Franklin Insurance Rates:

Franklin, OH homeowners insurance is approximately $602 to $819, about $50-$68/month. Our thorough research indicates shoppers can save upto $284 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I can always reach someone when i need to. the company is very easy to reach at any time of the day.
Progressive
Since the agents are so personal, there is not always great communication between agents about plans so if you get in touch with someone other than your usual agent, they don't always know all the details of your particular plan.
Farmer's Insurance
They always greet me nicely when i come into the store to pay for my bills and such. good employees there.
Erie Insurance
They're not so good about customer service. If I have questions it usually takes more than 2 business days to get a response from my agent. I remember being concerned about our sewage stack and wanting to make sure that our insurance would cover it if anything were to go wrong with it. I called and spoke to an agent and he said they have no coverage like that. I was really confused. Now after looking at their website, I see that they cover sewer protection, so I was given wrong information.

Franklin, OH Homeowners Insurance By Home Value

Franklin, OH Home Value Total Homes % of Total Average Franklin, OH Homeowners Insurance
Less than $50,000 261 3.0% $127
$60,000 to $69,999 308 3.0% $333
$70,000 to $79,999 228 2.0% $383
$80,000 to $89,999 355 4.0% $440
$90,000 to $99,999 593 7.0% $489
$100,000 to $124,999 1,639 19.0% $568
$125,000 to $149,999 1,559 18.0% $710
$150,000 to $174,999 1,401 16.0% $844
$175,000 to $199,999 610 7.0% $972
$200,000 to $249,999 710 8.0% $1171
$250,000 to $299,999 214 2.0% $1427
$300,000 to $399,999 307 3.0% $1817

Top Home Insurance Agents Near Franklin, OH

Home Insurance Company Near Franklin, OH Homeowners Insurance Agency Near Franklin, OH Address
NA Lovett Insurance Services 12083 Sheraton Ln Bldg 3, Springdale, OH, 45246
Travelers Brown Ohio Insurance Agency Inc 4721 CORNELL ROAD, CINCINNATI, OH, 45241
State Farm Carl Sharp 27 W Union St, Liberty, IN, 47353-1349
Farmers Michael Cappel Lutcf 3985 Race Rd Ste 13, Cincinnati, OH, 45211
Travelers Wm G Uhl Agency Inc 7755 Paragon Road Suite 100 , Dayton, OH, 45459

Cost Of Homeowners Insurance By Street Near Franklin, OH

Streets in Franklin Area Homeowners Insurance Cost
Clay St, Dale Ave, Scholl Rd, Victory Dr, Victory Ln, Russell Ave, Heritage Ave, Ellenridge Dr, Perry Ave, Dubois Rd$707
Vernon St, Mount Vernon St, Oleander Dr, Rose Marie Rd, Burnham Woods Dr, Holly Dr, Clay St, Allen St, Lakeview Dr, Mad River$701
Hinton St, Kipton Dr, E 2nd St, Wendell Ct, Linden Ave, E 4th St, Westline Dr, Hobart Ave, Boulder Dr, Howard Ln$710
Fitzgerald Way, Homestead Dr, Kathy Ln, Cana St, St Mount Vernon, Edwards Dr, Highgate Ct, Franklin Commons Cir, W 2nd St, Connie St$698
Grey Cliff Trl, Woodcreek Dr, Linwood Rd, Gribble Dr, Roberts Dr, Back Ln, Thirkield Ave, McGuire Ln, Castlebrook Dr, Miami View Dr$709

Franklin, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Franklin$106 to $108
Hunter$107
Springboro$112
Middletown$103

Franklin, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hunter CDP, Ohio $107 $143 $215
Springboro city, Ohio $113 $150 $225
Middletown city, Ohio $104 $138 $207

Franklin, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Franklin, OH4.5%14.8%
Hunter4.71%14.31%
Springboro3.42%11.69%
Middletown4.81%13.3%

Franklin Renters Insurance as a Percentage of Rent

Franklin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 46 1.0% $342
$200 to $299 87 2.0% $792
$300 to $499 266 8.0% $1242
$500 to $749 1,299 39.0% $1917
$750 to $999 857 26.0% $2667
$1,000 to $1,499 532 16.0% $3792
$1,500 or more 164 5.0% $5442

Franklin, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Franklin Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,100$7,900
Net Savings to Franklin Home Owner from High Deductible Plan $1,200

Franklin, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Franklin, OH Home Replacement Value MORE than Home Value Franklin, OH Home Replacement Value LESS than Home Value
Replacement Value $177,000 $109,000
Insurance Premium based on Replacement Value $850 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,000 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Franklin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceState FarmLiberty Mutual
Monthly Premium 274395
Year Built 200919871964
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$300000-$350000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Franklin, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 125,000 Metal Roof 1,520 5 $500 Deductible 260 6 Vinyl siding No
2014 160,000 Asphalt Shingles Roof 2,160 3 $500- $1000 Deductible 410 8 Vinyl siding yes
1974 270,000 Tile Roof 3,160 4 > $10,000 Deductible 170 5 Brick siding No
1980 275,000 Shingles Roof 2,970 4 $500- $1000 Deductible 320 4 Stone Siding yes
1976 275,000 Asphalt Shingles Roof 2,920 4 > $10,000 Deductible 180 3 Stucco siding No
1966 185,000 Membrane Roof 2,010 5 $500 Deductible 580 12 Stucco siding No
1981 220,000 Tile Roof 3,180 5 $1000-$2500 Deductible 370 6 Fiber-Cement Siding yes
1971 190,000 Shingles Roof 1,860 4 $2500-$5000 Deductible 550 12 Fiber-Cement Siding yes
1980 150,000 Asphalt Shingles Roof 2,170 3 $500- $1000 Deductible 430 8 Brick siding yes
1981 245,000 Composition Roof 3,240 5 > $10,000 Deductible 250 6 Stucco siding yes
1975 330,000 Wood Shake Roof 4,050 5 $2500-$5000 Deductible 720 7 Stone Siding No
2008 170,000 Asphalt Shingles Roof 1,700 4 $500 Deductible 400 8 Brick siding yes
1972 200,000 Composition Roof 2,220 3 $500 Deductible 270 5 Stucco siding No
1972 275,000 Wood Shake Roof 3,490 5 $500- $1000 Deductible 630 6 Vinyl siding No
2013 160,000 Slate Shingles Roof 1,840 5 $5000 to $10,000 Deductible 160 5 Wood siding No
2013 130,000 Metal Roof 1,940 3 $500 Deductible 370 7 Stucco siding yes
2008 175,000 Composition Roof 2,510 5 $5000 to $10,000 Deductible 300 10 Wood siding yes