Frederick Insurance Rates:

Frederick, CO homeowners insurance is roughly $747 to $1,013, about $62-$84/month. Our in depth analysis indicates shoppers can save as much as $352 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Frederick, CO Homeowners Insurance By Home Value

Frederick, CO Home Value Total Homes % of Total Average Frederick, CO Homeowners Insurance
$60,000 to $69,999 36 1.0% $255
$100,000 to $124,999 147 6.0% $431
$125,000 to $149,999 86 3.0% $545
$150,000 to $174,999 285 12.0% $642
$175,000 to $199,999 337 14.0% $748
$200,000 to $249,999 831 35.0% $897
$250,000 to $299,999 174 7.0% $1100
$300,000 to $399,999 430 18.0% $1399

Top Home Insurance Agents Near Frederick, CO

Home Insurance Company Near Frederick, CO Homeowners Insurance Agency Near Frederick, CO Address
Liberty Mutual Jason Dummer 10901 W. 120Th Avenue Suite 190, Broomfield, CO, 80021
Travelers Lighthouse Brokerage 1029 East 8Th Avenue 1029 East 8Th Avenue, Denver, CO, 80218
Farmers Linda Martin Cpcu Lutcf 12021 Pennsylvania St Ste 101, Thornton, CO, 80241
State Farm Pam Buckland 1745 Shea Center Dr # 4, Hghlnds Ranch, CO, 80129-1537
Allstate Travis Turner 18425 Pony Express Dr Unit 205, Parker, CO, 80134

Cost Of Homeowners Insurance By Street Near Frederick, CO

Streets in Frederick Area Homeowners Insurance Cost
N Buttercup Cir, Hawthorn St, Wood Duck Ct, Hawthorne Cir, Raspberry Way, Mackenzie Ct, Shoshone Dr, Co Rd 14.5, Bryan Ct, E Wetlands Dr$917
Grandview Blvd, Co Rd 20 1/2, Clayton Cir, Macmurry Ct, Co Rd 28, Co Rd 10.5, Sandpiper, Harlequin Cir, Pheasant View Dr, Parent St$929
Forester Pl, Spring Gulch St, E County Line Rd, Hawthorne St, Egret Dr, Osprey Cir, Macdonald Ct, Saint Vrain Dr, Clayton St, Glen Canyon Dr$867
Mac Leod Ct, Jones Ct, Mt Saint Vrain Ave, Eldorado Ave, Canyon Cir, Williams Ave, Rd 24 1/2, Silver Birch Blvd, Grand Mesa Ave, Primrose Grn$878
Crane Ct, Triple Crown Dr, Elm Ave, Warwick St, Aggregate Blvd, Caribou Dr, Kosmerl Pl, Elizabeth St, Lower Highland Rd, Taylor St$859

Frederick, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Frederick$131 to $134
Erie-Frederick$133
Dacono$129
Erie$137

Frederick, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Erie-Frederick CCD, Weld County, Colorado $133 $177 $266
Firestone town, Colorado $133 $177 $266
Dacono city, Colorado $129 $172 $258

Frederick, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Frederick, CO4.3%18.4%
Erie-Frederick4.08%15.5%
Firestone3.93%13.2%
Dacono5.03%25.29%

Frederick Renters Insurance as a Percentage of Rent

Frederick Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 20 6.0% $1924
$750 to $999 77 25.0% $2674
$1,000 to $1,499 126 41.0% $3799
$1,500 or more 81 26.0% $5449

Average Cost Of Home Insurance By Company In Areas Nearby Frederick For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Angic $2,513
Frame $500 Depositors Insurance Company $1,209
Masonry $500 Hartford Fire Insurance Company $1,770
Frame $500 Homesite Insurance Company $1,488
Masonry $500 Liberty Insurance Corporation $1,700
Frame $500 Mountain Valley Indemnity Company $1,148
Frame $500 National Farmers Union Prop & Cas $1,734
Frame $500 Praetorian Insurance Company $1,331
Masonry $500 Stillwater Property And Casualty Insurance Co $1,475
Frame $500 Teachers Insurance Company $1,188

Frederick, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Frederick Homeowner Insurance Premium Example $2,200$2,000
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,300$17,700
Net Savings to Frederick Home Owner from High Deductible Plan $600

Frederick, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Frederick, CO Home Replacement Value MORE than Home Value Frederick, CO Home Replacement Value LESS than Home Value
Replacement Value $157,500 $122,000
Insurance Premium based on Replacement Value $900 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Frederick Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmNationwide Insurance
Monthly Premium 9595242
Year Built 200120122011
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$500000-$600000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Frederick, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 310,000 Metal Roof 2,340 3 > $10,000 Deductible 470 9 Wood siding yes
2003 140,000 Slate Shingles Roof 1,440 3 $1000-$2500 Deductible 330 7 Vinyl siding No
2010 135,000 Wood Shake Roof 1,250 3 $1000-$2500 Deductible 140 3 Stucco siding No
2011 175,000 Asphalt Shingles Roof 1,630 4 $1000-$2500 Deductible 100 1 Brick siding yes
2002 280,000 Shingles Roof 1,940 3 $500- $1000 Deductible 100 1 Stone Siding No
2014 155,000 Asphalt Shingles Roof 1,570 3 $5000 to $10,000 Deductible 280 7 Fiber-Cement Siding No
2001 215,000 Metal Roof 1,540 3 $5000 to $10,000 Deductible 170 3 Stone Siding yes
2003 270,000 Tile Roof 2,250 3 $1000-$2500 Deductible 740 10 Brick siding No
2014 425,000 Composition Roof 3,570 5 $2500-$5000 Deductible 450 3 Brick siding No
2008 340,000 Composition Roof 2,360 4 > $10,000 Deductible 670 8 Wood siding yes
2010 190,000 Slate Shingles Roof 1,880 4 $2500-$5000 Deductible 340 9 Vinyl siding No
2005 485,000 Metal Roof 4,200 5 > $10,000 Deductible 820 8 Vinyl siding No
2014 450,000 Wood Shake Roof 4,540 5 > $10,000 Deductible 1070 12 Vinyl siding No
2011 330,000 Shingles Roof 2,290 4 $2500-$5000 Deductible 260 3 Fiber-Cement Siding No
2013 170,000 Slate Shingles Roof 1,520 5 $1000-$2500 Deductible 210 4 Wood siding No
2004 185,000 Shingles Roof 1,300 3 $1000-$2500 Deductible 860 12 Fiber-Cement Siding yes
2006 200,000 Metal Roof 1,480 3 > $10,000 Deductible 160 4 Wood siding No
2013 420,000 Asphalt Shingles Roof 4,010 5 $500- $1000 Deductible 350 3 Wood siding No
2008 315,000 Tile Roof 2,230 4 $5000 to $10,000 Deductible 830 10 Vinyl siding No
2009 490,000 Tile Roof 3,900 5 > $10,000 Deductible 1170 10 Vinyl siding yes
2005 345,000 Membrane Roof 3,070 4 $5000 to $10,000 Deductible 190 2 Stone Siding yes
2005 600,000 Asphalt Shingles Roof 4,690 5 > $10,000 Deductible 340 2 Vinyl siding No
2012 200,000 Asphalt Shingles Roof 1,770 3 $1000-$2500 Deductible 150 3 Stone Siding No
2013 330,000 Tile Roof 2,910 4 $500- $1000 Deductible 680 4 Fiber-Cement Siding No
2012 175,000 Metal Roof 1,600 5 $2500-$5000 Deductible 340 7 Brick siding yes
2011 225,000 Membrane Roof 1,820 4 $2500-$5000 Deductible 100 1 Stone Siding yes
2011 310,000 Slate Shingles Roof 2,410 4 $2500-$5000 Deductible 930 9 Fiber-Cement Siding yes
2009 185,000 Asphalt Shingles Roof 1,840 3 $500- $1000 Deductible 450 7 Stucco siding No
2002 270,000 Metal Roof 2,030 5 $1000-$2500 Deductible 760 7 Fiber-Cement Siding No
2012 605,000 Composition Roof 4,390 5 $5000 to $10,000 Deductible 190 1 Vinyl siding No
2003 340,000 Membrane Roof 3,080 4 $5000 to $10,000 Deductible 90 1 Stucco siding yes
2010 225,000 Tile Roof 1,760 5 $500- $1000 Deductible 500 6 Stucco siding yes
2004 315,000 Asphalt Shingles Roof 2,670 5 $500 Deductible 1080 7 Vinyl siding yes
2013 330,000 Asphalt Shingles Roof 3,390 5 $1000-$2500 Deductible 1310 9 Brick siding yes