Fort Lee Insurance Rates:

Fort Lee, NJ homeowners insurance is roughly $730 to $1,000, about $60-$83/month. Our thorough research reveals consumers can save as much as $346 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I would recommend this company for homeowner's insurance if the premiums, deductibles and coverage are in line with what you'd want.
New Jersey Manufacturers Insurance Company
I like the NJM customer service because I work with one agent from start to finish. I have his direct number and if he is unavailable he calls me back at his earliest convenience.
Aaa
it is a good deal and also gives us discount because of our car insurance is also under triple AAA.
Allstate
I would definitely recommend this company for insurance since I have been a member since 2009 and have had no issues with my coverage.
State Farm
The only thing I didn't like was the office was slightly messy/unprofessional
Travelers
Working with them to get the coverage i need was very quick, easy, painless, and ultimately very beneficial for me.
Travelers
When i need to call it is very easy to be able to speak with someone. i don't have to be on hold or be transferred through multiple people to get my question answered or my issue addressed.
Travelers
It's an okay app I don't use it that often. It has a decent layout and does what I want of it.
Progressive
I switched from Farmers to Progressive because the premiums kept skyrocketing every year with Farmers. Progressive's rate has not gone up since I switched.
New Jersey Manufacturers Insurance Company
I like that I get to work with one person from start to finish. I like that almost everything is covered for a reasonable price and I like the communication they have with me.
State Farm
There is an app where I can check the status of the policy. The staff does return messages and with questions, they usually respond back within 24 hours. They are very courteous.
Geico
They had the lowest premium out of all the companies I called, by a lot. I saved over $400 compared to everyone else.
State Farm
I'd recommend this company because overall, they have decent communication, great customer service, and comparable premium rates.
Progressive
I have never had to deal with any home insurance company's customer service. I have only ever rented my home, I do not own my own house.

Fort Lee, NJ Homeowners Insurance By Home Value

Fort Lee, NJ Home Value Total Homes % of Total Average Fort Lee, NJ Homeowners Insurance
Less than $50,000 129 2.0% $60
$50,000 to $59,999 92 1.0% $121
$60,000 to $69,999 87 1.0% $155
$70,000 to $79,999 133 2.0% $181
$80,000 to $89,999 84 1.0% $198
$90,000 to $99,999 92 1.0% $224
$100,000 to $124,999 935 16.0% $259
$125,000 to $149,999 495 8.0% $328
$150,000 to $174,999 430 7.0% $389
$175,000 to $199,999 331 5.0% $449
$200,000 to $249,999 798 14.0% $544
$250,000 to $299,999 721 12.0% $666
$300,000 to $399,999 1,241 22.0% $847

Top Home Insurance Agents Near Fort Lee, NJ

Home Insurance Company Near Fort Lee, NJ Homeowners Insurance Agency Near Fort Lee, NJ Address
NA City Underwriting Agency 2001 Marcus Ave, Ste W180 , New Hyde Park, NY, 11042
State Farm Charles Rio 370 Ethan Allen Hwy, Ridgefield, CT, 06877-4723
Travelers Cotgreave Insurance Agency Inc 558 PORTION RD, RONKONKOMA, NY, 11779
State Farm Lance Dragelin 676 Motor Parkway, Hauppauge, NY, 11788-3046
Travelers Maiella Associates Inc 803 MAIN ST, PORT JEFFERSON, NY, 11777

Fort Lee, NJ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Fort Lee, NJ

Streets in Fort Lee Area Homeowners Insurance Cost
Elmore Pl, Crest Ln, Harmon Ave, Cumbermeade Rd, Bridge Plz S, Juanita Pl, Riverdale Dr, Claremont Rd, Central Rd, Tom Hunter Rd$872
Kelby St, Euclid Rd, Hoym St, Federspiel St, S Marginal Rd, Whiteman St, McCloud Dr, Warwick Ave, Briar Way, Dorincourt Rd$883
Keswick Ave, Brinkerhoff Ave, Victoria Pl E, Slocum Way, Fairview Ln, Edwin Ave, Whiteman St, Manatauk Ave, Jassamine Way, English St$930
Old Palisade Rd, Westgate Dr, Victoria Pl W, Ponsi St, Executive Dr, 16th St, Kensington Dr, Slocum Way, 16th St, Elsmere Pl$892
Hoyt Ave, Hammett Ave, Hoym St, Nordhoff Dr, Bellemeade Ave, Christies Ln, Oleri Ter, Keswick Pl, King Ct, Selden Pl$895

Fort Lee, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fort Lee$128 to $130
Leonia$135
Palisades Park$138
Cliffside Park$131

Fort Lee, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Leonia borough, New Jersey $135 $180 $270
Palisades Park borough, New Jersey $138 $184 $276
Edgewater borough, New Jersey $139 $185 $278

Fort Lee, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort Lee, NJ2.9%7.2%
Leonia2.32%7.52%
Palisades Park2.49%7.66%
Edgewater2.2%7.71%

Fort Lee Renters Insurance as a Percentage of Rent

Fort Lee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 138 2.0% $326
$200 to $299 165 2.0% $776
$300 to $499 218 3.0% $1226
$500 to $749 274 4.0% $1901
$750 to $999 355 5.0% $2651
$1,000 to $1,499 1,997 31.0% $3776
$1,500 or more 3,168 50.0% $5426

Fort Lee, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Fort Lee Homeowner Insurance Premium Example $1,800$1,400
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,900$14,700
Net Savings to Fort Lee Home Owner from High Deductible Plan $1,200

Fort Lee, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Lee, NJ Home Replacement Value MORE than Home Value Fort Lee, NJ Home Replacement Value LESS than Home Value
Replacement Value $496,500 $346,000
Insurance Premium based on Replacement Value $2,025 $1,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $97,500 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $400/year

Example Fort Lee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualFarmers Insurance
Monthly Premium 5643126
Year Built 198819681991
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$400000-$500000
Deductible $2500-$5000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Fort Lee, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 345,000 Wood Shake Roof 1,630 3 $500 Deductible 1270 7 Wood siding yes
1960 410,000 Wood Shake Roof 2,330 3 $1000-$2500 Deductible 1510 10 Vinyl siding No
1964 535,000 Asphalt Shingles Roof 2,620 4 $5000 to $10,000 Deductible 160 1 Vinyl siding No
1968 140,000 Slate Shingles Roof 970 2 $2500-$5000 Deductible 340 9 Brick siding yes
1976 440,000 Membrane Roof 3,090 4 $500 Deductible 1340 8 Stucco siding No
1985 505,000 Membrane Roof 3,120 4 $500 Deductible 1720 10 Fiber-Cement Siding yes
1972 210,000 Tile Roof 1,330 2 $500- $1000 Deductible 210 3 Vinyl siding yes
1991 525,000 Asphalt Shingles Roof 3,020 4 $5000 to $10,000 Deductible 990 10 Vinyl siding yes
1962 380,000 Slate Shingles Roof 2,320 4 > $10,000 Deductible 620 7 Wood siding No
1984 360,000 Slate Shingles Roof 1,790 4 $1000-$2500 Deductible 1090 10 Fiber-Cement Siding yes
1976 315,000 Wood Shake Roof 1,510 2 $1000-$2500 Deductible 1010 10 Stucco siding yes
1979 305,000 Tile Roof 1,640 3 > $10,000 Deductible 380 8 Vinyl siding No
1985 395,000 Wood Shake Roof 1,930 3 $5000 to $10,000 Deductible 170 2 Brick siding yes
1982 585,000 Slate Shingles Roof 3,100 4 $500- $1000 Deductible 800 4 Stucco siding No
1980 325,000 Wood Shake Roof 1,550 2 $2500-$5000 Deductible 350 4 Stucco siding No
1985 330,000 Composition Roof 2,210 3 > $10,000 Deductible 450 7 Wood siding yes
1985 380,000 Composition Roof 2,390 3 $2500-$5000 Deductible 1270 10 Stone Siding No
1998 375,000 Shingles Roof 1,900 3 $2500-$5000 Deductible 1910 12 Brick siding yes
1972 230,000 Slate Shingles Roof 1,420 2 $5000 to $10,000 Deductible 380 7 Wood siding yes
1974 365,000 Metal Roof 2,210 3 $500- $1000 Deductible 650 6 Stucco siding yes
1986 440,000 Metal Roof 2,940 4 > $10,000 Deductible 880 8 Fiber-Cement Siding No
1963 410,000 Asphalt Shingles Roof 2,050 4 $1000-$2500 Deductible 520 4 Fiber-Cement Siding yes
1982 220,000 Asphalt Shingles Roof 1,150 2 $500 Deductible 690 8 Brick siding yes
1971 260,000 Asphalt Shingles Roof 1,390 3 $500- $1000 Deductible 620 6 Wood siding No
1977 355,000 Shingles Roof 1,860 4 $500- $1000 Deductible 1600 10 Wood siding yes
1963 445,000 Wood Shake Roof 2,860 4 $2500-$5000 Deductible 300 2 Brick siding yes
1982 365,000 Asphalt Shingles Roof 1,730 4 $500 Deductible 940 6 Fiber-Cement Siding yes
1989 225,000 Composition Roof 1,070 2 $2500-$5000 Deductible 80 1 Stone Siding yes
1974 290,000 Metal Roof 1,710 2 > $10,000 Deductible 400 6 Wood siding yes
1977 365,000 Membrane Roof 1,970 3 $2500-$5000 Deductible 760 5 Wood siding No
1988 295,000 Metal Roof 1,660 2 $1000-$2500 Deductible 700 6 Wood siding yes
1975 310,000 Shingles Roof 2,030 4 > $10,000 Deductible 390 7 Wood siding No
1992 240,000 Wood Shake Roof 1,520 2 $500 Deductible 230 3 Fiber-Cement Siding No
1976 430,000 Asphalt Shingles Roof 3,010 4 $5000 to $10,000 Deductible 350 3 Stone Siding yes

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