Fort Scott Insurance Rates:

Fort Scott, KS homeowners insurance is about $811 to $1,105, about $67-$92/month. Our comprehensive research reveals consumers can save as much as $383 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fort Scott, KS Homeowners Insurance By Home Value

Fort Scott, KS Home Value Total Homes % of Total Average Fort Scott, KS Homeowners Insurance
Less than $50,000 649 31.0% $354
$50,000 to $59,999 189 9.0% $747
$60,000 to $69,999 258 12.0% $919
$70,000 to $79,999 112 5.0% $1063
$80,000 to $89,999 80 3.0% $1207
$90,000 to $99,999 102 4.0% $1350
$100,000 to $124,999 264 12.0% $1561
$125,000 to $149,999 127 6.0% $1954
$150,000 to $174,999 111 5.0% $2308
$175,000 to $199,999 49 2.0% $2672
$200,000 to $249,999 60 2.0% $3209
$250,000 to $299,999 47 2.0% $3918

Top Home Insurance Agents Near Fort Scott, KS

Home Insurance Company Near Fort Scott, KS Homeowners Insurance Agency Near Fort Scott, KS Address
NA Labette Insurance Agency 319 4Th St. Altamont, Parsons, KS, 67330
Travelers Beimdiek Ins Agency Inc 303 W THIRD ST, CARTHAGE, MO, 64836
Farmers David Rua Lutcf 1504 N Broadway St, Pittsburg, KS, 66762
State Farm Lori Ann Spachek 2809 N Broadway St Ste C, Pittsburg, KS, 66762-2684
Allstate Mid Missouri Ins Agy PO Box 333, El Dorado Springs, MO, 64744

Cost Of Homeowners Insurance By Street Near Fort Scott, KS

Streets in Fort Scott Area Homeowners Insurance Cost
185th St, S Judson St, US Hwy 69, 9th St, Cresent Dr, Arapahoe Rd, 16th St, Judson St, Charles St, Ivy St$967
216th Ter, Richards Rd, Wood, S Holbrook St, N Crawford St, Arapahoe St, Ransom St, 240th St, Ironstone Dr, Kansas Rd$976
Bunker Hill Rd, Liberty Bell Rd, S Crawford St, E 12th St, 19th St, State St, S Main St, Jersey St, Market, Regiment Rd$987
E Wall St, E 23rd St, Lees Circle Dr, E 6th St, E Charles St, George St, S Lowman St, E 15th St, Hickory Lakes, Scott Ave$964
W 9th St, Williams St, E Pine St, Circle Dr, Humbolt St, Gunn Park Rd, Franklin St, Old US Hwy 69, W 4th St, Clairmont Pl$980

Fort Scott, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fort Scott$143 to $146
Drywood$153
Coal$141
Bourbon County$145

Fort Scott, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Drywood township, Bourbon County, Kansas $153 $204 $306
Coal township, Vernon County, Missouri $141 $188 $282
Bourbon County, Kansas $145 $193 $290

Fort Scott, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort Scott, KS9.5%21.0%
Drywood5.42%17.73%
Coal6.16%28.4%
Bourbon County8.9%19.97%

Fort Scott Renters Insurance as a Percentage of Rent

Fort Scott Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 75 7.0% $360
$200 to $299 139 13.0% $810
$300 to $499 173 17.0% $1260
$500 to $749 357 35.0% $1935
$750 to $999 198 19.0% $2685
$1,000 to $1,499 55 5.0% $3810

Average Cost Of Home Insurance By Company In Areas Nearby Fort Scott For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Allstate Vehicle And Property Insurance Company 803 1,113 1,174
200,000 Mutualaid Exchange 1,189 1,533 1,677
200,000 Nationwide Affinity Insurance Company Of America 2,377 3,776 4,248
300,000 American Family Mutual Insurance Company 3,407 4,876 5,445
300,000 Liberty Insurance Corp 2,460 2,544 2,564
300,000 Marysville Mutual Insurance Company 2,482 3,031 3,723
300,000 Nationwide Affinity Insurance Company Of America 3,429 5,469 6,163
300,000 Travelers Home And Marine Insurance Company (The) 2,853 4,730 6,117
300,000 Travelers Property Casualty Insurance Company 2,784 4,614 5,966
300,000 United Services Automobile Association 2,633 2,836 2,836

Fort Scott, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Fort Scott Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,000$9,800
Net Savings to Fort Scott Home Owner from High Deductible Plan $1,200

Fort Scott, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Scott, KS Home Replacement Value MORE than Home Value Fort Scott, KS Home Replacement Value LESS than Home Value
Replacement Value $120,500 $69,500
Insurance Premium based on Replacement Value $1,325 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $250/year

Example Fort Scott Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualFarmers Insurance
Monthly Premium 107111275
Year Built 196719471984
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$125000-$150000$250000-$300000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Fort Scott, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 105,000 Metal Roof 1,800 3 $1000-$2500 Deductible 380 4 Brick siding No
1941 265,000 Shingles Roof 4,150 5 $5000 to $10,000 Deductible 1420 8 Stucco siding No
1946 105,000 Tile Roof 1,780 4 $500 Deductible 920 7 Stucco siding yes
1983 145,000 Metal Roof 3,090 4 $2500-$5000 Deductible 660 5 Vinyl siding yes
1967 190,000 Shingles Roof 2,930 4 $5000 to $10,000 Deductible 540 4 Wood siding yes
1962 120,000 Asphalt Shingles Roof 2,380 3 $500 Deductible 1140 9 Stucco siding No
1987 120,000 Asphalt Shingles Roof 2,110 3 $500- $1000 Deductible 190 2 Brick siding No
1986 95,000 Composition Roof 1,660 5 $2500-$5000 Deductible 620 9 Brick siding yes
1940 155,000 Composition Roof 3,330 4 $5000 to $10,000 Deductible 160 2 Wood siding yes
1983 110,000 Asphalt Shingles Roof 2,050 3 $2500-$5000 Deductible 980 9 Wood siding yes
1941 180,000 Wood Shake Roof 3,940 5 $500 Deductible 1250 7 Stone Siding yes
1969 130,000 Metal Roof 2,510 5 $500- $1000 Deductible 520 5 Vinyl siding yes
1967 130,000 Membrane Roof 2,380 3 $500- $1000 Deductible 700 5 Stucco siding yes
1985 145,000 Wood Shake Roof 2,720 4 $2500-$5000 Deductible 1500 12 Stone Siding No
1940 95,000 Tile Roof 1,460 3 $500- $1000 Deductible 420 4 Stucco siding yes
1984 120,000 Slate Shingles Roof 2,380 5 $500- $1000 Deductible 830 7 Brick siding No
1947 170,000 Wood Shake Roof 2,910 4 $500- $1000 Deductible 940 8 Wood siding yes
1961 150,000 Composition Roof 2,860 4 $2500-$5000 Deductible 390 3 Brick siding yes
1948 215,000 Metal Roof 4,410 5 $500 Deductible 1730 7 Stucco siding yes
1948 135,000 Membrane Roof 2,070 3 $2500-$5000 Deductible 260 2 Fiber-Cement Siding No
1961 110,000 Metal Roof 1,750 3 $500- $1000 Deductible 820 9 Fiber-Cement Siding yes
1966 200,000 Slate Shingles Roof 3,450 5 $1000-$2500 Deductible 1470 10 Stone Siding yes
1982 90,000 Tile Roof 1,920 4 $1000-$2500 Deductible 760 7 Wood siding No
1941 275,000 Membrane Roof 4,640 5 > $10,000 Deductible 1380 8 Stone Siding yes
1981 145,000 Slate Shingles Roof 2,160 5 $1000-$2500 Deductible 850 6 Brick siding No
1983 110,000 Tile Roof 1,870 3 $2500-$5000 Deductible 820 9 Vinyl siding yes
1983 105,000 Slate Shingles Roof 2,000 3 $500- $1000 Deductible 800 9 Vinyl siding No
1967 140,000 Shingles Roof 2,700 4 $1000-$2500 Deductible 210 2 Stone Siding No
1982 95,000 Metal Roof 2,020 4 $1000-$2500 Deductible 820 8 Fiber-Cement Siding No
1961 160,000 Wood Shake Roof 3,430 5 $2500-$5000 Deductible 2160 12 Brick siding No
1962 275,000 Slate Shingles Roof 4,230 5 $5000 to $10,000 Deductible 1410 7 Fiber-Cement Siding No