Fowler Insurance Rates:

Fowler, CA homeowners insurance is about $512 to $698, about $42-$58/month. Our exhaustive guide reveals consumers can save upto $242 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fowler, CA Homeowners Insurance By Home Value

Fowler, CA Home Value Total Homes % of Total Average Fowler, CA Homeowners Insurance
Less than $50,000 65 4.0% $60
$50,000 to $59,999 63 4.0% $133
$60,000 to $69,999 72 5.0% $163
$70,000 to $79,999 22 1.0% $187
$80,000 to $89,999 29 2.0% $211
$90,000 to $99,999 16 1.0% $242
$100,000 to $124,999 54 4.0% $278
$125,000 to $149,999 47 3.0% $344
$150,000 to $174,999 143 10.0% $411
$175,000 to $199,999 42 3.0% $477
$200,000 to $249,999 297 22.0% $574
$250,000 to $299,999 203 15.0% $701
$300,000 to $399,999 294 21.0% $889

Top Home Insurance Agents Near Fowler, CA

Home Insurance Company Near Fowler, CA Homeowners Insurance Agency Near Fowler, CA Address
Travelers C D Simonian Insurance Agency Po Box 370, Fowler, CA, 93625
Farmers Dennis Statham 225 W Shaw Ave Ste 102, Fresno, CA, 93704
Travelers Gary Mckeighan Insurance 7020 N MARKS AVE STE 111, FRESNO, CA, 93711
Allstate Geena Cha 2511 E Lamona Ave, Fresno, CA, 93703
Liberty Mutual Lisa A Kiseloff 7600 North Palm Avenue Ste 102, Fresno, CA, 93711

Cost Of Homeowners Insurance By Street Near Fowler, CA

Streets in Fowler Area Homeowners Insurance Cost
E Oak Ct, E Main St, Palm Ave, E Modesto St, W Main St, E Fresno St, Maple Ave, Laker Ln, E Merced St, E Linden Ave$604
E la Crosse Ave, W Mariposa St, E Vine St, Bonita Way, E Peach, E Nelson Ave, Sequoia Ct, W Tuolumne St, E Curtis Ave, S Vista St$602
W Fresno St, Palm Ct, E Carter Ave, E Bonita Way, Clara Ave, E Gaschen Ave, Dee Ann Ave, W Bonita Ave, Citrus Ave, Ryan Ave$608
Gleason Ave, E Palm Ave, Stearns Ave, E Mott Ave, N Jonna Ave, S Walnut Dr, S Chance Ave, W Dustin Ave, Violet Ave, E Gleason Ave$609
W Walter Ave, Maple, E Nelson St, Marc Ave, E Tulare St, Sequoia Ave, S Harris Ave, Randy Ave, E Cherry, S Stearns St$602

Fowler, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fowler$90 to $93
Bowles$92
Malaga$88
Easton$89

Fowler, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bowles CDP, California $92 $123 $185
Malaga CDP, California $88 $117 $176
Monmouth CDP, California $88 $117 $176

Fowler, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fowler, CA2.9%11.6%
Malaga5.98%25.65%
Monmouth4.43%18.6%
Easton3.04%17.1%

Fowler Renters Insurance as a Percentage of Rent

Fowler Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 125 9.0% $1247
$500 to $749 419 32.0% $1922
$750 to $999 351 27.0% $2672
$1,000 to $1,499 277 21.0% $3797
$1,500 or more 126 9.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Fowler For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsSequoia (Personal Express)441
1500002507-15 YearsHomesite863
15000025016-25 YearsHartford (Sentinel)745
15000025041-70 YearsHomesite965
150000500NewWawanesa450
1500005007-15 YearsQBE (Balboa)617
15000050026-40 YearsBankers Standard1998
15000050041-70 YearsCSAA Ins Exch685
200000500NewCalifornia Casualty397
200000500NewIntegon/National536
2000005001-3 YearsAIG Prop Cas833
2000005001-3 YearsNationwide667
2000005007-15 YearsHomesite885
20000050016-25 YearsQBE (Balboa)828
20000050026-40 YearsCalifornia Capital579
25000010001-3 YearsMAPFRE Group577
25000010007-15 YearsCentury National704
25000010007-15 YearsStillwater Prop & Cas Co945
250000100016-25 YearsStillwater Prop & Cas Co956
250000100016-25 YearsWestern Mutual/Residence747
2500005001-3 YearsAmerican Modern789
2500005001-3 YearsUniversal North America430
25000050016-25 YearsCentury National821

Fowler, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Fowler Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,700$4,100
Net Savings to Fowler Home Owner from High Deductible Plan $600

Fowler, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fowler, CA Home Replacement Value MORE than Home Value Fowler, CA Home Replacement Value LESS than Home Value
Replacement Value $258,000 $203,000
Insurance Premium based on Replacement Value $750 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Fowler Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualGEICO Insurance
Monthly Premium 306894
Year Built 199419791981
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$600000-$700000
Deductible > $10,000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Fowler, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 220,000 Slate Shingles Roof 1,590 3 $1000-$2500 Deductible 640 12 Fiber-Cement Siding yes
1975 190,000 Slate Shingles Roof 1,340 3 $5000 to $10,000 Deductible 110 4 Fiber-Cement Siding No
1988 155,000 Composition Roof 1,260 3 $500- $1000 Deductible 360 10 Wood siding No
1969 310,000 Asphalt Shingles Roof 2,140 3 $5000 to $10,000 Deductible 380 9 Stone Siding No
1972 240,000 Slate Shingles Roof 1,870 3 $2500-$5000 Deductible 90 2 Brick siding yes
1969 160,000 Wood Shake Roof 1,380 3 $2500-$5000 Deductible 80 3 Wood siding yes
1979 285,000 Composition Roof 2,460 4 $5000 to $10,000 Deductible 270 5 Wood siding No
1972 375,000 Tile Roof 2,750 4 $5000 to $10,000 Deductible 850 10 Stucco siding yes
1963 155,000 Composition Roof 1,450 3 $5000 to $10,000 Deductible 70 3 Fiber-Cement Siding yes
1945 195,000 Shingles Roof 1,450 3 $5000 to $10,000 Deductible 240 7 Wood siding yes
1981 395,000 Metal Roof 2,670 4 $2500-$5000 Deductible 760 12 Stucco siding yes
1987 350,000 Asphalt Shingles Roof 2,310 4 > $10,000 Deductible 290 9 Stone Siding yes
1966 370,000 Wood Shake Roof 2,990 4 $500 Deductible 830 9 Wood siding yes
1947 350,000 Tile Roof 2,550 5 $2500-$5000 Deductible 350 6 Brick siding No
1966 325,000 Composition Roof 3,060 4 $2500-$5000 Deductible 260 4 Wood siding yes
1995 335,000 Asphalt Shingles Roof 2,950 4 > $10,000 Deductible 460 8 Stone Siding No
1985 205,000 Shingles Roof 1,620 3 > $10,000 Deductible 260 10 Fiber-Cement Siding No
1982 230,000 Membrane Roof 2,260 4 > $10,000 Deductible 30 1 Stone Siding yes
1983 280,000 Slate Shingles Roof 2,060 3 $500 Deductible 920 12 Brick siding yes
1977 485,000 Metal Roof 3,270 5 > $10,000 Deductible 60 1 Brick siding yes
1979 325,000 Wood Shake Roof 2,220 5 $2500-$5000 Deductible 230 3 Vinyl siding yes
1996 175,000 Composition Roof 1,460 3 $2500-$5000 Deductible 190 5 Stone Siding No
1979 240,000 Composition Roof 2,350 5 $500- $1000 Deductible 420 8 Fiber-Cement Siding No
1964 375,000 Asphalt Shingles Roof 3,300 5 $2500-$5000 Deductible 710 12 Stone Siding No
2014 240,000 Wood Shake Roof 2,250 4 $5000 to $10,000 Deductible 290 10 Stucco siding yes
1941 300,000 Shingles Roof 2,080 3 $5000 to $10,000 Deductible 310 9 Brick siding No
1949 210,000 Membrane Roof 2,040 3 $5000 to $10,000 Deductible 30 1 Stone Siding No
1983 500,000 Tile Roof 3,570 5 $2500-$5000 Deductible 510 5 Wood siding No
1983 290,000 Metal Roof 1,960 3 $5000 to $10,000 Deductible 50 2 Fiber-Cement Siding No
1946 205,000 Tile Roof 1,620 4 > $10,000 Deductible 110 5 Brick siding No
1970 325,000 Shingles Roof 2,390 4 $500- $1000 Deductible 610 9 Vinyl siding yes