Fort Dodge Insurance Rates:

Fort Dodge, IA homeowners insurance is approximately $547 to $743, about $45-$61/month. Our extensive research reveals consumers can save upto $258 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
My problems are easily solved, people work together in order to solve my problems quickly and easily. i enjoy talking to people from this company.
State Farm
Another thing i do not like about my insurance company is the fact that the premiums are so very high.
Liberty Mutual
The customer care people are great to talk to, they give me all the information that i need from their side and allow me to get the things that i need to be finished in a short manner of time.
State Farm
They answer the phone quick.
Farm Bureau
I like that they are a hometown-based company. They are very friendly and customer oriented. They are well liked by the community as well.
Progressive
I find it rather affordable to protect our home despite its age at the premium we currently pay. It also permits us to save on our auto insurance by bundling the two policies under one company.
State Farm
They are friendly and very knowledgeable about the different coverages. They are very quick to respond to emails and they send me weekly/monthly updates via email.
Allstate
This company I am happy with. So far I haven't had a complaint. I am however new to this so I can only hope it won't be so bad
Travelers
I have only had 1 claim in all the years. The claim was handled simply and easily, not even having an adjustor come and look
Farmer's Insurance
I have been very satisfied with my home insurance and have not shopped around recently to discover how the offerings currently compare. I've had no reason to make a change.

Fort Dodge, IA Homeowners Insurance By Home Value

Fort Dodge, IA Home Value Total Homes % of Total Average Fort Dodge, IA Homeowners Insurance
Less than $50,000 1,197 18.0% $199
$50,000 to $59,999 535 8.0% $419
$60,000 to $69,999 814 12.0% $522
$70,000 to $79,999 735 11.0% $599
$80,000 to $89,999 584 9.0% $683
$90,000 to $99,999 431 6.0% $761
$100,000 to $124,999 696 10.0% $883
$125,000 to $149,999 412 6.0% $1109
$150,000 to $174,999 325 5.0% $1309
$175,000 to $199,999 250 3.0% $1509
$200,000 to $249,999 262 4.0% $1818
$250,000 to $299,999 131 2.0% $2218
$300,000 to $399,999 79 1.0% $2825

Top Home Insurance Agents Near Fort Dodge, IA

Home Insurance Company Near Fort Dodge, IA Homeowners Insurance Agency Near Fort Dodge, IA Address
NA Heartland Insurance Agency Inc 425 Thomas 425 Thomas, Callender, IA, 50523
NA Stevenson Ins/Abens Marty Curran Agy P.O. Box 309 , Goldfield, IA, 50542
NA United Insurance & Investments 609 N Clark Street, Carroll, IA, 51401
Travelers Calvert Singer Kelley Ins 148 N 9TH ST, FORT DODGE, IA, 50501
State Farm Holly Narber 114 1st Street SW, Clarion, IA, 50525-1406

Cost Of Homeowners Insurance By Street Near Fort Dodge, IA

Streets in Fort Dodge Area Homeowners Insurance Cost
Hawkeye Ave, Amvets Dr, Ave C, US Hwy 169 Bus, 7th Ave N, 2nd Ave NW, S 12th St, 5th St, Liberty Ln, N 9th St$650
Soldier Creek Dr, 1st St NW, N 16th St, 14th St SW, N 11th St, 25th Ave N, Dakota St, N 17th St, S 15th St, 3rd Ave S$656
2nd Ave S, N 29th St, Grandview Dr, Circle Dr, Oak Dr, 22nd Ave N, Becker Dr, Knollcrest Dr, A St, 9th Ave N$654
5th Ave N, S 18th St, Coats Dr, Oleson Park Ave, 4th St, S 17th St, Theater Rd, N 15th Pl, N 9th St, Lizard Creek Ln$658
238th Ave, N 5th St, 175th St, 18th Ave S, J St, K St, 235th Ave, N 12th St, S 13th St, Avenue E$641

Fort Dodge, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fort Dodge$96 to $99
Webster County$97
Badger$100
Elkhorn$101

Fort Dodge, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Webster County, Iowa $97 $129 $194
Coalville CDP, Iowa $98 $130 $195
Badger township, Webster County, Iowa $101 $134 $201

Fort Dodge, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort Dodge, IA5.9%15.1%
Webster County5.67%14.69%
Coalville7.15%14.84%
Badger4.59%14.58%

Fort Dodge Renters Insurance as a Percentage of Rent

Fort Dodge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 195 5.0% $347
$200 to $299 228 5.0% $797
$300 to $499 1,193 30.0% $1247
$500 to $749 1,642 42.0% $1922
$750 to $999 473 12.0% $2672
$1,000 to $1,499 130 3.0% $3797

Average Cost Of Home Insurance By Company In Areas Nearby Fort Dodge For Different Scenarios

Coverage ($) Premium ($) Company
1278250000Allied Property and Casualty Insurance Company
776150000Casualty Insurance Company (CIC)
7125000Shelter Mutual Insurance Company
40870000Travelers Home and Marine Insurance Company
1602250000Farm Bureau Property & Casualty Insurance Company
13425000Travelers Home and Marine Insurance Company
682100000United Services Automobile Association (USAA)
411100000Westfield National Insurance
996150000Westfield National Insurance

Fort Dodge, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Fort Dodge Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,800$10,600
Net Savings to Fort Dodge Home Owner from High Deductible Plan $1,200

Fort Dodge, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Dodge, IA Home Replacement Value MORE than Home Value Fort Dodge, IA Home Replacement Value LESS than Home Value
Replacement Value $119,000 $87,500
Insurance Premium based on Replacement Value $1,000 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,000 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Fort Dodge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualTravelers
Monthly Premium 985649
Year Built 196519471978
Home Details 4 Beds, 2 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$125000-$150000$75000-$100000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Fort Dodge, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 170,000 Composition Roof 2,290 4 $500 Deductible 480 5 Stone Siding yes
1985 70,000 Membrane Roof 950 2 $1000-$2500 Deductible 240 8 Brick siding No
1972 285,000 Shingles Roof 4,200 5 $500- $1000 Deductible 1070 5 Wood siding No
1986 90,000 Metal Roof 1,640 2 $2500-$5000 Deductible 230 6 Stone Siding No
1977 190,000 Asphalt Shingles Roof 3,530 5 $500- $1000 Deductible 120 1 Stone Siding No
1971 110,000 Wood Shake Roof 1,500 2 $2500-$5000 Deductible 620 12 Brick siding yes
1988 70,000 Asphalt Shingles Roof 1,210 2 $500 Deductible 40 1 Brick siding No
1962 135,000 Composition Roof 1,790 3 $500- $1000 Deductible 770 9 Wood siding No
1941 120,000 Tile Roof 1,740 4 $2500-$5000 Deductible 350 7 Wood siding yes
1949 185,000 Shingles Roof 3,100 4 $2500-$5000 Deductible 560 7 Vinyl siding yes
1963 135,000 Wood Shake Roof 2,350 4 $1000-$2500 Deductible 150 2 Brick siding No
1985 115,000 Tile Roof 1,620 3 $2500-$5000 Deductible 310 6 Fiber-Cement Siding No
1966 305,000 Membrane Roof 4,270 5 $500- $1000 Deductible 330 2 Wood siding No
1947 135,000 Membrane Roof 2,110 3 $500 Deductible 470 6 Wood siding yes
1947 75,000 Composition Roof 1,270 2 $500 Deductible 620 12 Wood siding No
1977 215,000 Asphalt Shingles Roof 3,380 4 $500 Deductible 770 7 Stucco siding yes
1947 160,000 Tile Roof 3,040 4 $5000 to $10,000 Deductible 580 10 Stone Siding No
1941 100,000 Asphalt Shingles Roof 1,930 3 $500 Deductible 600 8 Wood siding yes
1948 65,000 Slate Shingles Roof 1,180 2 $500- $1000 Deductible 60 2 Vinyl siding yes
1978 235,000 Slate Shingles Roof 3,300 5 $500- $1000 Deductible 1490 10 Brick siding No
1984 125,000 Asphalt Shingles Roof 2,280 4 $1000-$2500 Deductible 220 5 Brick siding yes
1985 115,000 Tile Roof 1,740 2 $500 Deductible 320 4 Wood siding No
1964 155,000 Metal Roof 2,380 4 $5000 to $10,000 Deductible 230 6 Fiber-Cement Siding No
1975 80,000 Metal Roof 1,490 2 $500- $1000 Deductible 100 2 Vinyl siding No
1976 125,000 Slate Shingles Roof 1,710 3 $2500-$5000 Deductible 260 6 Stone Siding No
1965 195,000 Wood Shake Roof 3,610 5 $1000-$2500 Deductible 200 2 Fiber-Cement Siding No
1975 70,000 Composition Roof 1,330 2 $500 Deductible 50 1 Fiber-Cement Siding yes
1946 60,000 Wood Shake Roof 970 2 $500- $1000 Deductible 270 7 Brick siding yes
1941 85,000 Asphalt Shingles Roof 1,650 3 $500 Deductible 290 7 Stucco siding yes
1969 115,000 Shingles Roof 1,800 2 $500- $1000 Deductible 110 3 Stone Siding No
1966 80,000 Wood Shake Roof 1,610 4 $500- $1000 Deductible 130 3 Stucco siding No