Compare Quotes from Top Providers and Save now!

Fort Lauderdale, FL Home Values & Insurance Rates

Fort Lauderdale, FL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 3,944 7.0% $143
$50,000 to $59,999 1,615 2.0% $298
$60,000 to $69,999 1,628 2.0% $370
$70,000 to $79,999 1,583 2.0% $430
$80,000 to $89,999 2,125 3.0% $478
$90,000 to $99,999 1,520 2.0% $537
$100,000 to $124,999 5,795 10.0% $621
$125,000 to $149,999 3,858 7.0% $788
$150,000 to $174,999 6,594 12.0% $932
$175,000 to $199,999 4,276 7.0% $1075
$200,000 to $249,999 7,865 14.0% $1290
$250,000 to $299,999 6,049 11.0% $1577
$300,000 to $399,999 7,781 14.0% $2007

Top Home Insurance Agents Near Fort Lauderdale, FL

Home Insurance Company Near Fort Lauderdale, FL Homeowners Insurance Agency Near Fort Lauderdale, FL Address
Travelers Agm Insurance Agency Inc 1301 E BROWARD BLVD 1ST FL, FORT LAUDERDALE, FL, 33301
Travelers Brightway Insurance Inc 10161 W COMMERCIAL BLVD, SUNRISE, FL, 33351
Travelers Insurance Offices Of The Palm Beaches 11211 Prosperity Farms Rd Ste B106 , Palm Beach Gardens, FL, 33410
Allstate Patrick Brady 901 SE 17th St, Fort Lauderdale, FL, 33316
State Farm Steve Myers 9004 SW 152nd St, Palmetto Bay, FL, 33157-1928

Estimated Home Insurance By Street Area Near Fort Lauderdale, FL

Fort Lauderdale Area Estimated House Insurance
SW 29th Way, S Seabreeze Blvd, Franklin Park Dr, Galt Ocean Dr, S State Rd 7, NW 39th Ter, NE 21st Ln, NE 12th Ct, Neptune Ave, NW 22nd Ter$1,169
Seven Isles Dr, NE 48th Ln, W Las Olas Blvd, Seabreeze Blvd, Cayuga Rd, E Campus Cir, NW 22nd Rd, NE 57th Ct, N Flagler Dr, SE 22nd Ave$1,133
NE 57th St, NW 22nd Ave, NE 59th St, NE 27th Way, SW 27th Way, Pine Ave, NE 54th Ct, Marina Blvd, Snyder Park Rd, Port Royale Blvd$1,231
SE 18th St, Auburn Blvd, Flamingo Ln, NW 20th Ter, Poinsettia St, SW 4th Dr, SE 7th Ave, Belmar St, Middlesex Dr, Floranada Rd$1,237
Jackson Blvd, NW 19th Way, NW 1st Ln, Thomas Way, NW 9th Ln, SW 12th Ter, NE 9th Ct, Brickell Ave, Iroquis Ave, SW 10th Ter$1,165

Savings on home insurance for senior occupied homes

PlaceSavings
Fort Lauderdale$178 to $181
Wilton Manors$183
Lazy Lake$227
Oakland Park$175

Fort Lauderdale, FL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort Lauderdale, FL5.5%15.9%
Wilton Manors4.97%20.66%
Lazy Lake3.16%12.64%
Oakland Park6.39%21.23%

Fort Lauderdale Renters Insurance as a Percentage of Rent

Fort Lauderdale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 753 1.0% $780
$300 to $499 1,386 2.0% $1230
$500 to $749 4,772 9.0% $1905
$750 to $999 15,015 30.0% $2655
$1,000 to $1,499 17,983 36.0% $3780
$1,500 or more 9,173 18.0% $5430

Fort Lauderdale, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Fort Lauderdale Homeowner Insurance Premium Example $3,100$2,900
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $26,700$26,100
Net Savings to Fort Lauderdale Home Owner from High Deductible Plan $600

Fort Lauderdale, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Lauderdale, FL Home Replacement Value MORE than Home Value Fort Lauderdale, FL Home Replacement Value LESS than Home Value
Replacement Value $381,000 $240,500
Insurance Premium based on Replacement Value $8,350 $5,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,500 Risk Exposure from Under Insuring Coverage is $88,000
Premium Impact Insurance cheaper by $1,925/year Insurance costlier by $1,150/year

Example Fort Lauderdale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualChubb Group of Insurance
Monthly Premium 162285325
Year Built 201219841966
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$250000-$300000
Deductible $1000-$2500 Deductible$500 Deductible$5000 to $10,000 Deductible

Fort Lauderdale, FL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Wilton Manors city, Florida $183 $244 $366
Lazy Lake village, Florida $227 $303 $455
Oakland Park city, Florida $175 $233 $350

Sample Home Insurance Rates for Fort Lauderdale, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 170,000 Composition Roof 1,600 2 $5000 to $10,000 Deductible 1370 9 Brick siding No
1976 250,000 Wood Shake Roof 2,250 3 $2500-$5000 Deductible 2160 7 Vinyl siding No
2013 160,000 Slate Shingles Roof 1,630 3 $1000-$2500 Deductible 1670 9 Vinyl siding yes
1970 295,000 Tile Roof 2,620 4 $2500-$5000 Deductible 910 2 Vinyl siding yes
1989 265,000 Metal Roof 2,790 4 $1000-$2500 Deductible 590 2 Stone Siding yes
1987 380,000 Wood Shake Roof 2,960 4 $2500-$5000 Deductible 2970 5 Wood siding No
2013 325,000 Composition Roof 2,510 4 $500 Deductible 4730 12 Fiber-Cement Siding yes
1977 185,000 Asphalt Shingles Roof 836 1 $2500-$5000 Deductible 510 1 Wood siding yes