How To Make Your Fort Lauderdale, FL Home Insurance Cheaper
Fort Lauderdale, FL, homeowners insurance is about $1427. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Fort Lauderdale, FL Home Insurance Rates with the Broward County Average
| Place | Broward County Average: $1,422.75 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Fort Lauderdale, FL | $1,426.5 | 3.75 | 0.00 | 284,842 | 224,200 |
Cost of Fort Lauderdale, FL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Oakland Park | 174,900 | 7,394 | $1,580 |
| Lauderdale by the Sea | 459,100 | 50,361 | $1,651.5 |
| Davie | 343,000 | 5,966 | $1,646.7 |
| Miami Lakes | 345,400 | 12,276 | $1,654.8 |
Homeowners Insurance Comparison for the Cheapest Premiums in Fort Lauderdale, FL
| Liberty Mutual | Encompass Insurance | State Farm | |
| Median Home Value ($) | 224,200 | 224,200 | 224,200 |
| Age of Home | Newly Constructed Home | Year 30 Old | Year 50 Old |
| Home Coverage ($) | $500,000 -$749,999 | $250,000 -$299,999 | $500,000 -$749,999 |
| Total Premium ($) | $3,218.7 | $2,275.0 | $4,970.6 |
Cost of Fort Lauderdale, FL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Universal Property & Casualty Insurance Company | 2500 | $100,000-$124,999 | 437.1 |
| MAPFRE Insurance | 1500 | $300,000-$399,999 | 2,206.6 |
| Safeco Insurance | 2000 | $1000,000-$1499,999 | 4,254.4 |
| Allstate | 1500 | $200,000-$249,999 | 1,158.5 |
| Encompass Insurance | 2000 | $300,000-$399,999 | 2,056.1 |
| USAA | 2500 | $175,000-$199,999 | 766.2 |
| People's Trust Insurance | 500 | $750,000-$999,999 | 4,569.5 |
| MetLife | 2500 | $1000,000-$1499,999 | 3,735.6 |
| State Farm | 2000 | $750,000-$999,999 | 3,862.9 |
| Farmer's Insurance | 2000 | $400,000-$499,999 | 2,610.1 |