How To Make Your Fort Myers, FL Home Insurance Cheaper
Fort Myers, FL, homeowners insurance is about $1526. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Fort Myers, FL Home Insurance Rates with the Lee County Average
| Place | Lee County Average: $1,681.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Fort Myers, FL | $1,526.0 | -155.0 | -0.09 | 147,329 | 166,700 |
Cost of Fort Myers, FL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| San Carlos Park | 157,100 | 7,276 | $1,462 |
| Cape Coral | 191,000 | 4,092 | $1,686 |
| Bonita Springs | 254,900 | 8,034 | $1,572.8 |
| Alva | 301,100 | 53,775 | $1,648.3 |
Homeowners Insurance Comparison for the Cheapest Premiums in Fort Myers, FL
| USAA | MAPFRE Insurance | Esurance | |
| Median Home Value ($) | 166,700 | 166,700 | 166,700 |
| Age of Home | Newly Constructed Home | Year 40 Old | Year 50 Old |
| Home Coverage ($) | $750,000 -$999,999 | $250,000 -$299,999 | $250,000 -$299,999 |
| Total Premium ($) | $5,338.4 | $3,152.7 | $3,310.4 |
Cost of Fort Myers, FL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Universal Property & Casualty Insurance Company | 1500 | $750,000-$999,999 | 5,946.6 |
| Horace Mann Educators Corporation | 2500 | $200,000-$249,999 | 1,311.1 |
| Liberty Mutual | 500 | $250,000-$299,999 | 2,548.5 |
| Esurance | 1500 | $1500,000-$2000,000 | 7,031.5 |
| Florida Farm Bureau Insurance | 1000 | $250,000-$299,999 | 2,443.4 |
| State Farm | 1500 | $150,000-$174,999 | 1,283.0 |
| Allstate | 1000 | $400,000-$499,999 | 4,246.3 |
| Nationwide | 1000 | $200,000-$249,999 | 1,693.5 |
| GEICO | 500 | $300,000-$399,999 | 3,390.8 |
| Tower Hill Insurance | 500 | $400,000-$499,999 | 4,428.9 |