Fort Mohave Insurance Rates:

Fort Mohave, AZ homeowners insurance is roughly $521 to $707, about $43-$58/month. Our in depth analysis shows customers can save as much as $245 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fort Mohave, AZ Homeowners Insurance By Home Value

Fort Mohave, AZ Home Value Total Homes % of Total Average Fort Mohave, AZ Homeowners Insurance
Less than $50,000 115 2.0% $92
$50,000 to $59,999 190 4.0% $196
$60,000 to $69,999 154 3.0% $245
$70,000 to $79,999 220 4.0% $282
$80,000 to $89,999 237 5.0% $325
$90,000 to $99,999 121 2.0% $362
$100,000 to $124,999 407 8.0% $417
$125,000 to $149,999 549 12.0% $528
$150,000 to $174,999 889 19.0% $620
$175,000 to $199,999 450 9.0% $718
$200,000 to $249,999 637 14.0% $865
$250,000 to $299,999 378 8.0% $1056
$300,000 to $399,999 195 4.0% $1344

Top Home Insurance Agents Near Fort Mohave, AZ

Home Insurance Company Near Fort Mohave, AZ Homeowners Insurance Agency Near Fort Mohave, AZ Address
Allstate Ajs Insurance Services Inc. 2250 McCulloch Blvd N, Lake Havasu City, AZ, 86403
State Farm Deborah J Miller 1600 McCullch Blvd N Ste 1B, Lk Havasu Cty, AZ, 86403-0846
Farmers Kelly Applewhite Csp 1285 Hancock Rd, Bullhead City, AZ, 86442
Farmers Lisa Sweet 3317 Highway 95 N, Lake Havasu City, AZ, 86404
Allstate Trini Theel 2901 N Stockton Hill Rd Ste A, Kingman, AZ, 86401

Cost Of Homeowners Insurance By Street Near Fort Mohave, AZ

Streets in Fort Mohave Area Homeowners Insurance Cost
Cibecue Dr, E Lago Grande Cove, Sauk Ave, S Erin Dr, Emerald River Ct, Oleander Dr, Easy Way, Ferret Dr, Raindance St, Co Hwy 353$620
Bernard Cir, N Arizona Cir, Ashley St, Winterhaven Dr, Mesa Dr, Infantry Rd, S Vista Laguna Dr, S Via Tuscana, S Aquarius Dr, Crystal Dr$620
Desert Lakes Dr, Cavalry Rd, Eland Pl, Schiffer Rd, S Roberts Rd, Tierra Linda Dr, Pima Dr, Rafe Ave, Cam de Eva, Chaparral Dr$606
Heather Way, Ave del Sol, Boundary Cone Rd, Valley Pkwy, Rich Hill St, Desert Sands Dr, Mulberry Dr, Willow Rd, S Marguerite Ln, Ruby Trl$609
Pawnee Trl, Klamath Loop, Mockingbird Dr, Mountain View Plz, Co Hwy 153, Tamara Ter, Apache Cir, Cam Viuida, Antelope Dr, Verbena Dr$618

Fort Mohave, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fort Mohave$91 to $94
Mesquite Creek$91
Mojave Ranch Estates$86
Mohave Valley$90

Fort Mohave, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mesquite Creek CDP, Arizona $76 $101 $152
Mojave Ranch Estates CDP, Arizona $72 $95 $143
Willow Valley CDP, Arizona $76 $101 $151

Fort Mohave, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort Mohave, AZ4.2%13.3%
Mesquite Creek5.16%16.5%
Willow Valley6.39%17.5%
Mohave Valley3.95%14.69%

Fort Mohave Renters Insurance as a Percentage of Rent

Fort Mohave Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 168 11.0% $1258
$500 to $749 322 21.0% $1933
$750 to $999 478 32.0% $2683
$1,000 to $1,499 502 34.0% $3808

Fort Mohave, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Fort Mohave Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,700$6,100
Net Savings to Fort Mohave Home Owner from High Deductible Plan $600

Fort Mohave, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Mohave, AZ Home Replacement Value MORE than Home Value Fort Mohave, AZ Home Replacement Value LESS than Home Value
Replacement Value $173,500 $105,000
Insurance Premium based on Replacement Value $425 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Fort Mohave Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceAmica Mutual Insurance CompanyState Farm
Monthly Premium 442436
Year Built 200019942014
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$175000-$200000$175000-$200000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Fort Mohave, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 185,000 Composition Roof 1,790 4 $500- $1000 Deductible 290 6 Stone Siding yes
1992 290,000 Tile Roof 2,580 4 $1000-$2500 Deductible 140 3 Stucco siding No
2014 230,000 Metal Roof 2,330 3 $5000 to $10,000 Deductible 290 6 Brick siding No
2013 170,000 Metal Roof 1,640 3 $1000-$2500 Deductible 30 1 Vinyl siding yes
1991 190,000 Metal Roof 1,840 4 $1000-$2500 Deductible 120 3 Brick siding yes
2014 175,000 Shingles Roof 2,100 3 $500- $1000 Deductible 230 5 Wood siding No
1997 365,000 Wood Shake Roof 3,210 4 $5000 to $10,000 Deductible 310 4 Stucco siding No
1992 190,000 Tile Roof 2,100 4 $2500-$5000 Deductible 70 2 Brick siding yes
2003 245,000 Wood Shake Roof 2,160 4 $500 Deductible 60 1 Brick siding No
2001 335,000 Composition Roof 3,160 4 $500 Deductible 330 4 Wood siding yes
1997 105,000 Metal Roof 1,210 3 $500 Deductible 20 1 Wood siding yes
2012 165,000 Metal Roof 1,640 4 $500 Deductible 410 8 Stone Siding No
1994 175,000 Membrane Roof 1,800 3 $2500-$5000 Deductible 40 1 Wood siding No
1995 195,000 Wood Shake Roof 1,770 3 $500 Deductible 340 8 Brick siding yes
2008 225,000 Wood Shake Roof 2,890 4 $500 Deductible 50 1 Stucco siding No
1999 345,000 Slate Shingles Roof 3,170 4 > $10,000 Deductible 280 5 Wood siding No
2014 180,000 Asphalt Shingles Roof 2,070 3 $500 Deductible 500 12 Vinyl siding No
2001 155,000 Asphalt Shingles Roof 1,910 3 $1000-$2500 Deductible 40 1 Brick siding No
2003 255,000 Membrane Roof 2,460 4 $500 Deductible 410 7 Stucco siding yes
2013 190,000 Slate Shingles Roof 2,020 3 $2500-$5000 Deductible 150 3 Fiber-Cement Siding yes
2002 255,000 Shingles Roof 2,240 4 $1000-$2500 Deductible 50 1 Wood siding yes
2000 240,000 Asphalt Shingles Roof 2,150 3 $500- $1000 Deductible 140 3 Wood siding No
2014 135,000 Wood Shake Roof 1,460 3 $2500-$5000 Deductible 160 8 Vinyl siding No
1996 150,000 Composition Roof 1,660 3 $500 Deductible 280 6 Wood siding yes
2006 180,000 Membrane Roof 1,880 3 $2500-$5000 Deductible 40 1 Stone Siding No
2012 140,000 Composition Roof 1,790 3 $500 Deductible 120 3 Wood siding yes
2002 135,000 Metal Roof 1,280 3 $2500-$5000 Deductible 160 6 Vinyl siding No
2014 155,000 Membrane Roof 1,420 3 $5000 to $10,000 Deductible 150 9 Brick siding yes