Framingham, MA homeowners insurance is about $897 to $1,216, about $74-$101/month. Our complete research shows customers can save as much as $422 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Framingham, MA | Homeowners Insurance Agency Near Framingham, MA | Address |
|---|---|---|
| Liberty Mutual | Jason Pitts Lutcf | 6 Bedford Farms Ste 607, Bedford, NH, 3110 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Ashland town, Middlesex County, Massachusetts | $158 | $211 | $317 |
| Cochituate CDP, Massachusetts | $167 | $222 | $333 |
| Natick town, Middlesex County, Massachusetts | $162 | $216 | $324 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Framingham, MA | 3.9% | 11.0% |
| Ashland | 3.68% | 10.52% |
| Cochituate | 3.16% | 9.26% |
| Natick | 3.64% | 10.97% |
| Framingham Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 299 | 2.0% | $348 |
| $200 to $299 | 735 | 6.0% | $798 |
| $300 to $499 | 901 | 7.0% | $1248 |
| $500 to $749 | 699 | 6.0% | $1923 |
| $750 to $999 | 2,109 | 18.0% | $2673 |
| $1,000 to $1,499 | 4,258 | 37.0% | $3798 |
| $1,500 or more | 2,429 | 21.0% | $5448 |
| Streets in Framingham Area | Homeowners Insurance Cost |
|---|---|
| Dyer St, Major Hale Dr, Snow St, Simpson Dr, Bridges St Exd, Prindiville Ave, Knox Ave, Saucier St, Philip Rd, Pitt Rd | $1,032 |
| Fairbanks Rd, Kittredge Rd, Oakwood Ct, Horrigan Dr, Georgetown Dr, Grant St Exd, Glenbrook Rd, Edwards St, Saint Lo St, Crosby Cir | $1,047 |
| Tartufi Cir, Belvidere Ave, Shawmut Ter, Rockridge Rd, Stillman St, Waveney Rd, Walnut Ave, Rosslare Rd, Andrews St, Leo Chasse Way | $1,067 |
| Wildewood Ter, Bexley Rd, Broderick Dr, Michaud Dr, Eaton Rd, Roxanna St, Riverview Rd, Lancaster Dr, Duffett Rd, Donlon St | $1,065 |
| Woodmere Rd, Hickory Hill Ln, Lavelle Ln, Russell Cir, Rolling Dr, Ardmore Rd, Anzio Rd, Bethany Rd, Pine Pl, Sullivan Ter | $1,067 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Framingham | $158 to $160 |
| Ashland | $158 |
| Cochituate | $166 |
| Natick | $162 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $8,400 |
| Yearly Framingham Homeowner Insurance Premium Example | $3,500 | $2,500 |
| Out of Pocket Expense During Claim | $1,400 | $8,400 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $29,400 | $28,400 |
| Net Savings to Framingham Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Framingham, MA Home Replacement Value MORE than Home Value | Framingham, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $329,000 | $196,500 |
| Insurance Premium based on Replacement Value | $2,925 | $1,750 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $80,000 | Risk Exposure from Under Insuring Coverage is $52,500 |
| Premium Impact | Insurance cheaper by $475/year | Insurance costlier by $700/year |
| Insurance Company | Amica Mutual Insurance Company | Chubb Group of Insurance | State Farm |
| Monthly Premium | 322 | 185 | 255 |
| Year Built | 1983 | 1960 | 1973 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $400000-$500000 | $250000-$300000 | $700000-$800000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible |