How Much Does Fort Myers, FL Home Insurance Cost?
Fort Myers, FL Average Homeowners Insurance Cost
$1,526
Homeowners Insurance Cost - Fort Myers, FL
$166,700
Median Home Value - Fort Myers, FL
Fort Myers, FL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.31 | $1,507.69 |
| $1000 Deductible | -$162.06 | $1,363.94 |
| $1500 Deductible | -$242.02 | $1,283.98 |
| $2000 Deductible | -$360.44 | $1,165.56 |
| $2500 Deductible | -$430.33 | $1,095.67 |
Fort Myers, FL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$351 | $1,175 |
| 30 year old | +$23 | $1,549 |
| 40 year old | +$40 | $1,566 |
| 50 year old | +$58 | $1,584 |
| Above 50 year old | +$73 | $1,599 |
Fort Myers, FL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$168 | $1,358 |
| Superior | -$153 | $1,373 |
| Masonry | -$76 | $1,450 |
| Brick | -$76 | $1,450 |
| Hail Resistant Roof | -$31 | $1,495 |
Fort Myers, FL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$31 | $1,557 |
| Swimming Pool With A Diving Board | +$61 | $1,587 |
| Swimming Pool With Slide | +$92 | $1,618 |
Fort Myers, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $46 | $1,480 |
| Police Department | $15 | $1,511 |
Fort Myers, FL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$640.92 | $2,167 |
| Filing a Second Liability Claim | +$579.88 | $2,106 |
| Filing a Second Theft Claim | +$579.88 | $2,106 |
| Filing a Second Water Claim | +$503.58 | $2,030 |
| Filing a Fire Claim | +$305.2 | $1,831 |
| Filing a Liability Claim | +$289.94 | $1,816 |
| Filing a Theft Claim | +$289.94 | $1,816 |
| Filing a Water Claim | +$244.16 | $1,770 |
| Filing a Weather Claim | +$244.16 | $1,770 |