Foster City Insurance Rates:

Foster City, CA homeowners insurance is roughly $595 to $810, about $49-$67/month. Our exhaustive analysis indicates shoppers can save as much as $280 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend state farm based on our recent experience. And the claim process is a breeze
Nationwide
Nationwide is a company that's always on your side. they would be there to help you get the help you need.
Geico
I have a friend that tried to add a home online but it did not let her do it. not sure why.
Farmer's Insurance
I like how quickly i was able to get insurance for my home after i called them. they were able to explain price points that were included in my mortgage.
Allstate
They are always very friendly and nice to me, they answer all questions fast every time. I like their wait times.
Geico
Very simple and easy to use, pretty much intuitive. Provides all data in a very easy to understand format and extremely easy to navigate. Was able to do everything with little no help on the app.
Mercury
When my policy with Northwest almost doubled, I was able to get insurance through Claverack at the same price I was paying before. Most carriers became much more expensive after Hurricane Sandy, I was really glad to get such a good premium.
State Farm
I bought my house four months ago, and my insurance company that I have for my vehicles was the least expensive choice.

Foster City, CA Homeowners Insurance By Home Value

Foster City, CA Home Value Total Homes % of Total Average Foster City, CA Homeowners Insurance
Less than $50,000 22 6.0% $14
$60,000 to $69,999 8 2.0% $49
$90,000 to $99,999 34 10.0% $77
$100,000 to $124,999 28 8.0% $84
$125,000 to $149,999 5 1.0% $112
$150,000 to $174,999 29 8.0% $133
$175,000 to $199,999 7 2.0% $154
$200,000 to $249,999 22 6.0% $182
$250,000 to $299,999 84 24.0% $224
$300,000 to $399,999 98 29.0% $287

Top Home Insurance Agents Near Foster City, CA

Home Insurance Company Near Foster City, CA Homeowners Insurance Agency Near Foster City, CA Address
State Farm Betty Taylor 1742 N Vasco Road, Livermore, CA, 94551-9218
State Farm Cheryl Ching 10025 S Tantau Ave, Cupertino, CA, 95014-3541
State Farm Phil Bertetta 3524 Geary Blvd, San Francisco, CA, 94118-3213
State Farm Roger Fernando 2200 Camino Ramon, San Ramon, CA, 94583-1328
Allstate Valentine Deleon 1425 Foxworthy Ave Ste B, San Jose, CA, 95118

Cost Of Homeowners Insurance By Street Near Foster City, CA

Streets in Foster City Area Homeowners Insurance Cost
Jibstay Ln, Trimaran Ct, Swan St, Ram Ln, Edgewater Blvd, Killdeer Ct, Rigel Ln, Pollux Ct, Shell Blvd, Phoenix Ln$673
Hydra Ln, Sprague Ln, Hull Ln, Portofino Ln, Tarpon St, Grenada Ln, Charthouse Ln, Antiqua Ln, Rickover Ln, Leo Dr$None
Hanbury Ln, Vega Cir, Galveston St, Decatur St, Triton Dr, Ranger Cir, Town Green Ln, Cutter Ln, Sandpiper Ct, W Parkway Ln$678
Binnacle Ln, E Court Ln, Tiller Ln, Scorpio Ln, Grenada Ln, Comet Dr, Bluefish Ct, Sandy Hook Ct, Emerald Bay Ln, Swordfish St$674
Lynx Ln, Barkentine St, Shell Blvd, Pelican Ct, Curlew Ct, Lord Nelson Ln, Coronado Ln, Dorado, Dory Ln, Lark Ln$678

Foster City, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Foster City$104 to $107
Redwood City$103
Belmont$106
San Carlos$107

Foster City, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Redwood City city, California $104 $138 $207
Belmont city, California $106 $141 $212
San Carlos city, California $107 $143 $215

Foster City, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Foster City, CA1.8%9.0%
Redwood City1.73%10.85%
Belmont1.56%11.61%
San Carlos1.59%10.31%

Foster City Renters Insurance as a Percentage of Rent

Foster City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 112 2.0% $1870
$1,000 to $1,499 546 11.0% $3745
$1,500 or more 4,035 85.0% $5395

Average Cost Of Home Insurance By Company In Areas Nearby Foster City For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002507-15 YearsCalifornia Casualty662
1500002507-15 YearsMAPFRE Group562
15000025026-40 YearsAIG Prop Cas976
1500005004-6 YearsCalifornia Capital371
15000050016-25 YearsAAA (Interinsurance Exchange)572
15000050016-25 YearsChubb/Federal920
15000050041-70 YearsCSE Safeguard553
2000005001-3 YearsForemost Insurance734
2000005007-15 YearsPrivilege Underwriters Exch1216
20000050016-25 YearsMetropolitan Direct1087
20000050016-25 YearsWestern Mutual/Residence704
20000050041-70 YearsMAPFRE Group597
2500001000NewCSE Safeguard473
25000010004-6 YearsFirst American Ins595
25000010004-6 YearsHorace Mann634
25000010004-6 YearsPrivilege Underwriters Exch1018
25000010007-15 YearsAmerican Security667
250000100026-40 YearsHomesite829
250000100041-70 YearsUniversal North America724
250000500NewUSAA494
2500005001-3 YearsAmerican Security579
2500005004-6 YearsChubb/Federal1393
2500005004-6 YearsCSAA Ins Exch898

Foster City, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Foster City Homeowner Insurance Premium Example $2,000$1,500
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $13,200$12,200
Net Savings to Foster City Home Owner from High Deductible Plan $1,000

Foster City, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Foster City, CA Home Replacement Value MORE than Home Value Foster City, CA Home Replacement Value LESS than Home Value
Replacement Value $1,143,500 $638,500
Insurance Premium based on Replacement Value $3,775 $2,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $248,000 Risk Exposure from Under Insuring Coverage is $257,000
Premium Impact Insurance cheaper by $850/year Insurance costlier by $825/year

Example Foster City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateLiberty Mutual
Monthly Premium 94225175
Year Built 199219721989
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $500000-$600000More than 10000000$700000-$800000
Deductible $5000 to $10,000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Foster City, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 480,000 Composition Roof 1,430 2 $2500-$5000 Deductible 80 1 Wood siding No
1979 870,000 Wood Shake Roof 2,690 4 $500- $1000 Deductible 1920 10 Stone Siding yes
1973 595,000 Slate Shingles Roof 1,660 5 $2500-$5000 Deductible 120 1 Brick siding yes
1989 575,000 Shingles Roof 1,790 2 > $10,000 Deductible 1090 12 Vinyl siding No
1999 370,000 Membrane Roof 950 2 > $10,000 Deductible 70 1 Vinyl siding yes
1974 805,000 Membrane Roof 1,920 3 > $10,000 Deductible 760 7 Stucco siding yes
1988 865,000 Slate Shingles Roof 2,090 4 $500 Deductible 650 4 Fiber-Cement Siding No
1984 1,295,000 Shingles Roof 3,280 4 > $10,000 Deductible 530 4 Brick siding No
1987 390,000 Membrane Roof 1,110 2 > $10,000 Deductible 410 9 Vinyl siding yes
1992 755,000 Tile Roof 2,080 3 $1000-$2500 Deductible 860 5 Vinyl siding No
1989 350,000 Slate Shingles Roof 970 2 > $10,000 Deductible 230 6 Stucco siding yes
1996 825,000 Metal Roof 2,500 5 $500 Deductible 990 4 Wood siding yes
1976 1,375,000 Wood Shake Roof 4,270 5 $2500-$5000 Deductible 600 3 Fiber-Cement Siding No
1996 665,000 Shingles Roof 2,080 3 $1000-$2500 Deductible 1100 7 Fiber-Cement Siding No
1995 565,000 Composition Roof 1,430 2 $2500-$5000 Deductible 500 5 Stucco siding yes
1982 500,000 Tile Roof 1,390 2 $500 Deductible 790 6 Brick siding No
1991 420,000 Wood Shake Roof 930 2 $2500-$5000 Deductible 500 7 Brick siding yes
1997 675,000 Membrane Roof 1,510 3 $500 Deductible 1680 12 Wood siding yes
1974 470,000 Wood Shake Roof 1,260 2 $2500-$5000 Deductible 350 5 Vinyl siding yes
1995 345,000 Shingles Roof 960 2 $2500-$5000 Deductible 70 1 Stucco siding yes
1990 350,000 Shingles Roof 1,110 2 $500 Deductible 360 4 Stone Siding No
1999 1,105,000 Wood Shake Roof 2,480 5 > $10,000 Deductible 290 2 Stone Siding yes
1993 880,000 Shingles Roof 2,530 4 $5000 to $10,000 Deductible 170 1 Wood siding yes
1994 430,000 Asphalt Shingles Roof 960 2 $1000-$2500 Deductible 900 10 Vinyl siding yes
1987 545,000 Slate Shingles Roof 1,560 3 $500- $1000 Deductible 1420 10 Fiber-Cement Siding No
1997 605,000 Slate Shingles Roof 1,710 3 $5000 to $10,000 Deductible 320 3 Stone Siding yes
1999 1,115,000 Wood Shake Roof 2,550 4 $500 Deductible 1330 5 Stucco siding No
1974 960,000 Slate Shingles Roof 2,290 4 $2500-$5000 Deductible 1720 8 Wood siding yes
1997 530,000 Metal Roof 1,640 2 $500 Deductible 780 7 Brick siding No
1997 1,345,000 Composition Roof 3,380 4 $1000-$2500 Deductible 370 2 Brick siding No
1985 535,000 Metal Roof 1,180 2 $5000 to $10,000 Deductible 610 8 Stone Siding yes
1994 485,000 Metal Roof 1,080 2 > $10,000 Deductible 250 4 Stucco siding No
1974 795,000 Wood Shake Roof 2,230 3 $2500-$5000 Deductible 1300 9 Stucco siding No
1980 975,000 Metal Roof 2,200 4 $5000 to $10,000 Deductible 1410 10 Wood siding yes
Find Visual Guide for Foster City, CA Home Insurance Buyers on Insurance Companies and Rates
Foster City, CA Home Insurance Agents for Top Companies