Fort Pierce Insurance Rates:

Fort Pierce, FL homeowners insurance is roughly $960 to $1,303, about $80-$108/month. Our comprehensive guide indicates shoppers can save as much as $452 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I will definitely recommend this company for any people.since it is one of the best insurance company i have seen before.
National General
Liberty Mutual
People's Trust Insurance
It's very easy to use. Shows exact what I want and need. And there is always someone online who I can talk and ask other questions.
Our insurance company offers all the same coverage levels that our previous company did at a much lower price. I haven't found a plan they have been unable to provide yet.
I am very satisfied with my home insurance customer service. They are responsive and willing to help out as they can.
State Farm
State farm has finally realized that the world no longer needs community insurance agents. the agent in our area no longer feels the need to stay in touch. if we need to process a claim, we can do that online.
Assurant Specialty Property
The second drawback with the smaller company is the extended hold times when i call. there is not a separate customer service department, so there long times.
The personnel is very friendly. they are also super helpful. i enjoy speaking with them on the phone. i can always reach the proper person to meet my needs
Liberty Mutual
I do not have the company's mobile app but the company website is very easy to manage and easy to get around the tabs.
State Farm
We have been with State Farm for over 20 years. We have had few issues as far as our homeowner's insurance. We have left with our auto insurance for a cheaper price but came back because of poor service by the other company.
They're a very worthwhile company. They provide me with what I need when I need it. The amount I pay for the coverage I get is great and the people I’ve interacted with are always very nice and friendly.
The one thing I dislike is that my policy has went up each year. I would like to find out why It keeps going up in price. Also I would like more discounts.
Citizens Property Insurance
When I first signed up, they took almost 2 weeks to send me a letter telling me about the space heater clause, when they could have called me on the phone the same day. Then there was a mix up with the payments, and when I was a day late on the payment, they canceled my policy, again by mail, and I didn't find out for almost a week. They had my phone number and email, but I felt like I was improperly informed.
I like the ease of use of their apps and the friendliness of their agents. Their prices are good as well.
Security First Home Insurance
I recently bought the home within the past year and have not really had to navigate the site too much. However, it is fairly user-friendly and my agent is easy to get a hold of.
State Farm
My carrier could be more personalized. I feel that I am just a number and my agent doesn't take the time to know anything about me personally.
State Farm
They only communicate when there is need most of the time. I think there is an opportunity to send more information on new products than they do today.
State Farm
The company overall is good. They take care of me as a person and know me. They are a big business, however, so they are not perfect. Things run slow. Anytime you deal with a slow process that like that, pains are felt. Overall I would likely not switch though as I am sure that slow process exists in all companies.
The company does what we need it to, but communication, service, and the website all have areas that could be improved.
There isn't much I dislike. I haven't been through the claims process, but I imagine that would be stressful. This wouldn't be reflective of the company, but reflective of the overall issue of having to make a claim.
Tower Hill Insurance
I really don't like how they want things done when you make a claim. They want an invoice from a contractor when repairs are done and we don't use contractors. We do our own work so they make it difficult to deal with them when it comes to this. Not everyone uses contractors. I was raised in a family where my Dad did all of our repairs and my husband does the same thing. We don't need a contractor
Assurant Specialty Property
I would recommend the insurer to other people, however, they have slightly better premiums than other companies and lower deductibles.
Florida Farm Bureau Insurance
There is nothing not to like. I buy the highest possible coverage I can which is pretty standard in Florida since hurricane risk is high. Florida Peninsula offers the best that can be offered in Florida at a very reasonable price. The customer service is polite and professional. I have heard of other companies dropping people after hurricanes even if they haven't filed a claim. Florida Peninsula so far has no reputation for doing that. There was some damage in my neighborhood after Irma. I live about a mile and a half from the ocean, but Florida Peninsula did not pull out of Florida and it did not raise rates.
My main reasons for not loving my company is the slowness in turn around times for claims, and glitches on the app.
I would recommend USAA. Not only are they the cheapest option, for me at least, but they have been great to work with.

Fort Pierce, FL Homeowners Insurance By Home Value

Fort Pierce, FL Home Value Total Homes % of Total Average Fort Pierce, FL Homeowners Insurance
Less than $50,000 5,426 20.0% $271
$50,000 to $59,999 1,449 5.0% $588
$60,000 to $69,999 1,774 6.0% $724
$70,000 to $79,999 1,727 6.0% $837
$80,000 to $89,999 2,043 7.0% $950
$90,000 to $99,999 1,345 5.0% $1064
$100,000 to $124,999 3,194 12.0% $1233
$125,000 to $149,999 2,074 7.0% $1539
$150,000 to $174,999 2,525 9.0% $1822
$175,000 to $199,999 1,367 5.0% $2105
$200,000 to $249,999 1,771 6.0% $2524
$250,000 to $299,999 957 3.0% $3090
$300,000 to $399,999 888 3.0% $3928

Top Home Insurance Agents Near Fort Pierce, FL

Home Insurance Company Near Fort Pierce, FL Homeowners Insurance Agency Near Fort Pierce, FL Address
NA Abacoa Insurance Group, Inc. 4362 Northlake Blvd Ste 212 , Palm Beach Gardens, FL, 33410
NA Gatzke Insurance Agency 3790Th Ter Ste 201 Vero Beach, Vero Beach, FL, 32960
Liberty Mutual Independent James E Holmes Inc 1215 E NEW HAVEN AVE, MELBOURNE, FL, 32901
Liberty Mutual Independent James E Holmes Inc 1215 E. New Haven Avenue, Melbourne, FL, 32901
Travelers Robinson Insurance Inc 202 FOURTH AVE, INDIALANTIC, FL, 32903

Fort Pierce, FL Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Fort Pierce, FL

Streets in Fort Pierce Area Homeowners Insurance Cost
Dickinson Ter, N 44th St, Alhambra S, S 17th St, Vernon St, NW Rainbow St, NW Fairfax Ave, S 32nd St, S 27th St, Millwood Dr$1,114
Lakes End Dr, Old Dixie Hwy, NW Brookhaven Cir, la Salle St, Kelly Ct, NW Scepter Dr, Captains Walk, NW Forlano St, Sarasota Ave, Blossom Ct$1,159
Short St, Wild Orchid Ln, Grand Club Pl, NE Granduer Ave, NW Manville Dr, NE Midvale St, NW Selvitz Rd, Sherwood Ln, Lee Blvd, NW Placid Ave$1,178
NW Abadan St, Nekoma St, Nogales Way, Jenkins Park Ave, Pirate Cove Ln, Bromeliad Cir, E Sanderling Ln, U Vista Ct, Paso Robles Blvd, Kentucky Ave$1,175
SE Montilla Way, N Park Dr, Sun Pointe Dr, W White City Rd, Buckeye Dr, SE Brashford St, NE Purple Martin Pl, Abbott St, Timberview Dr, NE St James Dr$1,175
Elm Ave, Old Edwards Rd, SE Walton Lakes Dr, W Angle Rd, Olive St, Soltman Ave, Pruitt Research Center Rd, S 41st St, Lake Shore Blvd, Devine Rd$1,132
NW Elaine St, NE Ardsley Dr, Pines Knoll Dr, NW Viscaya St, River Dr, Yacht View Ln, Manor Dr, Place Lake Dr, Warbler Ln, Cashew Ln$1,119
SE Brandon Cir, Juanita Ave, Baysinger Ave, Rosita, Worlington Ter, Red Tailed Hawk Dr, Noa St, NE Turtleback Trl, Poinsettia Ave, Silverstream Cir$1,131
McClintock Way, Happiness St, S 24th St, Osceola Ave, Sweetwater Dr, Driftwood Ln, Sharon Ter, Bermuda Beach Dr, Savannah St, Peters Rd$1,134
Bobcat Run, N 16th St, S 28th St, Edwards Rd, NW Ever Rd, NE Armory Cir, Paleo Pines Cir, Ale Ct, Sabal Way, Anglefish Dr$1,179

Fort Pierce, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fort Pierce$169 to $172
Fort Pierce North$168
St. Lucie Village$186
White City$179

Fort Pierce, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fort Pierce North CDP, Florida $168 $224 $336
Fort Pierce South CDP, Florida $168 $224 $336
St. Lucie Village town, Florida $187 $249 $374

Fort Pierce, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort Pierce, FL7.1%22.4%
Fort Pierce North8.55%27.78%
Fort Pierce South7.84%31.48%
St. Lucie Village6.47%12.21%

Fort Pierce Renters Insurance as a Percentage of Rent

Fort Pierce Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 188 1.0% $347
$200 to $299 218 1.0% $797
$300 to $499 903 6.0% $1247
$500 to $749 2,961 22.0% $1922
$750 to $999 4,447 33.0% $2672
$1,000 to $1,499 3,780 28.0% $3797
$1,500 or more 648 4.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Fort Pierce For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Florida Farm Bureau Casualty Insurance $5,201
150,000 27 NO Southern Oak Insurance $4,056
150,000 27 NO St. Johns Insurance $4,180
150,000 27 NO Tower Hill Prime Insurance $4,005
150,000 27 NO Tower Hill Select Insurance $4,571
150,000 27 NO United Property & Casualty Insurance $6,514
150,000 27 YES Asi Preferred Insurance $1,881
150,000 27 YES First Community Insurance $1,826
150,000 27 YES Liberty Mutual Fire Insurance $2,196
150,000 27 YES Security First Insurance $1,534
150,000 27 YES Southern Fidelity Insurance $2,018
150,000 27 YES St. Johns Insurance $1,705
150,000 27 YES State Farm Florida Insurance $2,079
150,000 27 YES Universal Property & Casualty Insurance $1,754
300,000 12 NA American Integrity Insurance $3,395
300,000 12 NA Asi Preferred Insurance $2,418
300,000 12 NA Federated National Insurance $2,821
300,000 12 NA First Community Insurance $3,242
300,000 12 NA Liberty Mutual Fire Insurance $4,571
300,000 12 NA United Property & Casualty Insurance $4,291

Fort Pierce, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Fort Pierce Homeowner Insurance Premium Example $4,100$3,100
Out of Pocket Expense During Claim$1,000$7,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $29,700$28,700
Net Savings to Fort Pierce Home Owner from High Deductible Plan $1,000

Fort Pierce, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Pierce, FL Home Replacement Value MORE than Home Value Fort Pierce, FL Home Replacement Value LESS than Home Value
Replacement Value $109,000 $74,000
Insurance Premium based on Replacement Value $2,300 $1,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $275/year

Example Fort Pierce Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersChubb Group of Insurance
Monthly Premium 194156245
Year Built 198819712010
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $125000-$150000$100000-$125000$125000-$150000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Fort Pierce, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 170,000 Asphalt Shingles Roof 2,230 4 $500 Deductible 920 4 Stucco siding No
1980 135,000 Shingles Roof 2,230 4 $500- $1000 Deductible 170 1 Stone Siding yes
1973 120,000 Composition Roof 1,940 3 $500- $1000 Deductible 800 5 Brick siding No
2012 275,000 Slate Shingles Roof 3,310 4 > $10,000 Deductible 230 1 Stucco siding yes
1996 180,000 Tile Roof 2,910 4 $2500-$5000 Deductible 1810 6 Brick siding No
1986 140,000 Wood Shake Roof 1,850 3 $1000-$2500 Deductible 1550 10 Fiber-Cement Siding No
2007 135,000 Asphalt Shingles Roof 1,840 4 $1000-$2500 Deductible 1130 5 Stucco siding No
1997 165,000 Wood Shake Roof 2,280 3 $500- $1000 Deductible 1770 9 Wood siding No
1987 140,000 Wood Shake Roof 1,670 3 $1000-$2500 Deductible 2720 12 Vinyl siding No
1989 110,000 Shingles Roof 1,690 4 $2500-$5000 Deductible 1310 8 Stucco siding No
1974 165,000 Wood Shake Roof 2,270 3 $500- $1000 Deductible 3470 12 Wood siding No
1978 130,000 Slate Shingles Roof 1,590 3 $2500-$5000 Deductible 2380 10 Fiber-Cement Siding yes
2014 140,000 Shingles Roof 1,700 3 $2500-$5000 Deductible 1390 10 Vinyl siding yes
1995 175,000 Asphalt Shingles Roof 2,930 4 $5000 to $10,000 Deductible 930 6 Stucco siding yes
1990 205,000 Metal Roof 3,220 4 $2500-$5000 Deductible 1690 7 Fiber-Cement Siding No
2000 190,000 Asphalt Shingles Roof 3,220 4 $2500-$5000 Deductible 950 4 Wood siding No
1972 120,000 Membrane Roof 2,060 3 $2500-$5000 Deductible 590 5 Wood siding yes
2002 140,000 Wood Shake Roof 2,210 4 $2500-$5000 Deductible 1210 7 Stucco siding yes
2007 225,000 Membrane Roof 2,990 4 > $10,000 Deductible 3100 12 Fiber-Cement Siding No
2000 105,000 Slate Shingles Roof 1,500 3 $500 Deductible 1180 8 Wood siding yes
2003 145,000 Membrane Roof 1,810 4 $500- $1000 Deductible 700 3 Vinyl siding No
2010 100,000 Membrane Roof 1,310 3 $2500-$5000 Deductible 460 5 Vinyl siding yes
2001 95,000 Metal Roof 1,430 3 $500 Deductible 1640 12 Wood siding yes
1977 150,000 Metal Roof 2,150 3 $500- $1000 Deductible 390 2 Fiber-Cement Siding No
1989 160,000 Composition Roof 2,060 3 $500- $1000 Deductible 2490 10 Wood siding No
1988 135,000 Asphalt Shingles Roof 2,090 3 $2500-$5000 Deductible 510 4 Fiber-Cement Siding yes
1977 175,000 Composition Roof 2,180 3 $2500-$5000 Deductible 2640 10 Vinyl siding yes
1996 95,000 Slate Shingles Roof 1,200 3 $1000-$2500 Deductible 280 2 Vinyl siding No
2012 145,000 Metal Roof 1,750 4 $500- $1000 Deductible 510 2 Stucco siding yes
2013 175,000 Asphalt Shingles Roof 2,200 4 $500- $1000 Deductible 1490 5 Stucco siding No
2007 150,000 Metal Roof 2,524 2 $500 Deductible 2850 10 Stone Siding yes

How To Make Your Fort Pierce, FL Home Insurance Cheaper

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