How Much Does Fort Collins, CO Home Insurance Cost?
Fort Collins, CO Average Homeowners Insurance Cost
$1,487
Homeowners Insurance Cost - Fort Collins, CO
$305,600
Median Home Value - Fort Collins, CO
Fort Collins, CO Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.84 | $1,469.16 |
| $1000 Deductible | -$157.92 | $1,329.08 |
| $1500 Deductible | -$235.84 | $1,251.16 |
| $2000 Deductible | -$351.23 | $1,135.77 |
| $2500 Deductible | -$419.33 | $1,067.67 |
Fort Collins, CO Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$372 | $1,115 |
| 30 year old | +$22 | $1,509 |
| 40 year old | +$39 | $1,526 |
| 50 year old | +$57 | $1,544 |
| Above 50 year old | +$71 | $1,558 |
Fort Collins, CO Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$208 | $1,279 |
| Superior | -$149 | $1,338 |
| Masonry | -$74 | $1,413 |
| Brick | -$74 | $1,413 |
| Hail Resistant Roof | -$45 | $1,442 |
Fort Collins, CO Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$30 | $1,517 |
| Swimming Pool With A Diving Board | +$74 | $1,561 |
| Swimming Pool With Slide | +$89 | $1,576 |
Fort Collins, CO Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $45 | $1,442 |
| Police Department | $15 | $1,472 |
Fort Collins, CO Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$624.54 | $2,112 |
| Filing a Second Liability Claim | +$565.06 | $2,052 |
| Filing a Second Theft Claim | +$565.06 | $2,052 |
| Filing a Second Water Claim | +$490.71 | $1,978 |
| Filing a Fire Claim | +$297.4 | $1,784 |
| Filing a Liability Claim | +$282.53 | $1,770 |
| Filing a Theft Claim | +$282.53 | $1,770 |
| Filing a Water Claim | +$237.92 | $1,725 |
| Filing a Weather Claim | +$237.92 | $1,725 |