Fountain Insurance Rates:

Fountain, CO homeowners insurance is approximately $736 to $996, about $61-$83/month. Our complete analysis shows customers can save upto $346 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The agents at state farm are very friendly, and always willing to help with any questions i ask. i feel i get the most accurate, and easy to understand information.
The Hartford
It can be hard to change how much i pay on a monthly basis. would prefer it if i could change the policy from time to time.
Allstate
My insurance company is very cheap which helps me keep my budget and not become overloaded with debt from bills.
Progressive
There is nothing I don't like about them, ever since I switched from state farm, IÃḃ€™ve been more than happy, they will do whatever it takes to make sure I am satisfied,
Progressive
Progressive's website is very easy to use and navigate through. I can also make changes throughout and see the effects of my deductibles and monthly payments instantly.
State Farm
I like the app. It's a good app. You click the pictures and they send the check, good.
State Farm
I like the company because when you file claims they dont give you the run around. They have friendly staff as well..I'm satisfied.
State Farm
Overall this is a reputable company that my parents have, they clearly try to be personal with their customers and find ways to meet their insurance needs.

Fountain, CO Homeowners Insurance By Home Value

Fountain, CO Home Value Total Homes % of Total Average Fountain, CO Homeowners Insurance
Less than $50,000 412 2.0% $121
$90,000 to $99,999 219 1.0% $467
$100,000 to $124,999 1,460 9.0% $536
$125,000 to $149,999 2,260 14.0% $675
$150,000 to $174,999 3,203 20.0% $796
$175,000 to $199,999 2,588 16.0% $926
$200,000 to $249,999 2,980 19.0% $1108
$250,000 to $299,999 1,248 8.0% $1359
$300,000 to $399,999 777 5.0% $1732

Top Home Insurance Agents Near Fountain, CO

Home Insurance Company Near Fountain, CO Homeowners Insurance Agency Near Fountain, CO Address
Liberty Mutual Independent Cowest Of Colorado Springs 500 N CIRCLE DR STE 201, COLORADO SPRINGS, CO, 80909
Farmers Robert Medina 141 S Purcell Blvd Ste 100, Pueblo West, CO, 81007
Travelers Sample Insurance Group Llc 325 2ND ST STE S, MONUMENT, CO, 80132
Farmers Samuel Proal 122 W 13th St, Pueblo, CO, 81003
Travelers Springs Ins Brokers Inc 5526 N ACADEMY BLVD #208, COLORADO SPRINGS, CO, 80918

Cost Of Homeowners Insurance By Street Near Fountain, CO

Streets in Fountain Area Homeowners Insurance Cost
Hackberry Dr, Log Rd, Christie St, S Marksheffel Rd, Turf Trail Pl, Sanborn Rd, Sumac Dr, Araia Dr, Snowshoe Trl, Candlestar Loop N$880
Cochrane Cir W, Hadley St, Dove Valley Pl, Rancher Dr, Wheat St, Hayes Dr, Mesa Ridge Pkwy, Fencer Rd, Hogan St, Security Blvd$None
Swigert Way, Farmer Rd, Elmhurst Dr, Rmb Ct, Durbin Dr, Sedgewick Dr, Acoma Dr, Roaring Springs Ave, R E A Rd, Tinkham Ct$872
Larch Dr, Jasper Dr, Travel Plaza Dr, Firecracker Trl, Ancestra Dr, Weeping Willow Dr, Hermits Hollow Ct, Harding Rd, Woodfill Rd, Kiva Rd$855
Millbrook Ln, Poa Annua St, Jersey Ln, Brush Hollow Dr, Merryvale Ln, Hugh Martin St, Water Dipper Rd, Bent Grass Pl, Arbor Green Dr, Granger Ln$877
McKeen Dr, Trapper Ln, Fortman Ave, Chimayo Dr, White Stone Way, Binger Dr, Monterey Way, Windmill Creek Way, Athens Dr, Sullivan Ave$867
E Cresta Loma Cir, Fire Horse Veiw, Rollins St, Elk Bench Trl, Crest Dr, Valley Rd, Airfield Rd, Fence Post Ct, Camino Resposado Pt, Burroback Ave$870
Woody Creek Dr, Hidden Pine Dr, Valli Farms Rd, Littlefork Ln, Bison Dr, Cll Manzana, Tee Box Ct, Elwell St, Cielo Vista St, Carey St$874
Raemar Dr, Square Dance Ln, Marabou Way, Bronco Gulch Ct, Mount View Ln, Lodi Ln, Pinedrops Ct, S Santa Fe Ave, Cabin Ridge Dr, Bracken Pl$852
Noche Vista St, Withington Dr, Rustique Dr, Justamere Dr, Empress St, Bar B Ln, Monte Cristo Ct, Oriole St, Mabry Ct, Spur Dr$868

Fountain, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fountain$129 to $132
Rock Creek Park$122
Fort Carson$121
Security-Widefield$129

Fountain, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Security-Widefield CDP, Colorado $129 $172 $258
Cheyenne Mountain CCD, El Paso County, Colorado $142 $189 $284
Stratmoor CDP, Colorado $128 $170 $255

Fountain, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fountain, CO5.1%22.1%
Security-Widefield5.3%23.23%
Cheyenne Mountain3.59%15.78%
Stratmoor5.7%21.28%

Fountain Renters Insurance as a Percentage of Rent

Fountain Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 194 2.0% $1256
$500 to $749 835 11.0% $1931
$750 to $999 1,208 15.0% $2681
$1,000 to $1,499 4,329 57.0% $3806
$1,500 or more 913 12.0% $5456

Average Cost Of Home Insurance By Company In Areas Nearby Fountain For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Csaa General Insurance Company $1,414
Masonry $500 Colorado Farm Bureau Mutual Insurance $1,686
Masonry $500 Encompass Indemnity Company $1,057
Masonry $500 Farmers Alliance Mutual Insurance Company $1,165
Masonry $500 Garrison Property And Casualty Insurance Company $1,503
Frame $500 Ids Property Casualty $655
Masonry $500 Praetorian Insurance Company $1,291
Frame $500 Shelter Mutual Insurance Company $1,953
Frame $500 Travelers Commercial Insurance Company $1,564

Fountain, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Fountain Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $6,200$5,700
Net Savings to Fountain Home Owner from High Deductible Plan $500

Fountain, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fountain, CO Home Replacement Value MORE than Home Value Fountain, CO Home Replacement Value LESS than Home Value
Replacement Value $206,000 $133,500
Insurance Premium based on Replacement Value $925 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Fountain Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 33130132
Year Built 196119872005
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$350000-$400000$300000-$350000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Fountain, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 335,000 Composition Roof 3,330 5 $500 Deductible 1450 8 Stucco siding yes
2012 200,000 Tile Roof 1,840 4 $5000 to $10,000 Deductible 670 10 Wood siding No
1970 285,000 Composition Roof 2,440 4 $500- $1000 Deductible 1040 7 Brick siding yes
1991 275,000 Shingles Roof 2,280 3 $2500-$5000 Deductible 80 1 Stucco siding yes
2012 165,000 Wood Shake Roof 1,970 3 $2500-$5000 Deductible 500 8 Wood siding yes
2005 275,000 Metal Roof 2,980 4 $5000 to $10,000 Deductible 150 2 Stucco siding No
1982 275,000 Metal Roof 2,420 4 $1000-$2500 Deductible 940 12 Stone Siding yes
2002 165,000 Wood Shake Roof 1,650 4 $500- $1000 Deductible 880 12 Stone Siding No
2013 185,000 Tile Roof 2,080 5 $500 Deductible 200 3 Brick siding No
1962 200,000 Membrane Roof 1,840 3 $1000-$2500 Deductible 360 4 Brick siding No
1996 195,000 Wood Shake Roof 1,670 3 $500 Deductible 380 5 Vinyl siding yes
1972 165,000 Asphalt Shingles Roof 1,770 4 $500 Deductible 120 2 Stucco siding No
1974 155,000 Shingles Roof 1,870 4 $5000 to $10,000 Deductible 360 7 Vinyl siding yes
2000 175,000 Shingles Roof 1,730 5 $500- $1000 Deductible 230 3 Stone Siding yes
1971 185,000 Tile Roof 2,140 4 $2500-$5000 Deductible 420 10 Stucco siding yes
1987 130,000 Membrane Roof 1,230 3 $500- $1000 Deductible 340 7 Wood siding No
1961 335,000 Composition Roof 2,810 5 $500 Deductible 370 2 Brick siding No
1995 275,000 Tile Roof 2,760 4 $5000 to $10,000 Deductible 240 3 Stone Siding yes
1980 560,000 Membrane Roof 4,760 5 $500- $1000 Deductible 1590 8 Fiber-Cement Siding No
1964 165,000 Tile Roof 1,550 5 $500 Deductible 540 8 Fiber-Cement Siding No
1975 430,000 Composition Roof 4,310 5 $500- $1000 Deductible 1370 9 Brick siding No
1999 245,000 Membrane Roof 2,090 3 $500 Deductible 910 10 Wood siding No
1993 185,000 Tile Roof 1,950 4 $500 Deductible 80 1 Wood siding No
2000 220,000 Shingles Roof 2,190 5 $500 Deductible 1120 10 Vinyl siding No
2002 215,000 Membrane Roof 2,190 5 > $10,000 Deductible 660 12 Stucco siding No
2012 240,000 Tile Roof 2,380 4 $2500-$5000 Deductible 500 5 Stucco siding No
1972 105,000 Shingles Roof 1,200 3 $500- $1000 Deductible 370 8 Wood siding yes
1974 555,000 Asphalt Shingles Roof 4,960 5 $1000-$2500 Deductible 2160 12 Fiber-Cement Siding No
1978 190,000 Tile Roof 1,590 3 $500- $1000 Deductible 230 3 Wood siding No
1981 240,000 Wood Shake Roof 2,980 5 $2500-$5000 Deductible 620 8 Brick siding No