How To Make Your Fort Collins, CO Home Insurance Cheaper
Fort Collins, CO, homeowners insurance is about $1487. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Fort Collins, CO Home Insurance Rates with the Larimer County Average
| Place | Larimer County Average: $1,490.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Fort Collins, CO | $1,487.0 | -3.0 | 0.00 | 158,413 | 305,600 |
Cost of Fort Collins, CO Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Severance | 283,500 | 16,373 | $1,429 |
| Johnstown | 281,700 | 8,379 | $1,425 |
| Milliken | 207,200 | 16,560 | $1,246 |
| Longmont | 320,200 | 6,353 | $1,528 |
Homeowners Insurance Comparison for the Cheapest Premiums in Fort Collins, CO
| Nationwide | California Casualty | Horace Mann Educators Corporation | |
| Median Home Value ($) | 305,600 | 305,600 | 305,600 |
| Age of Home | Above Year 50 | Newly Constructed Home | Newly Constructed Home |
| Home Coverage ($) | $500,000 -$749,999 | $750,000 -$999,999 | $250,000 -$299,999 |
| Total Premium ($) | $3,984.2 | $2,843.2 | $1,176.5 |
Cost of Fort Collins, CO Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Allstate | 2500 | $175,000-$199,999 | 603 |
| Westfield Insurance | 2000 | $100,000-$124,999 | 453.1 |
| GEICO | 1000 | $150,000-$174,999 | 668.5 |
| State Farm | 2500 | $200,000-$249,999 | 677.6 |
| Horace Mann Educators Corporation | 1000 | $1000,000-$1499,999 | 3,686.3 |
| MetLife | 1000 | $200,000-$249,999 | 875.2 |
| American Family Insurance | 2000 | $150,000-$174,999 | 589.4 |
| Encompass Insurance | 500 | $750,000-$999,999 | 3,491.0 |
| Progressive | 1500 | $1500,000-$2000,000 | 3,744.9 |
| Amica Mutual Insurance | 500 | $400,000-$499,999 | 2,358.8 |