Franklin Insurance Rates:

Franklin, TN homeowners insurance is roughly $759 to $1,035, about $63-$86/month. Our complete research reveals consumers can save upto $358 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Franklin, TN Homeowners Insurance By Home Value

Franklin, TN Home Value Total Homes % of Total Average Franklin, TN Homeowners Insurance
Less than $50,000 345 2.0% $71
$100,000 to $124,999 467 3.0% $313
$125,000 to $149,999 440 3.0% $394
$150,000 to $174,999 923 7.0% $466
$175,000 to $199,999 845 6.0% $538
$200,000 to $249,999 2,107 16.0% $645
$250,000 to $299,999 2,542 20.0% $798
$300,000 to $399,999 4,689 37.0% $1013

Top Home Insurance Agents Near Franklin, TN

Home Insurance Company Near Franklin, TN Homeowners Insurance Agency Near Franklin, TN Address
NA Allen Insurance Group, Llc 1509 Carmack Blvd., Columbia, TN, 38401
Liberty Mutual Independent Geny Insurance Group Llc Dba Jackson Ins 384 S MAIN ST STE B, ASHLAND CITY, TN, 37015
Allstate Paul Pipper 287 New Shackle Island Rd Ste B, Hendersonville, TN, 37075
Travelers Tennesure Inc 2400 CRESTMOOR RD 18, NASHVILLE, TN, 37215
Allstate Terry Burns 321 Billingsly Ct Ste 22, Franklin, TN, 37067

Franklin, TN Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Franklin, TN

Streets in Franklin Area Homeowners Insurance Cost
Grangerview Ct, Lynn Ct, W Concord Rd, Williamsburg Pl, Ewingville Dr, Regent Dr, Battlefield Dr, Short Ct, Gay Dr, Stonewall Jackson Dr$1,048
Eulas Way, Berrys Chapel Rd, Tree Ridge Cove, Plaza St, Lexington Pkwy, Clayborne Ct, Bridgeway Dr, Jasmine Ct, King Richards Ct, Poplar St$863
Longmont Ct, Forrest St, Orchid Rd, Burke Trl, Tamara Cir, Greystone Dr, Gist St, Hibiscus Ln, Pontypool Pass, Eaton Ct$946
Milhouse Dr, Woods Ct, Golden Ct, Legends Club Ln, Goose Creek Dr, Fountainwood Blvd, Pulley Pl, Winder Dr, Lanes End Dr, Chantilly Ln$936
Andrew Crockett Ct, Suays Ln, Goose Creek Byp, Bluebell Way, Woodcrest Ct, Bertrand Dr, Pebble Creek Rd, Quiet Ln, Brickston St, Charleston Ln$931
Championship Blvd, Cummins St, Lawnview Ln, Scotsman Ln, Adair Ct, Meadowgreen Ct, Oakwood Dr E, Chamberlain Park Ln, Cabot Dr, Creekside Ct$915
S Clubhouse Ct, Highland Ave, Jameson Dr, Bucolic Ct, Essex Ct, Ambiance Way, Coachmans Ct, Bryana Dr, Stanley Park Ln, Wiregrass Ln$880
Woodland Hills Dr, Corinne Ct, S Course Vw, Barkleigh Ln, Lipton Ct, Cottingham Dr, Saddle Ct, 9th Ave N, Truman Rd W, Deerfield Ct E$900
Harlinsdale Ct, Jonahs Ridge Way, Cardinal Ct N, Cornerstone Ln, Carronbridge Way, Plumeria Pl, Dante Ranch Ln, Treemont Ln, James Ave, Turnberry Dr$969
Century Oak Dr, Berwick Ct, Dallas Blvd, Tamara Ln, Abbey Ln, White Ct, Gainsway Ct, Tom Robinson Rd, Tyne Dr, Berrys Chapel Rd$889

Franklin, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Franklin$133 to $135
Williamson County$136
Thompson's Station$134

Franklin, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Williamson County, Tennessee $137 $182 $273
Brentwood city, Tennessee $149 $198 $297
Thompson's Station town, Tennessee $134 $179 $269

Franklin, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Franklin, TN3.9%15.4%
Williamson County3.86%15.21%
Thompson's Station4.14%18.04%

Franklin Renters Insurance as a Percentage of Rent

Franklin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 83 1.0% $302
$300 to $499 208 2.0% $1202
$500 to $749 770 10.0% $1877
$750 to $999 2,134 28.0% $2627
$1,000 to $1,499 2,777 37.0% $3752
$1,500 or more 1,418 19.0% $5402

Franklin, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Franklin Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,000$9,200
Net Savings to Franklin Home Owner from High Deductible Plan $800

Franklin, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Franklin, TN Home Replacement Value MORE than Home Value Franklin, TN Home Replacement Value LESS than Home Value
Replacement Value $434,000 $320,000
Insurance Premium based on Replacement Value $2,125 $1,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,000 Risk Exposure from Under Insuring Coverage is $66,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $225/year

Example Franklin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualTravelers
Monthly Premium 6489132
Year Built 200819962014
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$300000-$350000$400000-$500000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Franklin, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 295,000 Metal Roof 1,710 4 $500- $1000 Deductible 1700 12 Wood siding No
1999 445,000 Membrane Roof 3,420 5 $1000-$2500 Deductible 1130 8 Stucco siding No
2008 280,000 Composition Roof 1,560 3 $500- $1000 Deductible 1310 12 Wood siding yes
1991 390,000 Metal Roof 2,280 5 $500 Deductible 1680 9 Fiber-Cement Siding No
2014 615,000 Membrane Roof 4,640 5 $500 Deductible 540 2 Vinyl siding yes
2004 210,000 Shingles Roof 1,400 3 $1000-$2500 Deductible 380 5 Vinyl siding yes
2004 330,000 Asphalt Shingles Roof 1,920 4 > $10,000 Deductible 280 4 Wood siding yes
2011 320,000 Tile Roof 2,370 3 $5000 to $10,000 Deductible 850 12 Wood siding No
1993 385,000 Asphalt Shingles Roof 2,720 5 $2500-$5000 Deductible 1000 8 Stucco siding yes
1999 810,000 Membrane Roof 4,630 5 $2500-$5000 Deductible 1830 7 Vinyl siding yes
2005 720,000 Wood Shake Roof 4,180 5 $1000-$2500 Deductible 2750 9 Brick siding yes
2002 240,000 Asphalt Shingles Roof 1,430 3 $5000 to $10,000 Deductible 220 3 Brick siding No
2002 320,000 Tile Roof 2,340 3 $5000 to $10,000 Deductible 1080 12 Stone Siding No
1999 505,000 Wood Shake Roof 3,090 4 $500 Deductible 1680 8 Fiber-Cement Siding No
2010 380,000 Wood Shake Roof 2,220 5 $5000 to $10,000 Deductible 780 8 Fiber-Cement Siding yes
2014 680,000 Asphalt Shingles Roof 4,950 5 > $10,000 Deductible 520 4 Stone Siding No
2012 590,000 Wood Shake Roof 3,150 4 > $10,000 Deductible 480 4 Brick siding No
2011 270,000 Membrane Roof 1,620 3 $5000 to $10,000 Deductible 110 2 Stucco siding No
2010 235,000 Slate Shingles Roof 1,830 4 $2500-$5000 Deductible 120 2 Stucco siding No
2002 390,000 Membrane Roof 2,360 4 $1000-$2500 Deductible 1100 10 Fiber-Cement Siding No
2012 300,000 Metal Roof 2,060 3 $500 Deductible 2170 12 Fiber-Cement Siding No
2012 330,000 Asphalt Shingles Roof 2,270 3 $500 Deductible 1620 10 Vinyl siding yes
2014 760,000 Composition Roof 4,140 5 $2500-$5000 Deductible 190 1 Vinyl siding No
2009 670,000 Wood Shake Roof 3,880 5 $500- $1000 Deductible 2220 8 Fiber-Cement Siding yes
2008 345,000 Slate Shingles Roof 2,430 5 $2500-$5000 Deductible 1000 10 Wood siding No
1994 395,000 Asphalt Shingles Roof 2,100 4 $500- $1000 Deductible 330 2 Stone Siding No
2010 165,000 Wood Shake Roof 1,270 3 $1000-$2500 Deductible 400 6 Brick siding No
1993 250,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 850 9 Wood siding yes
2011 345,000 Wood Shake Roof 2,150 4 > $10,000 Deductible 520 7 Brick siding No
1996 270,000 Tile Roof 1,780 3 > $10,000 Deductible 410 5 Fiber-Cement Siding yes
2012 300,000 Shingles Roof 1,850 3 $500 Deductible 1290 9 Stucco siding yes
2010 320,000 Membrane Roof 2,160 3 > $10,000 Deductible 520 8 Fiber-Cement Siding No
1993 480,000 Composition Roof 2,540 5 > $10,000 Deductible 570 5 Stone Siding yes

Latest Home Insurance Reviews

State Farm
If you have the money, use State Farm. You don't have to deal with an agent if you don't want (everything processed through website) and they have adequate adjustors when you have the need.
Liberty Mutual
They offer standard coverage typical of the industry. I have coverage for home, contents, liability, and other structures.
State Farm
I would recommend State Farm because you become a customer for-life. That is a nice thought to have when selecting insurance. I wouldn't want to get kicked off.
American Home Shield
We keep our deductible higher as we would rather pay out of pocket if needed instead of an increased monthly amount.
Liberty Mutual
My insurance company has always been quick to deal with issues and fantastic when managing claims. I have no complaints and am completely satisfied.
Erie Insurance
I would recommend our agent not specifically the company allstate. our agent is there when needed and has taken care of our family for almost 20 years.
Erie Insurance
I would recommend Erie for home insurance to anyone. Their customer service is exceptional, the rates and premiums are very competitive, and the options that they offer meet or beat anyone else out there. They score a high mark in my book.
Safeco Insurance
I would rate them at a 2. Every year, my contact changes, which reflects poorly on the company. That can't keep it together so the contact keeps changing. They have a high turnover rate.
The nice thing about Allstate is that you are given a local agent which you can work with. For this reason, I never call the main line but instead always call the agent directly for any of my needs.
I feel that my insurer's rates are a premium cost for a premium service. i expect them to work very hard for me and help me when i need it.
Amica Mutual Insurance
Amica mutual provides better customer service, the customer is also their shareholder. so at the end of the year, they share the profit with their customers.
Erie Insurance
My insurance company is located in the city i reside in, if i ever need anything i am always more than welcome to go down and pay them a visit. the are usually more than welcome to help with whatever issues i am having
Liberty Mutual
I just switched from all state to liberty because of the better rates, so far no complaints
They seem to actually care about me and anything that has happened. When my car was falling apart, they took good care of me. I expect them to do the same with my house.
Erie Insurance
I like the company's website. I like that I am able to pay my premiums on the website. I like the useful articles.
Farmer's Insurance
I think All state is pretty competitive. I have shopped around and to this day have not found any company offering a lower premium for the same coverage.
Erie Insurance
I think that $1000 is comparable to other places and the care we get makes on worth it
I would highly recommend Allstate insurance company to my relatives and friends. Their customer service is excellent and they are close by to my home and work. Whenever I have any questions, all I have to do is pick up the phone and call them locally.
Good company reliable and low deductible. As well as great customer service. 5 out of 5
Farmer's Insurance
So far, besides the issue with the insurance premium billing issue, we are satisfied with the company and would recommend them until we have something happen to turn us.
It is very good in satisfying customer and it is the most user friendly service i recommend to my friends also

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