
State Farm
The company has many products to offer and covers all the insurance needs for my family. It also grandfathers in my children when they leave the house to get their own insurance.

Frederick County, MD Homeowners Insurance By Home Value

Frederick County, MD Home Value Total Homes % of Total Average Frederick County, MD Homeowners Insurance
Less than $50,000 982 2.0% $50
$100,000 to $124,999 1,212 2.0% $243
$125,000 to $149,999 1,202 2.0% $307
$150,000 to $174,999 2,924 6.0% $364
$175,000 to $199,999 3,584 7.0% $421
$200,000 to $249,999 8,980 19.0% $507
$250,000 to $299,999 9,928 21.0% $614
$300,000 to $399,999 16,233 35.0% $786

Top Home Insurance Agents Near Frederick County, MD

Home Insurance Company Near Frederick County, MD Homeowners Insurance Agency Near Frederick County, MD Address
Travelers Insurance Inc 2 PARK CENTER CT, OWINGS MILLS, MD, 21117
Nationwide Insurance One 1114 Town Center Blvd STE E, Odenton, MD, 21113
Travelers Mayer & Steinberg Inc 104 CHURCH LN SUITE 300, BALTIMORE, MD, 21208
Allstate Nick Feurer 748 Old Baltimore Rd, Westminster, MD, 21157
Travelers Passauer & Miller Ins Inc 3215 MAIN ST, MANCHESTER, MD, 21102

Cost Of Homeowners Insurance By Street Near Frederick County, MD

Streets in Frederick County Area Homeowners Insurance Cost
Keysville Rd, Fox Chase Cir, Thrasher Ct, Country Club Rd, Holly Ct, Middle Ridge Way, Moon Maiden Ct, 4 Points Rd, W 8th St, Gladhill Dr$731
Bell Ct, Mussetter Rd, Willard Horine Ct, Barberry Ct, N Franklinville Rd, Blackford Cir, Fletchers Dr, Stottlemyer Rd, Patton Cir, Tuck Ave$709
Rambling Sunset Cir, Manda Dr, Bidle Rd, Holstein Ct, Palomino Ln, Camelot Ct, Beechwood Dr, Lockwood Dr, Fox Chase Rd, Bentzel$739
Pleasant Grove Dr, Provincial Pkwy, Unakite Rd, Mooseheart Dr, Washington St, Madison St, Wistman Ln, Stewart Hill Rd, Myrtle Pl, Daytona Ct$727
Maple St, Vale Summit Ln, Bellemonte Ct, Broad Run Rd, Water Street Rd, Clark Rd, Middle Ct, Broadview Dr, Winterspice Dr, Mountville Rd$723
Tippin Ct, Teen Barnes Rd, Laurel Ct, Bidle Rd, Rhine Ct, Windy Hill Dr, Dwight D Eisenhower Hwy, Square Ct, Teen Barnes Rd, Old Receiver Rd$713
Bunker Hill Dr, Brien Pl, Saint James Pl, Canal Run Dr, Warren Way, Ballenger Center Dr, James I Harris Mem Dr, Kehne Rd, Devonshire Ln, Grape Creek Rd$702
Tantallon Way, Overbrook Cir, Willow Tree Dr S, Picea Ct, W 14th St, Frederick Rd, Sutherland Dr, Binford Ct, Lott St, Park Mills Rd$737
Muth Rd, Long Acre Ct, Giltspur Rd, John Simmons St, Pleasant Acres Dr, Skyline Dr, Prospect Hill Pl, W 3rd St, White Pine Dr, Ladoga Pl$708
Middle Aly, Sheridan Ct, Tyler Pl, Red Bird Ln, Graham Ct, Covenant Ct, Sabillasville Rd, Cold Brook Dr, W Greenleaf Dr, Hunting Horn Ct$712

Frederick County, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Frederick County$107 to $109
Spring Ridge$109
Ballenger Creek$105

Frederick County, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Walkersville town, Maryland $107 $142 $213
Spring Ridge CDP, Maryland $109 $145 $218
Ballenger Creek CDP, Maryland $105 $140 $210

Frederick County, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Frederick County, MD2.8%10.9%
Spring Ridge2.51%10.55%
Ballenger Creek2.88%12.59%

Frederick County Renters Insurance as a Percentage of Rent

Frederick County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 273 1.0% $327
$200 to $299 341 1.0% $777
$300 to $499 565 2.0% $1227
$500 to $749 1,556 7.0% $1902
$750 to $999 3,637 18.0% $2652
$1,000 to $1,499 7,844 39.0% $3777
$1,500 or more 5,491 27.0% $5427

Average Cost Of Home Insurance By Company In Areas Nearby Frederick County For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
190,000 500 Frame 75 Chubb National Insurance Co. 937
240,000 500 Frame 65 Metropolitan Property And Casualty Ins. 1,000
340,000 1,000 Frame 15 Safeco Insurance Co. Of America 864
240,000 500 Frame 65 Travelers Home & Marine Insurance Co. 540
290,000 1,000 Masonry 55 Travelers Home & Marine Insurance Co. 638
340,000 1,000 Frame 15 Travelers Home & Marine Insurance Co. 700
240,000 500 Frame 65 Usaa Casualty Insurance Co. 1,055
340,000 1,000 Frame 15 Unitrin Direct Property & Casualty Co. 1,148
340,000 1,000 Frame 15 Vigilant Insurance Co. 1,347
240,000 500 Frame 65 Windsor Mt. Joy Mutual Insurance Co. 839