Franklin, TN homeowners insurance is roughly $759 to $1,035, about $63-$86/month. Our complete research reveals consumers can save upto $358 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Franklin, TN Home Value | Total Homes | % of Total | Average Franklin, TN Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 345 | 2.0% | $71 |
$100,000 to $124,999 | 467 | 3.0% | $313 |
$125,000 to $149,999 | 440 | 3.0% | $394 |
$150,000 to $174,999 | 923 | 7.0% | $466 |
$175,000 to $199,999 | 845 | 6.0% | $538 |
$200,000 to $249,999 | 2,107 | 16.0% | $645 |
$250,000 to $299,999 | 2,542 | 20.0% | $798 |
$300,000 to $399,999 | 4,689 | 37.0% | $1013 |
Home Insurance Company Near Franklin, TN | Homeowners Insurance Agency Near Franklin, TN | Address |
---|---|---|
NA | Allen Insurance Group, Llc | 1509 Carmack Blvd., Columbia, TN, 38401 |
Liberty Mutual Independent | Geny Insurance Group Llc Dba Jackson Ins | 384 S MAIN ST STE B, ASHLAND CITY, TN, 37015 |
Allstate | Paul Pipper | 287 New Shackle Island Rd Ste B, Hendersonville, TN, 37075 |
Travelers | Tennesure Inc | 2400 CRESTMOOR RD 18, NASHVILLE, TN, 37215 |
Allstate | Terry Burns | 321 Billingsly Ct Ste 22, Franklin, TN, 37067 |
Streets in Franklin Area | Homeowners Insurance Cost |
---|---|
Grangerview Ct, Lynn Ct, W Concord Rd, Williamsburg Pl, Ewingville Dr, Regent Dr, Battlefield Dr, Short Ct, Gay Dr, Stonewall Jackson Dr | $1,048 |
Eulas Way, Berrys Chapel Rd, Tree Ridge Cove, Plaza St, Lexington Pkwy, Clayborne Ct, Bridgeway Dr, Jasmine Ct, King Richards Ct, Poplar St | $863 |
Longmont Ct, Forrest St, Orchid Rd, Burke Trl, Tamara Cir, Greystone Dr, Gist St, Hibiscus Ln, Pontypool Pass, Eaton Ct | $946 |
Milhouse Dr, Woods Ct, Golden Ct, Legends Club Ln, Goose Creek Dr, Fountainwood Blvd, Pulley Pl, Winder Dr, Lanes End Dr, Chantilly Ln | $936 |
Andrew Crockett Ct, Suays Ln, Goose Creek Byp, Bluebell Way, Woodcrest Ct, Bertrand Dr, Pebble Creek Rd, Quiet Ln, Brickston St, Charleston Ln | $931 |
Championship Blvd, Cummins St, Lawnview Ln, Scotsman Ln, Adair Ct, Meadowgreen Ct, Oakwood Dr E, Chamberlain Park Ln, Cabot Dr, Creekside Ct | $915 |
S Clubhouse Ct, Highland Ave, Jameson Dr, Bucolic Ct, Essex Ct, Ambiance Way, Coachmans Ct, Bryana Dr, Stanley Park Ln, Wiregrass Ln | $880 |
Woodland Hills Dr, Corinne Ct, S Course Vw, Barkleigh Ln, Lipton Ct, Cottingham Dr, Saddle Ct, 9th Ave N, Truman Rd W, Deerfield Ct E | $900 |
Harlinsdale Ct, Jonahs Ridge Way, Cardinal Ct N, Cornerstone Ln, Carronbridge Way, Plumeria Pl, Dante Ranch Ln, Treemont Ln, James Ave, Turnberry Dr | $969 |
Century Oak Dr, Berwick Ct, Dallas Blvd, Tamara Ln, Abbey Ln, White Ct, Gainsway Ct, Tom Robinson Rd, Tyne Dr, Berrys Chapel Rd | $889 |
Place | Savings For Senior Occupied Homes |
---|---|
Franklin | $133 to $135 |
Williamson County | $136 |
Brentwood | $148 |
Thompson's Station | $134 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Williamson County, Tennessee | $137 | $182 | $273 |
Brentwood city, Tennessee | $149 | $198 | $297 |
Thompson's Station town, Tennessee | $134 | $179 | $269 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Franklin, TN | 3.9% | 15.4% |
Williamson County | 3.86% | 15.21% |
Brentwood | 3.11% | 13.03% |
Thompson's Station | 4.14% | 18.04% |
Franklin Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
Less than $200 | 83 | 1.0% | $302 |
$300 to $499 | 208 | 2.0% | $1202 |
$500 to $749 | 770 | 10.0% | $1877 |
$750 to $999 | 2,134 | 28.0% | $2627 |
$1,000 to $1,499 | 2,777 | 37.0% | $3752 |
$1,500 or more | 1,418 | 19.0% | $5402 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $900 | $2,900 |
Yearly Franklin Homeowner Insurance Premium Example | $1,300 | $900 |
Out of Pocket Expense During Claim | $900 | $2,900 |
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $10,000 | $9,200 |
Net Savings to Franklin Home Owner from High Deductible Plan | $800 |
Scenario | Franklin, TN Home Replacement Value MORE than Home Value | Franklin, TN Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $434,000 | $320,000 |
Insurance Premium based on Replacement Value | $2,125 | $1,575 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $48,000 | Risk Exposure from Under Insuring Coverage is $66,000 |
Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $225/year |
Insurance Company | State Farm | Liberty Mutual | Travelers |
Monthly Premium | 64 | 89 | 132 |
Year Built | 2008 | 1996 | 2014 |
Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
Coverage Amount | $175000-$200000 | $300000-$350000 | $400000-$500000 |
Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
2012 | 295,000 | Metal Roof | 1,710 | 4 | $500- $1000 Deductible | 1700 | 12 | Wood siding | No |
1999 | 445,000 | Membrane Roof | 3,420 | 5 | $1000-$2500 Deductible | 1130 | 8 | Stucco siding | No |
2008 | 280,000 | Composition Roof | 1,560 | 3 | $500- $1000 Deductible | 1310 | 12 | Wood siding | yes |
1991 | 390,000 | Metal Roof | 2,280 | 5 | $500 Deductible | 1680 | 9 | Fiber-Cement Siding | No |
2014 | 615,000 | Membrane Roof | 4,640 | 5 | $500 Deductible | 540 | 2 | Vinyl siding | yes |
2004 | 210,000 | Shingles Roof | 1,400 | 3 | $1000-$2500 Deductible | 380 | 5 | Vinyl siding | yes |
2004 | 330,000 | Asphalt Shingles Roof | 1,920 | 4 | > $10,000 Deductible | 280 | 4 | Wood siding | yes |
2011 | 320,000 | Tile Roof | 2,370 | 3 | $5000 to $10,000 Deductible | 850 | 12 | Wood siding | No |
1993 | 385,000 | Asphalt Shingles Roof | 2,720 | 5 | $2500-$5000 Deductible | 1000 | 8 | Stucco siding | yes |
1999 | 810,000 | Membrane Roof | 4,630 | 5 | $2500-$5000 Deductible | 1830 | 7 | Vinyl siding | yes |
2005 | 720,000 | Wood Shake Roof | 4,180 | 5 | $1000-$2500 Deductible | 2750 | 9 | Brick siding | yes |
2002 | 240,000 | Asphalt Shingles Roof | 1,430 | 3 | $5000 to $10,000 Deductible | 220 | 3 | Brick siding | No |
2002 | 320,000 | Tile Roof | 2,340 | 3 | $5000 to $10,000 Deductible | 1080 | 12 | Stone Siding | No |
1999 | 505,000 | Wood Shake Roof | 3,090 | 4 | $500 Deductible | 1680 | 8 | Fiber-Cement Siding | No |
2010 | 380,000 | Wood Shake Roof | 2,220 | 5 | $5000 to $10,000 Deductible | 780 | 8 | Fiber-Cement Siding | yes |
2014 | 680,000 | Asphalt Shingles Roof | 4,950 | 5 | > $10,000 Deductible | 520 | 4 | Stone Siding | No |
2012 | 590,000 | Wood Shake Roof | 3,150 | 4 | > $10,000 Deductible | 480 | 4 | Brick siding | No |
2011 | 270,000 | Membrane Roof | 1,620 | 3 | $5000 to $10,000 Deductible | 110 | 2 | Stucco siding | No |
2010 | 235,000 | Slate Shingles Roof | 1,830 | 4 | $2500-$5000 Deductible | 120 | 2 | Stucco siding | No |
2002 | 390,000 | Membrane Roof | 2,360 | 4 | $1000-$2500 Deductible | 1100 | 10 | Fiber-Cement Siding | No |
2012 | 300,000 | Metal Roof | 2,060 | 3 | $500 Deductible | 2170 | 12 | Fiber-Cement Siding | No |
2012 | 330,000 | Asphalt Shingles Roof | 2,270 | 3 | $500 Deductible | 1620 | 10 | Vinyl siding | yes |
2014 | 760,000 | Composition Roof | 4,140 | 5 | $2500-$5000 Deductible | 190 | 1 | Vinyl siding | No |
2009 | 670,000 | Wood Shake Roof | 3,880 | 5 | $500- $1000 Deductible | 2220 | 8 | Fiber-Cement Siding | yes |
2008 | 345,000 | Slate Shingles Roof | 2,430 | 5 | $2500-$5000 Deductible | 1000 | 10 | Wood siding | No |
1994 | 395,000 | Asphalt Shingles Roof | 2,100 | 4 | $500- $1000 Deductible | 330 | 2 | Stone Siding | No |
2010 | 165,000 | Wood Shake Roof | 1,270 | 3 | $1000-$2500 Deductible | 400 | 6 | Brick siding | No |
1993 | 250,000 | Asphalt Shingles Roof | 1,590 | 3 | $500- $1000 Deductible | 850 | 9 | Wood siding | yes |
2011 | 345,000 | Wood Shake Roof | 2,150 | 4 | > $10,000 Deductible | 520 | 7 | Brick siding | No |
1996 | 270,000 | Tile Roof | 1,780 | 3 | > $10,000 Deductible | 410 | 5 | Fiber-Cement Siding | yes |
2012 | 300,000 | Shingles Roof | 1,850 | 3 | $500 Deductible | 1290 | 9 | Stucco siding | yes |
2010 | 320,000 | Membrane Roof | 2,160 | 3 | > $10,000 Deductible | 520 | 8 | Fiber-Cement Siding | No |
1993 | 480,000 | Composition Roof | 2,540 | 5 | > $10,000 Deductible | 570 | 5 | Stone Siding | yes |