Fort White Insurance Rates:

Fort White, FL homeowners insurance is about $966 to $1,316, about $80-$109/month. Our thorough guide reveals consumers can save as much as $456 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fort White, FL Homeowners Insurance By Home Value

Fort White, FL Home Value Total Homes % of Total Average Fort White, FL Homeowners Insurance
Less than $50,000 574 14.0% $239
$50,000 to $59,999 276 6.0% $513
$60,000 to $69,999 225 5.0% $627
$70,000 to $79,999 141 3.0% $730
$80,000 to $89,999 365 8.0% $832
$90,000 to $99,999 58 1.0% $924
$100,000 to $124,999 835 20.0% $1072
$125,000 to $149,999 195 4.0% $1346
$150,000 to $174,999 508 12.0% $1585
$175,000 to $199,999 215 5.0% $1837
$200,000 to $249,999 237 5.0% $2202
$250,000 to $299,999 168 4.0% $2692
$300,000 to $399,999 289 7.0% $3423

Top Home Insurance Agents Near Fort White, FL

Home Insurance Company Near Fort White, FL Homeowners Insurance Agency Near Fort White, FL Address
NA Brightway Insurance, Inc. 2625 Sw 91St St , Gainesville, FL, 32607
Allstate Bill Stanley Insurance Agency 630 NE Santa Fe Boulevard, High Springs, FL, 32643
Allstate George Roberts Insurance 986 N Temple Ave, Starke, FL, 32091
State Farm Mark Mcgriff 1120 NW 13th St, Gainesville, FL, 32601-4136
Allstate Tri County Chiefland 13564 Nw Highway 19 # 850, Chiefland, FL, 32626

Cost Of Homeowners Insurance By Street Near Fort White, FL

Streets in Fort White Area Homeowners Insurance Cost
SW Cobra Dr, US Hwy 27, SE Co Rd 18, SW Grant Gln, Aldine Dr, Junction Rd, E Dorch St, SW Barber Gl, N 2nd St, SW William Young Ln$1,146
SW Dortch St, Butzer Rd, SW Lantana Ct, SW Equestrain Way, SW Herschel Ct, SE Grassland Ter, SW Sunflower Ct, SW Drew Feagle Ave, SW Coulter Ave, Dutch Gap$1,160
SW Bangor Way, SW Snelgrove Gln, SW Tiffany Ct, SW San Tucknee Ter, SW Greenwood Ter, SW Winthrop Pl, SW Iowa Dr, SW River Oak Ct, SW Hillard Ln, SW Carmine Way$1,163
Huxley Glen, SE Riverview Cir, SE Hardin Ct, SW Cooper Ter, Kodiak Ave, SW Tanner Gln, SE Pleasure Pl, SW Pretoria Ct, SW Mission Springs Ct, SW Knight Ter$1,142
SE Clarence Ct, SW Weasel Ct, Rolling Meadows, SW Beehive Ct, Moreland Bush Dr, Ada Ct, SW Ellis St, SE Adams St, Twig Ln, Jackrabbit$1,149
SW Charity Ct, SW Tree Ct, SW Bumble Rd, SW Guernsey Way, E Jordon St, SW Well St, SW Ramp Gln, SW Scrub Town Rd, SW Cow Poke Ct, SW Dairy St$1,127
SW Caboose Dr, SW Co Rd 138, Sir Hiss Way, NW Hilliard Ln, SW Mystic Way, SW Oak Ridge St, S US Hwy 441, SW Barber Gln, SE Stork Rd, SW Fantasia Way$1,155
SW Bay Pl, Worry Free Gln, Lutheran Cross Rd, SW Wisteria Ct, SW Lynn Sherman Ter, Falkner Rd, N Hill St, Logston, Dallas Rd, S W Julbug Glen$1,134
SE Rolling Hills Dr, SW Spirit Ave, Bellamy Rd, SE Bald Eagle Loop, SW Futch Pl, SW Magnolia Ln, Guynn Ln, River Oak Rd, SW Squirrel Ct, SW Hoot Owl Pl$1,132
SW Boundry Way, SW Gladeola Ct, Blanding St, SW Kemp Rd, Pine Haven Ln, SW Co Rd 349, Nevada Pkwy, SE Sunset Gln, Foxwood Dr, Santa Fe Rd$1,138

Fort White, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fort White$170 to $173
Spring Ridge$170
High Springs$175
Bell$169

Fort White, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Spring Ridge CDP, Florida $170 $227 $341
High Springs city, Florida $175 $233 $350
Worthington Springs CCD, Union County, Florida $170 $226 $339

Fort White, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort White, FL8.6%32.8%
Spring Ridge14.08%21.33%
High Springs7.59%26.12%
Worthington Springs7.57%37.5%

Fort White Renters Insurance as a Percentage of Rent

Fort White Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 38 4.0% $795
$300 to $499 172 20.0% $1245
$500 to $749 110 13.0% $1920
$750 to $999 387 47.0% $2670
$1,000 to $1,499 115 13.0% $3795

Average Cost Of Home Insurance By Company In Areas Nearby Fort White For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Auto Club Insurance $1,870
150,000 27 NO Castle Key Indemnity Company Insurance $2,031
150,000 27 NO Citizens Property Insurance $1,109
150,000 27 NO Security First Insurance $854
150,000 27 YES Asi Preferred Insurance $1,342
150,000 27 YES Florida Family Insurance $1,025
150,000 27 YES Florida Peninsula Insurance $839
150,000 27 YES Liberty Mutual Fire Insurance $1,267
150,000 27 YES Safeway Property Insurance $1,734
150,000 27 YES Southern Oak Insurance $966
150,000 27 YES Tower Hill Select Insurance $1,246
300,000 12 NA American Integrity Insurance $1,798
300,000 12 NA Asi Preferred Insurance $1,513
300,000 12 NA Auto Club Insurance $2,057
300,000 12 NA First Community Insurance $1,843
300,000 12 NA Florida Family Insurance $1,692
300,000 12 NA St. Johns Insurance $1,496
300,000 12 NA Tower Hill Prime Insurance $1,786
300,000 12 NA Tower Hill Select Insurance $1,595
300,000 12 NA Universal Insurance $2,430

Fort White, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$5,600
Yearly Fort White Homeowner Insurance Premium Example $2,500$1,700
Out of Pocket Expense During Claim$1,600$5,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $19,100$17,500
Net Savings to Fort White Home Owner from High Deductible Plan $1,600

Fort White, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort White, FL Home Replacement Value MORE than Home Value Fort White, FL Home Replacement Value LESS than Home Value
Replacement Value $126,500 $92,000
Insurance Premium based on Replacement Value $2,525 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $400/year

Example Fort White Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersGEICO Insurance
Monthly Premium 173198329
Year Built 200819952012
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$175000-$200000$200000-$250000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Fort White, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 275,000 Wood Shake Roof 3,680 5 $2500-$5000 Deductible 3290 9 Fiber-Cement Siding No
1994 180,000 Tile Roof 2,350 4 $1000-$2500 Deductible 560 2 Stone Siding yes
2014 165,000 Membrane Roof 2,380 4 $500 Deductible 1090 4 Wood siding yes
2013 120,000 Wood Shake Roof 1,510 5 $500- $1000 Deductible 1820 10 Fiber-Cement Siding yes
2011 175,000 Composition Roof 2,520 4 $500 Deductible 800 3 Vinyl siding No
2000 250,000 Metal Roof 2,870 4 $1000-$2500 Deductible 940 3 Stucco siding No
1992 165,000 Shingles Roof 2,680 4 $500 Deductible 1170 5 Stone Siding yes
2000 140,000 Wood Shake Roof 1,810 3 $1000-$2500 Deductible 1840 9 Wood siding No
2011 115,000 Composition Roof 1,730 3 $500 Deductible 740 4 Wood siding yes
1991 180,000 Wood Shake Roof 1,930 3 $5000 to $10,000 Deductible 1310 5 Stucco siding yes
1999 170,000 Tile Roof 2,590 4 $5000 to $10,000 Deductible 930 5 Fiber-Cement Siding No
1998 210,000 Composition Roof 2,880 5 > $10,000 Deductible 180 1 Vinyl siding yes
2013 200,000 Tile Roof 2,610 4 $2500-$5000 Deductible 1380 4 Fiber-Cement Siding yes
2008 125,000 Composition Roof 1,360 3 $1000-$2500 Deductible 2200 10 Stucco siding No
1998 120,000 Composition Roof 1,840 4 $500 Deductible 1690 8 Fiber-Cement Siding No
2010 255,000 Asphalt Shingles Roof 3,300 4 $5000 to $10,000 Deductible 870 3 Fiber-Cement Siding yes
2010 145,000 Metal Roof 1,920 3 $500 Deductible 250 1 Stucco siding yes
2004 160,000 Shingles Roof 2,410 5 $500 Deductible 1800 8 Brick siding No
2009 165,000 Metal Roof 2,340 5 $500- $1000 Deductible 2400 10 Brick siding No
2012 210,000 Shingles Roof 2,270 3 $5000 to $10,000 Deductible 2760 12 Fiber-Cement Siding yes
2010 175,000 Asphalt Shingles Roof 2,070 4 $5000 to $10,000 Deductible 870 4 Stone Siding yes
2004 170,000 Wood Shake Roof 2,300 3 $1000-$2500 Deductible 2410 12 Stone Siding yes
2010 190,000 Asphalt Shingles Roof 2,570 4 $2500-$5000 Deductible 790 3 Wood siding yes
2014 185,000 Membrane Roof 2,270 4 $2500-$5000 Deductible 1000 6 Brick siding yes
2000 185,000 Tile Roof 2,300 4 $500- $1000 Deductible 230 1 Brick siding yes
2011 140,000 Shingles Roof 2,250 4 $500- $1000 Deductible 1860 12 Fiber-Cement Siding No
1998 245,000 Tile Roof 3,690 5 $500 Deductible 1760 4 Stucco siding yes
2005 140,000 Slate Shingles Roof 1,870 5 $500- $1000 Deductible 310 2 Brick siding yes
1994 340,000 Wood Shake Roof 4,220 5 > $10,000 Deductible 1090 3 Wood siding yes
2007 180,000 Slate Shingles Roof 2,320 4 $500- $1000 Deductible 2340 8 Vinyl siding No
1993 165,000 Shingles Roof 2,430 4 $500 Deductible 810 3 Brick siding No
1990 315,000 Wood Shake Roof 4,970 5 $500 Deductible 2660 5 Wood siding No
1999 175,000 Wood Shake Roof 2,210 3 $500 Deductible 1640 6 Brick siding yes
1990 155,000 Composition Roof 1,930 3 $2500-$5000 Deductible 1960 8 Fiber-Cement Siding yes