Frankfort Insurance Rates:

Frankfort, IL homeowners insurance is approximately $701 to $953, about $58-$79/month. Our all inclusive analysis shows customers can save upto $330 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
We have had all state insure our home for the last 6 years. what i like most about them is that they are a well established insurance company and very reliable.
Travelers
We had fleas from a stray cat hiding on our property and the home insurance would not cover the cost of extermination.
State Farm
I like the fact that i can bundle my insurance needs and therefore get a reduced rate for all my insurance needs.
American Strategic Insurance
I have called them and they are difficult to locate and get a clear answer. The wait time was long and when I got someone they didn't answer my question.
Aaa
It could use some work for the graphic user interface. Also, some critical information should be shown in a more prominent manner.
Allstate
What I disliked about the company was that it was difficult to get a hold of our original agent and our questions went unanswered for a little while.
American Family
There is absolutely nothing that I do not like about my insurance company, except perhaps they do tend to send me duplicate information. I am not sure if it is a computer glitch or just the way they do business.
Nationwide
The website is very user-friendly and I'm able to do everything I need to do all in 1 spot. I have not downloaded the app because I would not use it at all.

Frankfort, IL Homeowners Insurance By Home Value

Frankfort, IL Home Value Total Homes % of Total Average Frankfort, IL Homeowners Insurance
Less than $50,000 283 2.0% $66
$100,000 to $124,999 366 2.0% $297
$125,000 to $149,999 445 3.0% $380
$150,000 to $174,999 664 4.0% $446
$175,000 to $199,999 783 5.0% $512
$200,000 to $249,999 3,058 22.0% $620
$250,000 to $299,999 2,938 22.0% $760
$300,000 to $399,999 4,550 34.0% $967

Top Home Insurance Agents Near Frankfort, IL

Home Insurance Company Near Frankfort, IL Homeowners Insurance Agency Near Frankfort, IL Address
NA Jensen Insurance Group, Inc. 728 E Northwest Hwy, Ste 200, Palatine, IL, 60074
State Farm Bernie Majewski 800 E Northwest Hwy Ste 101, Mt Prospect, IL, 60056-3457
Travelers Homestar Insurance Services Llc 303 SECTION LINE RD, MANTENO, IL, 60950
Travelers Humbert Insurance Agency Ltd 188 W INDUSTRIAL DR STE 430, ELMHURST, IL, 60126
Travelers Nichols Insurance Agency Inc 1813 HICKS ROAD STE C, ROLLING MEADOWS, IL, 60008

Cost Of Homeowners Insurance By Street Near Frankfort, IL

Streets in Frankfort Area Homeowners Insurance Cost
189th St, Therese Ln, Welland Ct, W Carrie Ct, London Ln, Emilie Ln, S Vanderbilt Dr, Cloister Ct, Tanglewood Ct S, S Foxfire Dr$810
Creek Crossing Dr, Gale View Ln, Arrow Head Cir, Lowery Ct, Washington Pkwy, Brookridge Dr, Lavender Ln, S Hillside Dr, Ballycastle Ln, Rosemary Rd$889
Victorian Dr, Abbey Dr, S Owens Rd, Rosewood Ln, Black Oak Ave, Fiona Ave, Heaton Ct, Pembrook Dr, W Sauk Trl, S White St$846
Dove Ave, S Locust St, Overlook Dr, 116th Ave, S Glasgow Dr, Brookridge Creek Dr, Huntington Ct, Misty Falls Cir, Cormoy Ln, Bankview Dr$894
1st Ct, Hackberry Rd, W Dove Ln, Saint Marys Rd, Bristol Ct, Hamilton Ave, Birchwood Rd, Parkway Ln, Westport Way, Kirkstone Wy Ct A$843

Frankfort, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Frankfort$123 to $126
Mokena$124
Frankfort Square$119
Tinley Park$120

Frankfort, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mokena village, Illinois $125 $166 $249
Frankfort Square CDP, Illinois $119 $159 $239
Tinley Park village, Illinois $120 $160 $240

Frankfort, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Frankfort, IL3.1%8.4%
Mokena3.08%8.38%
Frankfort Square3.48%11.43%
Tinley Park3.52%9.89%

Frankfort Renters Insurance as a Percentage of Rent

Frankfort Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 57 4.0% $1204
$500 to $749 109 9.0% $1879
$750 to $999 363 30.0% $2629
$1,000 to $1,499 289 24.0% $3754
$1,500 or more 348 29.0% $5404

Frankfort, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly Frankfort Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,300$13,300
Net Savings to Frankfort Home Owner from High Deductible Plan $1,000

Frankfort, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Frankfort, IL Home Replacement Value MORE than Home Value Frankfort, IL Home Replacement Value LESS than Home Value
Replacement Value $373,000 $238,000
Insurance Premium based on Replacement Value $1,800 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $83,500 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $400/year

Example Frankfort Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmErie InsuranceChubb Group of Insurance
Monthly Premium 124119131
Year Built 198919982010
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$400000-$500000$500000-$600000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Frankfort, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 400,000 Slate Shingles Roof 2,620 4 $1000-$2500 Deductible 360 2 Stucco siding No
2003 445,000 Wood Shake Roof 2,890 4 $500 Deductible 1830 10 Stone Siding No
2012 425,000 Shingles Roof 3,270 5 $500- $1000 Deductible 2150 9 Stucco siding No
1989 250,000 Metal Roof 1,970 4 $1000-$2500 Deductible 340 5 Wood siding No
2010 270,000 Wood Shake Roof 1,550 3 $2500-$5000 Deductible 1210 12 Stone Siding yes
2010 440,000 Composition Roof 3,140 4 > $10,000 Deductible 210 2 Vinyl siding yes
1984 595,000 Asphalt Shingles Roof 3,410 5 > $10,000 Deductible 1050 10 Vinyl siding No
1998 295,000 Shingles Roof 1,640 4 $1000-$2500 Deductible 770 6 Stucco siding No
1986 375,000 Membrane Roof 2,300 4 > $10,000 Deductible 740 7 Stucco siding No
2012 190,000 Metal Roof 1,500 3 $500 Deductible 690 7 Stone Siding yes
1988 440,000 Asphalt Shingles Roof 2,390 4 $1000-$2500 Deductible 370 3 Fiber-Cement Siding No
1982 330,000 Wood Shake Roof 2,330 4 $1000-$2500 Deductible 380 4 Fiber-Cement Siding yes
1997 385,000 Composition Roof 2,200 3 > $10,000 Deductible 700 6 Vinyl siding No
2002 280,000 Metal Roof 1,900 3 $2500-$5000 Deductible 260 3 Fiber-Cement Siding yes
2006 615,000 Tile Roof 4,130 5 $500 Deductible 1040 4 Vinyl siding No
1986 200,000 Wood Shake Roof 1,530 5 $2500-$5000 Deductible 570 10 Fiber-Cement Siding yes
2011 410,000 Asphalt Shingles Roof 3,230 5 $5000 to $10,000 Deductible 630 5 Vinyl siding No
2010 670,000 Metal Roof 4,370 5 $500 Deductible 1840 5 Vinyl siding yes
1988 500,000 Wood Shake Roof 2,980 4 $500- $1000 Deductible 1190 8 Vinyl siding yes
2011 205,000 Composition Roof 1,230 3 > $10,000 Deductible 470 8 Vinyl siding No
2000 300,000 Metal Roof 1,820 4 $1000-$2500 Deductible 360 4 Stucco siding yes
2009 260,000 Slate Shingles Roof 1,870 4 $500 Deductible 1060 12 Stone Siding yes
1994 820,000 Shingles Roof 4,430 5 $1000-$2500 Deductible 4190 12 Vinyl siding yes
2011 475,000 Metal Roof 3,350 4 $2500-$5000 Deductible 1800 9 Vinyl siding No
1987 305,000 Wood Shake Roof 2,260 3 $1000-$2500 Deductible 710 9 Brick siding yes
2008 365,000 Shingles Roof 2,780 5 $2500-$5000 Deductible 100 1 Wood siding yes