Fort Worth Insurance Rates:

Fort Worth, TX homeowners insurance is approximately $873 to $1,180, about $72-$98/month. Our thorough guide indicates shoppers can save upto $410 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
We have this insurance now for more than 20 years and so far we never had to complain about anything.
State Farm
When i call to file a claim and have to leave a message the company doesn't call back right away. it's usually a day or two after the message was left.
Allstate
The customer service dept. is always easy to reach and they are very knowledgeable. They are very pleasant and easy to deal with
Farmer's Insurance
I haven't got homeowners quotes from other companies, but I Am fully satisfied with our yearly premium. It is a fair value for the large amount of coverage we have to assure if something is to happen that we can replace just about everything we own and have a place to stay if we are put out.
Farmer's Insurance
I think the website is very clear and user friendly. I can easily access my policies, and contact to company to make any changes. The website even gives me tips on how to save even more money.
State Farm
I feel that my premium is a decent price, I haven't shopped for other insurance quotes recently so in all honesty I really don't know if it is fair or not. I feel like it is a price I am willing to pay but I guess it wouldn't hurt to shop around. We are 'bundled', and it just easier to keep things how they are.
Progressive
It has too many pages to go through before you get to what you want. You are asked the same questions over and over.
Allstate
They are quick to respond to my calls. They premiums are among the lowest and they have great coverage amounts. Their claims process is quick, and I've never had any unexpected rate increases.
Liberty Mutual
If I shopped around for prices, I think I would feel even more positive about the company. However, my insurance company is very knowledgeable and helpful whenever I contact them. We have experienced no issues.
Allstate
I haven't had any claims to send to my provider so I'm not entirely sure about the customer service, but every time I call for renewal they are very helpful and reward me for my loyalty, rates have not gone up in a long time.
State Farm
I don't like the company actually the company does the stupid app does not even make sense about it I did you still want to work there I think within their computers are doing something with computers but since then and I guess as my hatred towards everything that's career based and a polo I'm I do not seem to like a State Farm.
State Farm
From the start of purchasing a policy to the end result of payment and filing a claim is all very simple, pleasant and great customer service skills. We in the past thought about changing companies but we love the State Farm company and decided to stay. They understand that we are on a budget and look for policies that meet our price range. I have never really had a bad experience with the company.
Allstate
I have really been with about 5 different companies and Allstate so far has been the very best one so I praise the heck out of them
Liberty Mutual
I suppose I feel a little mislead that Geico gave me the homeowners quote and then had Liberty Mutual write the policy. I was not aware of this until it was all done. I don't have any issue with Liberty Mutual, but I feel like I should have been told upfront.
State Farm
About 1 in 10 insured homes has a claim each year. Homeowners insurance covers more than just fire. Most policies also include coverage for wind, hail, water damage, theft, and personal liability
Amica Mutual Insurance
I would recommend them to people I know based on the information above. I have never had a problem with them for any reason and I think they provided a decent product at a decent price.
Farmer's Insurance
I would definitely recommend Farmers Mutual to a friend or family member. They are easy to work with and offer competitive prices.
Rvos Insurance
The prices continue to go up every year. It would be ok if I was upping my coverage or adding services, but I am not.
Liberty Mutual
I like that they leave me alone, they don't bother me about upgrading anything or raising my rates. I have not yet had to use it but I'm sure if I did it would go fine.
Progressive
I would definitely turn others onto our insurance company. We just went through hurricane Michael and a lot of other people had issues with their companies where we did not.
Gulfstream Property And Casualty Insurance Company
I question if they will nickel and dime me if i ever need to make a claim.
Esurance
They don't have a physical office. if i am to have an issue, i'd like to talk to someone in person and not on the phone or internet.

Fort Worth, TX Homeowners Insurance By Home Value

Fort Worth, TX Home Value Total Homes % of Total Average Fort Worth, TX Homeowners Insurance
Less than $50,000 17,845 11.0% $225
$50,000 to $59,999 7,568 4.0% $471
$60,000 to $69,999 9,581 5.0% $595
$70,000 to $79,999 11,471 7.0% $677
$80,000 to $89,999 13,470 8.0% $769
$90,000 to $99,999 13,053 8.0% $861
$100,000 to $124,999 24,671 15.0% $1005
$125,000 to $149,999 19,039 11.0% $1251
$150,000 to $174,999 14,630 9.0% $1487
$175,000 to $199,999 7,784 4.0% $1713
$200,000 to $249,999 9,554 5.0% $2062
$250,000 to $299,999 6,233 3.0% $2513
$300,000 to $399,999 6,571 4.0% $3201

Top Home Insurance Agents Near Fort Worth, TX

Home Insurance Company Near Fort Worth, TX Homeowners Insurance Agency Near Fort Worth, TX Address
State Farm Aaron Reeves 4240 Heritag Trce Pkwy Ste 508, Fort Worth, TX, 76244-5376
Farmers Belinda Vallejo 2117 Martin Dr, Bedford, TX, 76021
Travelers Michael B Pulaski 5805 COIT RD STE 401, PLANO, TX, 75093
State Farm Steve Gary 4200 S Hulen St Ste 412, Fort Worth, TX, 76109-4911
Liberty Mutual Yolanda Munoz Lutcf 700 Highlander Blvd Ste 200, Arlington, TX, 76015

Cost Of Homeowners Insurance By Street Near Fort Worth, TX

Streets in Fort Worth Area Homeowners Insurance Cost
Rancho Viejo Way, Alton Rd, Glacier St, Central Ave W, Tristan Ln, Bittersweet Dr, Blue Meadow Dr, Colfax Ln, Chestnut St, Falcon Ridge Dr$1,045
N County Rd, Everman Pkwy, W Frwy Svc Rd N, Sendera Ranch Blvd, Fiesta Cir, W Cannon St, Falcon Dr, Ravine Rd, Ingrid Ln, Hallvale Dr$1,006
Aldridge Ct, Walraven Cir, Alliance Trl, W Mulkey St, Bolingbroke Pl, Sherwood Trl, Ridge Ln, King Oaks Ln, Ewing Ave, Buckskin St$1,039
NW 22nd St, Brazos Ave, Modlin Ave, Fawn Hill Dr, Gray Rock Dr, Ashley Ct, Cattlemans Way, Tyler Pl, Ridgecrest Trl, Brown St$1,140
Hassop, N Saginaw Blvd, Eastway Reserve, Jay Ln, Seminole St, Brent Dr, Bridge St, Gainsborough Way, Macie St, Dee Ln$1,031
Calloway St, Dodge St, Agave Way, Nelson Ave, Tallow Wind Trl, Randy Dr, Flint St, Bellaire Park Ct, Polo Ct, Wade Hampton St$1,024
Boca Agua Dr, Buffalo Gap Trl, Augusta Rd, Autumn Park, Sydney St, Ave K, Linwood Ln, Wood Dale Dr, Wren Haven Dr, Big Spring Ct$1,054
Hicks Field Rd, S Water Tower Rd, Greenway Rd, Mansfield Ave, S Blue Mound Rd, Quail Feather Dr, Rockdale Rd, Yucca Flats Trl, E Pafford St, Ridge Oak St$984
Kaltenbrun Rd, Cameron Creek Cove, Harvard St, Grayson St, W Mason St, Mont del Dr, Scotts Way, Barada Ct, Nottingham Blvd, Brangus Dr$1,018
Shady Valley Dr, Savannah Ln, Osage Trl, Sierra Blanca Dr, Clarke Ave, Chapel Wood Ct, Glenhaven Dr, Rim Rock Dr, Twilight Cir, Colton Dr$1,028

Fort Worth, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fort Worth$153 to $156
Westover Hills$229
River Oaks$151
Sansom Park$150

Fort Worth, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westover Hills town, Texas $191 $254 $381
River Oaks city, Texas $127 $169 $253
Westworth Village city, Texas $126 $168 $252

Fort Worth, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort Worth, TX6.3%17.6%
Westover Hills3.18%12.71%
River Oaks8.31%17.28%
Westworth Village8.21%22.41%

Fort Worth Renters Insurance as a Percentage of Rent

Fort Worth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,988 1.0% $353
$200 to $299 2,238 2.0% $803
$300 to $499 6,787 6.0% $1253
$500 to $749 31,640 28.0% $1928
$750 to $999 33,500 30.0% $2678
$1,000 to $1,499 25,930 23.0% $3803
$1,500 or more 7,130 6.0% $5453

Fort Worth, TX Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
76112 $96,500 $1,030
76134 $94,500 $1,020
76103 $88,100 $1,020
76110 $86,100 $1,010
76111 $80,200 $1,010
76106 $69,000 $1,010
76115 $63,000 $1,000
76119 $59,300 $1,000
76104 $55,300 $1,000
76105 $50,600 $1,000
76109 $298,900 $1,160
76132 $241,200 $1,110
76102 $192,700 $1,080
76107 $192,400 $1,090
76177 $173,400 $1,080
76123 $142,000 $1,050
76137 $136,800 $1,050
76131 $135,600 $1,050
76120 $135,300 $1,040
76116 $126,400 $1,050
76135 $112,400 $1,040
76133 $108,800 $1,030

Fort Worth, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Fort Worth Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,200$9,700
Net Savings to Fort Worth Home Owner from High Deductible Plan $1,500

Fort Worth, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Worth, TX Home Replacement Value MORE than Home Value Fort Worth, TX Home Replacement Value LESS than Home Value
Replacement Value $118,500 $89,500
Insurance Premium based on Replacement Value $1,150 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Fort Worth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceUSAA group
Monthly Premium 525650
Year Built 196519972005
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$75000-$100000$75000-$100000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Fort Worth, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 150,000 Composition Roof 2,200 3 $500- $1000 Deductible 370 3 Wood siding yes
1979 235,000 Tile Roof 3,040 4 > $10,000 Deductible 400 4 Stucco siding yes
1987 115,000 Composition Roof 1,400 3 $500 Deductible 610 7 Stone Siding yes
1994 150,000 Slate Shingles Roof 2,010 4 $1000-$2500 Deductible 190 2 Vinyl siding yes
2012 90,000 Metal Roof 1,310 2 $500 Deductible 110 3 Brick siding yes
1975 75,000 Composition Roof 990 2 $2500-$5000 Deductible 30 1 Stucco siding yes
2011 90,000 Shingles Roof 1,020 2 $1000-$2500 Deductible 510 10 Fiber-Cement Siding No
1991 220,000 Tile Roof 3,320 5 $5000 to $10,000 Deductible 460 4 Vinyl siding No
1968 120,000 Tile Roof 1,610 3 $500- $1000 Deductible 520 6 Vinyl siding No
1988 350,000 Wood Shake Roof 3,910 5 $5000 to $10,000 Deductible 1410 8 Fiber-Cement Siding yes
1998 145,000 Metal Roof 1,650 3 $500- $1000 Deductible 470 5 Stone Siding No
2007 200,000 Wood Shake Roof 2,310 4 $2500-$5000 Deductible 820 8 Brick siding yes
1965 75,000 Metal Roof 940 2 $500 Deductible 80 1 Fiber-Cement Siding yes
1991 95,000 Metal Roof 1,310 2 $500 Deductible 580 8 Stucco siding No
2002 140,000 Wood Shake Roof 1,920 4 $1000-$2500 Deductible 290 3 Stucco siding No
2007 145,000 Composition Roof 1,940 3 $1000-$2500 Deductible 190 3 Fiber-Cement Siding No
1999 85,000 Asphalt Shingles Roof 1,050 2 $1000-$2500 Deductible 270 6 Wood siding yes
2014 100,000 Membrane Roof 1,430 2 $500 Deductible 630 9 Stucco siding yes
1963 120,000 Composition Roof 1,940 3 $2500-$5000 Deductible 100 2 Stone Siding yes
1995 120,000 Wood Shake Roof 1,850 3 $500 Deductible 860 10 Stucco siding yes
1972 150,000 Asphalt Shingles Roof 2,370 3 $2500-$5000 Deductible 700 8 Fiber-Cement Siding yes
1965 225,000 Shingles Roof 2,820 4 > $10,000 Deductible 200 2 Brick siding yes
1994 145,000 Metal Roof 1,750 3 $500 Deductible 560 5 Wood siding No
1976 210,000 Shingles Roof 2,530 4 $5000 to $10,000 Deductible 1310 10 Stucco siding yes
2001 245,000 Wood Shake Roof 3,060 4 $1000-$2500 Deductible 900 7 Brick siding No
1995 220,000 Shingles Roof 3,050 4 $500 Deductible 380 2 Wood siding yes
1993 90,000 Shingles Roof 1,010 2 $500- $1000 Deductible 830 10 Brick siding No
1985 170,000 Slate Shingles Roof 2,700 4 $5000 to $10,000 Deductible 210 4 Stone Siding yes
1995 115,000 Tile Roof 1,640 3 $500- $1000 Deductible 410 6 Brick siding No
1994 350,000 Metal Roof 4,110 5 $500- $1000 Deductible 1430 7 Stucco siding yes
2002 130,000 Asphalt Shingles Roof 2,351 2 > $10,000 Deductible 220 2 Vinyl siding yes