How Much Does Fort Lauderdale, FL Home Insurance Cost?
Fort Lauderdale, FL Average Homeowners Insurance Cost
$1,426.5
Homeowners Insurance Cost - Fort Lauderdale, FL
$224,200
Median Home Value - Fort Lauderdale, FL
Fort Lauderdale, FL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.12 | $1,409.38 |
| $1000 Deductible | -$151.49 | $1,275.01 |
| $1500 Deductible | -$226.24 | $1,200.26 |
| $2000 Deductible | -$336.94 | $1,089.56 |
| $2500 Deductible | -$402.27 | $1,024.23 |
Fort Lauderdale, FL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$399 | $1,027 |
| 30 year old | +$21 | $1,448 |
| 40 year old | +$37 | $1,464 |
| 50 year old | +$54 | $1,481 |
| Above 50 year old | +$68 | $1,495 |
Fort Lauderdale, FL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$185 | $1,241 |
| Superior | -$143 | $1,284 |
| Masonry | -$71 | $1,355 |
| Brick | -$71 | $1,355 |
| Hail Resistant Roof | -$29 | $1,398 |
Fort Lauderdale, FL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$29 | $1,455 |
| Swimming Pool With A Diving Board | +$57 | $1,484 |
| Swimming Pool With Slide | +$86 | $1,512 |
Fort Lauderdale, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $43 | $1,384 |
| Police Department | $14 | $1,412 |
Fort Lauderdale, FL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$599.13 | $2,026 |
| Filing a Second Liability Claim | +$542.07 | $1,969 |
| Filing a Second Theft Claim | +$542.07 | $1,969 |
| Filing a Second Water Claim | +$470.745 | $1,897 |
| Filing a Fire Claim | +$285.3 | $1,712 |
| Filing a Liability Claim | +$271.035 | $1,698 |
| Filing a Theft Claim | +$271.035 | $1,698 |
| Filing a Water Claim | +$228.24 | $1,655 |
| Filing a Weather Claim | +$228.24 | $1,655 |