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Fort Wayne, IN Home Values & Insurance Rates

Fort Wayne, IN Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 7,881 12.0% $192
$50,000 to $59,999 2,551 3.0% $418
$60,000 to $69,999 3,559 5.0% $514
$70,000 to $79,999 5,477 8.0% $594
$80,000 to $89,999 6,823 10.0% $675
$90,000 to $99,999 6,034 9.0% $755
$100,000 to $124,999 9,944 15.0% $876
$125,000 to $149,999 8,006 12.0% $1101
$150,000 to $174,999 5,298 8.0% $1302
$175,000 to $199,999 2,510 3.0% $1503
$200,000 to $249,999 2,799 4.0% $1809
$250,000 to $299,999 1,525 2.0% $2202
$300,000 to $399,999 1,413 2.0% $2805

Top Home Insurance Agents Near Fort Wayne, IN

Home Insurance Company Near Fort Wayne, IN Homeowners Insurance Agency Near Fort Wayne, IN Address
Allstate Justin Harkelroad 8812 Coldwater Rd, Fort Wayne, IN, 46825
State Farm Shari Tomac 1055 Us Highway 27 N, Berne, IN, 46711-1025
Travelers The Dehayes Group 5150 W Jefferson Blvd Fort Wayne, Fort Wayne, IN, 46804
Nationwide Thomas Parrett Aai/Lutcf 119 N Main St, Paulding, OH, 45879-1237
Erie Virtue Insurance Services Llc 7209 Mill Run Road, Fort Wayne, IN, 46819

Estimated Home Insurance By Street Area Near Fort Wayne, IN

Fort Wayne Area Estimated House Insurance
Montavilla Dr, Sugar Creek Rd, Poplar St, Kammeyer Rd, Albany Ct, Louden Dr, Buena Vista Dr, Westover Rd, Covington Commons Dr, Timber Ridge Ct$810
Brimstone Rd, Clear St, Ladue Ln, Anderson Ave, Hanover St, Morning Wind Pl, Saint Albans Ct, Kasselton Ct, York Ridge Pl, W Concord Ln$764
Oriole Cir, Creekwood Ln, Crandon Ln, Knollwood Ct, Vintners Way, Sheffield Way, Cutters Creek, E Fleming Ave, Mapledowns Dr, Glenrose Dr$802
Senate Ave, Juliette Ave, Broadmoor Dr, Paul St, Shalimar Cir, Colter Cv, California Ave, Abbey Place Ct, Patriot Dr, Goldenrod Pl$783
Lois Ln, Pinto Ln, Brookwood Pass, Beechwood Cir, Mannes Pine Cv, W Rudisill Blvd, Harrison St S, Neil Armstrong Trl, Copper Beach Run, Sakaden Pkwy$933
Hunters Cove, Hemingway Run, Druid Hills Dr, Highwood Dr, Farnsworth Dr, Shelter Field Run, Laurel Dr, E Douglas Ave, Derbyshire Dr, Norfolk Ave$736
Corvalis Ave, Willow Mound, Kirchner Trl, Dorothy Dr, Tennessee Ave, Mill Lake Cove, 1342, Thatcher Ct, Greenoak Blvd, Secretary Dr$838
Hemphill Dr, Craftsbury Cir, Buckskin Dr, Forest View Dr, Eckart St, Shalimar Dr, Madiera Dr, Foxtrot Ct, Venison Trl, Edgewood Ave$812
Samantha Dr, 1980, Daffodill Dr, Riviera Dr, Jewel Ct, Windjammer Ct, Flagstone Dr, Kennon Ct, Romane Dr, E Yoder Rd$810
Wheaton Dr, Pinsley Way, Bedrock Ct, Velmar Dr, Wallen Hills Dr, Southampton Dr, Woodland Xing, Redwood Estates Mhp, Misty Ct, Sylvan Meadows Dr$845

Savings on home insurance for senior occupied homes

PlaceSavings
Fort Wayne$120 to $122
Allen County$121
Adams$119
New Haven$120

Fort Wayne, IN Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort Wayne, IN6.8%20.1%
Allen County6.34%19.75%
St. Joseph6.48%19.99%
Adams6.78%20.54%

Fort Wayne Renters Insurance as a Percentage of Rent

Fort Wayne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 777 2.0% $355
$200 to $299 1,011 2.0% $805
$300 to $499 5,971 17.0% $1255
$500 to $749 15,653 44.0% $1930
$750 to $999 8,456 24.0% $2680
$1,000 to $1,499 2,492 7.0% $3805
$1,500 or more 498 1.0% $5455

Fort Wayne, IN Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
46819 $99,200 $810
46816 $87,300 $810
46809 $83,000 $800
46805 $82,000 $800
46807 $79,300 $800
46808 $78,800 $800
46802 $53,100 $770
46806 $50,000 $770
46803 $43,800 $770
46814 $280,300 $930
46845 $192,500 $890
46804 $144,100 $850
46818 $129,200 $840
46835 $118,700 $830
46815 $115,900 $820
46825 $115,500 $820

Fort Wayne, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly Fort Wayne Homeowner Insurance Premium Example $1,500$900
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $10,500$9,900
Net Savings to Fort Wayne Home Owner from High Deductible Plan $600

Fort Wayne, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Wayne, IN Home Replacement Value MORE than Home Value Fort Wayne, IN Home Replacement Value LESS than Home Value
Replacement Value $17,000 $12,000
Insurance Premium based on Replacement Value $100 $75
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $1,500 Risk Exposure from Under Insuring Coverage is $3,500
Premium Impact Insurance cheaper by $25/year Insurance costlier by $0/year

Example Fort Wayne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceAmerican Family Insurance
Monthly Premium 453890
Year Built 196019821995
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$100000-$125000$175000-$200000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500 Deductible

Fort Wayne, IN Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Allen County, Indiana $122 $162 $243
St. Joseph township, Allen County, Indiana $122 $162 $243
Adams township, Allen County, Indiana $119 $159 $239

Sample Home Insurance Rates for Fort Wayne, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 185,000 Membrane Roof 3,120 4 $500 Deductible 540 10 Vinyl siding yes
1944 220,000 Metal Roof 3,050 4 $500- $1000 Deductible 1150 12 Wood siding No
1971 265,000 Asphalt Shingles Roof 3,140 4 $5000 to $10,000 Deductible 420 7 Stucco siding No
2000 115,000 Metal Roof 1,400 3 $2500-$5000 Deductible 220 7 Vinyl siding No
1967 315,000 Composition Roof 3,990 5 $2500-$5000 Deductible 1100 12 Wood siding yes
1947 320,000 Asphalt Shingles Roof 4,090 5 $2500-$5000 Deductible 310 4 Brick siding yes
1996 165,000 Slate Shingles Roof 2,060 3 $500- $1000 Deductible 190 3 Brick siding No