Fort Pierce Insurance Rates:

Fort Pierce, FL homeowners insurance is roughly $960 to $1,303, about $80-$108/month. Our comprehensive guide indicates shoppers can save as much as $452 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm has finally realized that the world no longer needs community insurance agents. the agent in our area no longer feels the need to stay in touch. if we need to process a claim, we can do that online.
Foremost
They do not have a local agent in my area.if something happens and i had to make a claim i have to wait on an adjuster to come here from one of the bigger cities which takes a bit longer.
Fremont Home Insurance
That is fairly generous. especially if anything happens they will put us in a rental and take care of everything. they have a guarantee.

Fort Pierce, FL Homeowners Insurance By Home Value

Fort Pierce, FL Home Value Total Homes % of Total Average Fort Pierce, FL Homeowners Insurance
Less than $50,000 5,426 20.0% $271
$50,000 to $59,999 1,449 5.0% $588
$60,000 to $69,999 1,774 6.0% $724
$70,000 to $79,999 1,727 6.0% $837
$80,000 to $89,999 2,043 7.0% $950
$90,000 to $99,999 1,345 5.0% $1064
$100,000 to $124,999 3,194 12.0% $1233
$125,000 to $149,999 2,074 7.0% $1539
$150,000 to $174,999 2,525 9.0% $1822
$175,000 to $199,999 1,367 5.0% $2105
$200,000 to $249,999 1,771 6.0% $2524
$250,000 to $299,999 957 3.0% $3090
$300,000 to $399,999 888 3.0% $3928

Top Home Insurance Agents Near Fort Pierce, FL

Home Insurance Company Near Fort Pierce, FL Homeowners Insurance Agency Near Fort Pierce, FL Address
NA Abacoa Insurance Group, Inc. 4362 Northlake Blvd Ste 212 , Palm Beach Gardens, FL, 33410
NA Gatzke Insurance Agency 3790Th Ter Ste 201 Vero Beach, Vero Beach, FL, 32960
Liberty Mutual Independent James E Holmes Inc 1215 E NEW HAVEN AVE, MELBOURNE, FL, 32901
Liberty Mutual Independent James E Holmes Inc 1215 E. New Haven Avenue, Melbourne, FL, 32901
Travelers Robinson Insurance Inc 202 FOURTH AVE, INDIALANTIC, FL, 32903

Cost Of Homeowners Insurance By Street Near Fort Pierce, FL

Streets in Fort Pierce Area Homeowners Insurance Cost
Dickinson Ter, N 44th St, Alhambra S, S 17th St, Vernon St, NW Rainbow St, NW Fairfax Ave, S 32nd St, S 27th St, Millwood Dr$1,114
Lakes End Dr, Old Dixie Hwy, NW Brookhaven Cir, la Salle St, Kelly Ct, NW Scepter Dr, Captains Walk, NW Forlano St, Sarasota Ave, Blossom Ct$1,159
Short St, Wild Orchid Ln, Grand Club Pl, NE Granduer Ave, NW Manville Dr, NE Midvale St, NW Selvitz Rd, Sherwood Ln, Lee Blvd, NW Placid Ave$1,178
NW Abadan St, Nekoma St, Nogales Way, Jenkins Park Ave, Pirate Cove Ln, Bromeliad Cir, E Sanderling Ln, U Vista Ct, Paso Robles Blvd, Kentucky Ave$1,175
SE Montilla Way, N Park Dr, Sun Pointe Dr, W White City Rd, Buckeye Dr, SE Brashford St, NE Purple Martin Pl, Abbott St, Timberview Dr, NE St James Dr$1,175
Elm Ave, Old Edwards Rd, SE Walton Lakes Dr, W Angle Rd, Olive St, Soltman Ave, Pruitt Research Center Rd, S 41st St, Lake Shore Blvd, Devine Rd$1,132
NW Elaine St, NE Ardsley Dr, Pines Knoll Dr, NW Viscaya St, River Dr, Yacht View Ln, Manor Dr, Place Lake Dr, Warbler Ln, Cashew Ln$1,119
SE Brandon Cir, Juanita Ave, Baysinger Ave, Rosita, Worlington Ter, Red Tailed Hawk Dr, Noa St, NE Turtleback Trl, Poinsettia Ave, Silverstream Cir$1,131
McClintock Way, Happiness St, S 24th St, Osceola Ave, Sweetwater Dr, Driftwood Ln, Sharon Ter, Bermuda Beach Dr, Savannah St, Peters Rd$1,134
Bobcat Run, N 16th St, S 28th St, Edwards Rd, NW Ever Rd, NE Armory Cir, Paleo Pines Cir, Ale Ct, Sabal Way, Anglefish Dr$1,179

Fort Pierce, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fort Pierce$169 to $172
Fort Pierce North$168
St. Lucie Village$186
White City$179

Fort Pierce, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fort Pierce North CDP, Florida $168 $224 $336
Fort Pierce South CDP, Florida $168 $224 $336
St. Lucie Village town, Florida $187 $249 $374

Fort Pierce, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort Pierce, FL7.1%22.4%
Fort Pierce North8.55%27.78%
Fort Pierce South7.84%31.48%
St. Lucie Village6.47%12.21%

Fort Pierce Renters Insurance as a Percentage of Rent

Fort Pierce Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 188 1.0% $347
$200 to $299 218 1.0% $797
$300 to $499 903 6.0% $1247
$500 to $749 2,961 22.0% $1922
$750 to $999 4,447 33.0% $2672
$1,000 to $1,499 3,780 28.0% $3797
$1,500 or more 648 4.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Fort Pierce For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Florida Farm Bureau Casualty Insurance $5,201
150,000 27 NO Southern Oak Insurance $4,056
150,000 27 NO St. Johns Insurance $4,180
150,000 27 NO Tower Hill Prime Insurance $4,005
150,000 27 NO Tower Hill Select Insurance $4,571
150,000 27 NO United Property & Casualty Insurance $6,514
150,000 27 YES Asi Preferred Insurance $1,881
150,000 27 YES First Community Insurance $1,826
150,000 27 YES Liberty Mutual Fire Insurance $2,196
150,000 27 YES Security First Insurance $1,534
150,000 27 YES Southern Fidelity Insurance $2,018
150,000 27 YES St. Johns Insurance $1,705
150,000 27 YES State Farm Florida Insurance $2,079
150,000 27 YES Universal Property & Casualty Insurance $1,754
300,000 12 NA American Integrity Insurance $3,395
300,000 12 NA Asi Preferred Insurance $2,418
300,000 12 NA Federated National Insurance $2,821
300,000 12 NA First Community Insurance $3,242
300,000 12 NA Liberty Mutual Fire Insurance $4,571
300,000 12 NA United Property & Casualty Insurance $4,291

Fort Pierce, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$7,000
Yearly Fort Pierce Homeowner Insurance Premium Example $4,100$3,100
Out of Pocket Expense During Claim$1,000$7,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $29,700$28,700
Net Savings to Fort Pierce Home Owner from High Deductible Plan $1,000

Fort Pierce, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Pierce, FL Home Replacement Value MORE than Home Value Fort Pierce, FL Home Replacement Value LESS than Home Value
Replacement Value $109,000 $74,000
Insurance Premium based on Replacement Value $2,300 $1,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $275/year

Example Fort Pierce Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersChubb Group of Insurance
Monthly Premium 194156245
Year Built 198819712010
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $125000-$150000$100000-$125000$125000-$150000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Fort Pierce, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 100,000 Membrane Roof 1,310 3 $2500-$5000 Deductible 460 5 Vinyl siding yes
2001 95,000 Metal Roof 1,430 3 $500 Deductible 1640 12 Wood siding yes
1977 150,000 Metal Roof 2,150 3 $500- $1000 Deductible 390 2 Fiber-Cement Siding No
1989 160,000 Composition Roof 2,060 3 $500- $1000 Deductible 2490 10 Wood siding No
1988 135,000 Asphalt Shingles Roof 2,090 3 $2500-$5000 Deductible 510 4 Fiber-Cement Siding yes
1977 175,000 Composition Roof 2,180 3 $2500-$5000 Deductible 2640 10 Vinyl siding yes
1996 95,000 Slate Shingles Roof 1,200 3 $1000-$2500 Deductible 280 2 Vinyl siding No
2012 145,000 Metal Roof 1,750 4 $500- $1000 Deductible 510 2 Stucco siding yes
2013 175,000 Asphalt Shingles Roof 2,200 4 $500- $1000 Deductible 1490 5 Stucco siding No
2007 150,000 Metal Roof 2,524 2 $500 Deductible 2850 10 Stone Siding yes