Franklin County Insurance Rates:

Franklin County, MO homeowners insurance is roughly $841 to $1,143, about $70-$95/month. Our in depth research shows customers can save as much as $396 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Great customer service every time i call my local agent's office. i call every month to pay my bill over the phone and always get exceptional service.
State Farm
The wait time to call and ask questions is a little disturbing. i don't understand how putting someone on hold for 15 min is acceptable!
I really like how the plan that i chose is affordable and it also covers everything i need for my home and car.
My insurance premium us more expensive than others but affordable and acceptable for my standards
State Farm
Personally there is nothing that I dislike about the company. I am fully satisfied.
We don't like how the company never reaches out to us to inform us of things that are going on. It would be nice to receive a card or an email with some kind of update or anything.
Their website is simple and clean. It is easy to navigate and I am able to locate the information that I need relatively quickly.
The only real gripe I have about my company would be my premium. I'd like to be paying less than I am at the moment. It seems like insurance just keeps going up and up instead of being able to get a decent rate any more.
Farmer's Insurance
The company has been prompt in handling our insurance claims, and I like the personal service they provide.
Liberty Mutual
I wish they wouldn't dock you when you do file claims. After our second claim, our premium did go up.
One year, after a deadly tornado hit in my state, they boosted my premiums by 60% the next year. They were unwilling to do anything about it, even though the tornado was over 150 miles away.
They are always clear and on the ball as far as providing information. They always get back to me in a very timely manner.
State Farm
We are able to get in contact with our local agent whenever necessary. We can stop by the office with questions or drop off payments whenever necessary. The personal service is great.
I have really been with about 5 different companies and Allstate so far has been the very best one so I praise the heck out of them
I like its reliability, its easy to fix things, its good service and its way of doing things, it is a very complete company in all the parameters to be established.
I like AAA for its office. It fulfills many needs besides my insurance needs. I like that I know my insurance agent's name and that he is usually available.
American Family
I do wish we could be provided with a few highlights about what our policy covers, almost like a quick reference guide.
Ashley Swegle Agency
I like that the company takes the time to make sure its customers are happy and also offers competitive rates for good coverage plans.
Allstate can drop some insurance from your policy without letting you know. The only way you can figure this out is by calling them.

Franklin County, MO Homeowners Insurance By Home Value

Franklin County, MO Home Value Total Homes % of Total Average Franklin County, MO Homeowners Insurance
Less than $50,000 3,036 10.0% $158
$50,000 to $59,999 663 2.0% $337
$60,000 to $69,999 654 2.0% $426
$70,000 to $79,999 885 3.0% $486
$80,000 to $89,999 1,263 4.0% $555
$90,000 to $99,999 1,447 5.0% $624
$100,000 to $124,999 3,624 13.0% $724
$125,000 to $149,999 3,309 11.0% $902
$150,000 to $174,999 3,429 12.0% $1071
$175,000 to $199,999 2,262 8.0% $1230
$200,000 to $249,999 3,178 11.0% $1488
$250,000 to $299,999 2,076 7.0% $1815
$300,000 to $399,999 1,976 7.0% $2311

Top Home Insurance Agents Near Franklin County, MO

Home Insurance Company Near Franklin County, MO Homeowners Insurance Agency Near Franklin County, MO Address
NA Sci Group Dba St Charles Insurance Agency 4600 Executive Centre Pkwy Ste D Saint Peters, St. Peters, MO, 63376
NA Nec Ins Inc 308 Noonan Dr, Pacific, MO, 63069
Farmers Edward Akers 1417 N 2nd St, Saint Charles, MO, 63301
State Farm Kevin Pierce 210 S 2nd St, Saint Charles, MO, 63301-2809
State Farm Max Mcgowan 11520 Saint Charles Rock Road, Bridgeton, MO, 63044

Cost Of Homeowners Insurance By Street Near Franklin County, MO

Streets in Franklin County Area Homeowners Insurance Cost
Chouteau, Old Cove Rd, Kiel Dr, Fairfield Ridge Rd, Kristi Ln, Farrell Rd, Burlage Rd, Haven Dr, Peters Ln, Hobart St$970
Elm Ln, E Gravois Ave, Friendship Ln, Hill Dr, Eckelkamp Ct, Vee Cee Estates Ln, W Mangan Rd, Michelle Dr, S Meadow View Ct, W Pacific St$956
Apache Dr, St Clair Plaza Dr, Partridge Ct, Forty Oaks Ln, State Hwy T, W Oak St, Mealer Ln, S Cedar St, Scrivner St, W 5th St$961
Old Pottery Rd, Toelke Ln, S Svc Rd E, Moselle Rd, Viento Dr, Bordeaux Cir, Highway N, Washington Ave, Peachtree, Viken Dr$989
Cedar St, Twin Lakes Dr, Wrights Lodge Rd, Deerfield Ln, Saint Johns Rd, Nadeau Ln, Top of the Hill, Hale Dr, Arbor Ln, Fox Ln$981
Glen Eagle Ln, Northview, Stone Church Rd, Spring Bluff Rd, Excelsior Rd, Myers Farm Ln, Millstone Village Dr, Little Creek Rd, Autumn Oak Ln, Columbus$979
Glenn Ave, Barn Rd, W Gravois Ave, Clover Ln, North St, Pacific Summit Estate, Danimac Rd, Choiceland Ct, Carriage Ct, Ozark Dr$966
Sunny Pl, Sunset Echo Rd, Forest Rd, Wilkinson Rd, Silver Lake Ridge Dr, Gildehaus Rd, Cherokee Dr, Vinecrest Ln, Plaster Ave, Gibson Rd$1,013
Liberty School Rd, Rem Ln, Virginia Pl, Timber Ridge Loop, Misty Meadows Ct, Alpine Rd, Koppelmann Valley Rd, Lynn Ln, View Point Ln, Cherry Ln$1,014
Rock Creek Dr, Fire Tree Ln, W Park Ave, Graeser Rd, Project Rd, Lindeman Ln, Carlye Way, Spring Valley Rd, Homestead Ln, Quail Run Dr$983

Franklin County, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Franklin County$148 to $151
St. Clair$143

Franklin County, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Union township, Franklin County, Missouri $149 $198 $297
St. Clair city, Missouri $143 $191 $287
Central township, Franklin County, Missouri $146 $194 $291

Franklin County, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Franklin County, MO6.8%22.9%
St. Clair7.28%23.74%

Franklin County Renters Insurance as a Percentage of Rent

Franklin County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 125 1.0% $337
$200 to $299 143 1.0% $787
$300 to $499 1,708 20.0% $1237
$500 to $749 3,680 43.0% $1912
$750 to $999 1,937 22.0% $2662
$1,000 to $1,499 833 9.0% $3787
$1,500 or more 105 1.0% $5437