Franklin Insurance Rates:

Franklin, NC homeowners insurance is approximately $504 to $688, about $42-$57/month. Our extensive analysis shows customers can save as much as $238 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Franklin, NC Homeowners Insurance By Home Value

Franklin, NC Home Value Total Homes % of Total Average Franklin, NC Homeowners Insurance
Less than $50,000 632 14.0% $101
$50,000 to $59,999 90 2.0% $214
$60,000 to $69,999 132 2.0% $262
$70,000 to $79,999 149 3.0% $303
$80,000 to $89,999 219 4.0% $345
$90,000 to $99,999 147 3.0% $387
$100,000 to $124,999 537 12.0% $447
$125,000 to $149,999 490 11.0% $560
$150,000 to $174,999 593 13.0% $661
$175,000 to $199,999 379 8.0% $762
$200,000 to $249,999 401 9.0% $917
$250,000 to $299,999 389 8.0% $1126
$300,000 to $399,999 279 6.0% $1430

Top Home Insurance Agents Near Franklin, NC

Home Insurance Company Near Franklin, NC Homeowners Insurance Agency Near Franklin, NC Address
Travelers Upstate Of Oconee Inc 700 W MAIN ST, WALHALLA, SC, 29691
NA Stanberry Insurance Agency 141 Main St, Highlands, NC, 28741
Travelers A W Adams Insurance 30 Commerce St, Clayton, GA, 30525
Travelers Advantage Insurers Inc 691 Historic Highway 441 691 Historic Highway 441 , Demorest, GA, 30535
Travelers Patton Morgan & Clark Ins Agency 70 Academy Street, Canton, NC, 28716

Cost Of Homeowners Insurance By Street Near Franklin, NC

Streets in Franklin Area Homeowners Insurance Cost
Stamey Mountain Rd, Burnette Rd, Mountain Laurel Rd, Stonebrook Dr, Whistle Stop Way, State Rd 1535, Shiver Phillips, State Rd 1170, Maclor Forest Cir, Cross Creek Rd$602
Maclor Forest Heights Rd, Phillips Ln, Davis Cr Rd, 1484, W Cove Ln, State Rd 1672, Alex Anderson Rd, Hunnicutt Ln, Gibson Cove Estates Rd, State Rd 1381$597
Embers Dr, Harmony Ln, Heathwood Ln, Sloan St, Maiden Chaple Rd, Silly Ridge Rd, Mulberry Ln, E Martha Ln, High Water Trl, Dock Tallent Rd$595
Hanak Way, Lisa Ct, McCall Rd, Wadesboro Cir, Green St, Two Barn Ln, Middle Burningtown Rd, Chapin Rd, Coyote Cove, Holbrook Branch Ln$599
Vine Dr, Bonfire Dr, Carolina Crest Dr, Stanfield Branch Rd, Hays Cir, State Rd 1121, Fox Ridge Cir, Cheek Rd, Magnolia Ln, Southside Ln$598
Wild Deer Trl, Pressley Cir, Gibson Cove Rd, Firehouse Rd, Hemlock Trl, Highhaven Ln, Steeplechase Rd, Cardinal Ln, Hallelujah Dr, State Rd 1529$607
Dobson Mountain Rd, Hedden Ct, Rass Justice Rd, Hollyview Cir, Moore Dr, State Rd 1380, Hannah Mountain Rd, Coweeta Chem Lab Rd, Courtney Marie Dr, Macon Ave$604
Sugar Maple Ln, Peace Haven Ln, Pete McCoy Rd, Two Turtle Rd, California Mountain Rd, Tanglewood Ln, Johnny's Mountain Rd, Hayes Mill Rd, Woodcastle Ln, Sylva Hwy$602
Dove Haven Dr, 1654, Dogwood Dr E, E Main St, Norris Hill Rd, State Rd 1118, Chapel View Dr, 1520, Tessentee Ln, Cabe Cove Rd$602
Natures Way, Birdsong Trl, Walnut Creek Rd, Windy Gap Rd, State Rd 1655, Old Poplar Rd, Olive Hill Rd, Jack Pile Rd, Buck Knob Rd, Birch Tree Cove$603

Franklin, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Franklin$88 to $90
Macon County$90
Cartoogechaye$93
Smithbridge$91

Franklin, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Macon County, North Carolina $90 $120 $180
Ellijay township, Macon County, North Carolina $90 $120 $180
Millshoal township, Macon County, North Carolina $91 $121 $182

Franklin, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Franklin, NC4.8%18.8%
Macon County4.72%18.14%
Ellijay4.2%20.99%
Millshoal5.14%18.4%

Franklin Renters Insurance as a Percentage of Rent

Franklin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 44 2.0% $328
$200 to $299 27 1.0% $778
$300 to $499 314 17.0% $1228
$500 to $749 677 37.0% $1903
$750 to $999 420 23.0% $2653
$1,000 to $1,499 233 13.0% $3778
$1,500 or more 76 4.0% $5428

Franklin, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Franklin Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,800$6,600
Net Savings to Franklin Home Owner from High Deductible Plan $1,200

Franklin, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Franklin, NC Home Replacement Value MORE than Home Value Franklin, NC Home Replacement Value LESS than Home Value
Replacement Value $175,500 $140,500
Insurance Premium based on Replacement Value $725 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Franklin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceState Farm
Monthly Premium 5491178
Year Built 198519902014
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$250000-$300000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Franklin, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 275,000 Tile Roof 2,920 5 $500 Deductible 930 8 Stone Siding yes
1989 260,000 Membrane Roof 2,440 5 $5000 to $10,000 Deductible 60 1 Brick siding yes
2007 200,000 Membrane Roof 2,150 4 $5000 to $10,000 Deductible 310 8 Stone Siding yes
1984 140,000 Membrane Roof 1,920 3 $1000-$2500 Deductible 350 5 Wood siding No
1989 280,000 Membrane Roof 3,240 5 $500- $1000 Deductible 1100 12 Stucco siding yes
2010 205,000 Wood Shake Roof 2,030 5 $2500-$5000 Deductible 100 2 Wood siding No
2013 130,000 Shingles Roof 1,580 3 $500- $1000 Deductible 120 2 Brick siding yes
2013 280,000 Membrane Roof 2,770 4 $2500-$5000 Deductible 800 7 Fiber-Cement Siding yes
2013 310,000 Metal Roof 3,050 4 $5000 to $10,000 Deductible 310 3 Stucco siding No
2010 215,000 Wood Shake Roof 2,380 4 $500- $1000 Deductible 540 8 Stucco siding No
2006 190,000 Asphalt Shingles Roof 1,910 3 $1000-$2500 Deductible 80 1 Stucco siding yes
2003 185,000 Tile Roof 2,500 5 $2500-$5000 Deductible 70 1 Stone Siding No
2002 220,000 Shingles Roof 2,490 5 $500 Deductible 100 1 Brick siding yes
1996 115,000 Shingles Roof 1,310 3 $2500-$5000 Deductible 70 2 Stone Siding No
2011 345,000 Asphalt Shingles Roof 3,530 5 $500 Deductible 580 4 Brick siding yes
1986 150,000 Membrane Roof 1,730 4 $500 Deductible 320 7 Vinyl siding yes
2009 325,000 Metal Roof 3,510 5 $5000 to $10,000 Deductible 490 5 Wood siding No
1982 225,000 Asphalt Shingles Roof 2,870 4 $500- $1000 Deductible 300 4 Fiber-Cement Siding yes
2013 375,000 Slate Shingles Roof 3,530 5 $2500-$5000 Deductible 400 4 Fiber-Cement Siding No
1990 175,000 Metal Roof 2,340 4 $1000-$2500 Deductible 60 1 Brick siding yes
2012 310,000 Composition Roof 4,130 5 > $10,000 Deductible 800 12 Stone Siding yes
1993 300,000 Metal Roof 4,180 5 $2500-$5000 Deductible 490 4 Stucco siding yes
1992 180,000 Tile Roof 2,410 4 $1000-$2500 Deductible 140 3 Brick siding No
2005 160,000 Shingles Roof 1,560 3 $500- $1000 Deductible 640 9 Stucco siding No
2003 230,000 Shingles Roof 2,860 4 $2500-$5000 Deductible 290 3 Vinyl siding No
2008 430,000 Membrane Roof 4,390 5 $500 Deductible 500 3 Wood siding No
2011 195,000 Composition Roof 2,110 3 $2500-$5000 Deductible 570 8 Stone Siding No
1997 165,000 Composition Roof 2,260 3 $500 Deductible 530 9 Stucco siding No
1990 345,000 Asphalt Shingles Roof 3,310 5 $1000-$2500 Deductible 1060 8 Stone Siding yes
1996 210,000 Wood Shake Roof 2,290 3 $1000-$2500 Deductible 280 3 Stucco siding No
1982 220,000 Metal Roof 2,920 5 $500- $1000 Deductible 660 8 Brick siding No
2010 410,000 Composition Roof 4,470 5 $2500-$5000 Deductible 1290 8 Stucco siding yes
1980 215,000 Wood Shake Roof 2,330 5 $500 Deductible 410 5 Wood siding yes
2014 135,000 Slate Shingles Roof 1,730 5 $1000-$2500 Deductible 340 8 Wood siding No