Fort Chiswell Insurance Rates:

Fort Chiswell, VA homeowners insurance is about $595 to $813, about $49-$67/month. Our thorough analysis indicates shoppers can save upto $281 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fort Chiswell, VA Homeowners Insurance By Home Value

Fort Chiswell, VA Home Value Total Homes % of Total Average Fort Chiswell, VA Homeowners Insurance
Less than $50,000 196 13.0% $140
$50,000 to $59,999 75 5.0% $302
$60,000 to $69,999 17 1.0% $380
$70,000 to $79,999 62 4.0% $436
$80,000 to $89,999 81 5.0% $492
$90,000 to $99,999 80 5.0% $556
$100,000 to $124,999 266 18.0% $640
$125,000 to $149,999 222 15.0% $802
$150,000 to $174,999 176 12.0% $950
$175,000 to $199,999 47 3.0% $1098
$200,000 to $249,999 80 5.0% $1323
$250,000 to $299,999 44 3.0% $1612
$300,000 to $399,999 81 5.0% $2048

Top Home Insurance Agents Near Fort Chiswell, VA

Home Insurance Company Near Fort Chiswell, VA Homeowners Insurance Agency Near Fort Chiswell, VA Address
NA Ballard Insurance Agency Of Galax 530 E Stuart Dr Galax, Galax City, VA, 24333
NA Tia T/A Hanks Insurance Agency Inc. 501 Glendale Rd Galax, Galax City, VA, 24333
Allstate Christian Insurance Agency 807 N Main St Ste A, Blacksburg, VA, 24060
State Farm Cliff Burnette 164 Highway 107, Chilhowie, VA, 24319-5028
Travelers D S Wright Insurance Agency Inc 336 E MAIN ST, INDEPENDENCE, VA, 24348

Cost Of Homeowners Insurance By Street Near Fort Chiswell, VA

Streets in Fort Chiswell Area Homeowners Insurance Cost
State Rte 94, Moss Ln, Davidson Rd, State Rte 619, Aldengate Rd, Brigstock Dr, Baytree Ln, Columbia Ave, W Franklin St, Pump Hollow Rd$701
Spruce Dr, Circle Dr, Jewell Ln, Meadow View Ln, Blue Sky Dr, Rose Rd, State Rte 634, State Rte 608, Muskrat Rd, Harmon Rd$695
Peachtree Ln, Fox Den, Greenbriar Rd, Dungeon Spring Rd, S 11th St, Malin Dr, Cypress Ln, S 1st St, Simmerman Hollow, Breezy Estates Dr$697
Stroupe Mnt Rd, State Rte 1010, State Rte 621, State Rte 642, Floyd Ave, Wilkins Ln, State Rte 632, Slabtown Rd, Sheffey Sch Rd, S 4th St$705
Ashbrook Ln, Lavender Dr, Grayson Tpke, Kings Chapel Rd, State Rte 687, State Rte 69, S 7th St, State Rte 743, Depot Rd, Gingerbread Ln$698

Fort Chiswell, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fort Chiswell$105 to $108
Max Meadows$103
Lead Mines$104
East Wytheville$105

Fort Chiswell, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lead Mines district, Wythe County, Virginia $87 $116 $174
East Wytheville district, Wythe County, Virginia $88 $117 $176
Robinson district, Pulaski County, Virginia $87 $115 $173

Fort Chiswell, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort Chiswell, VA6.7%23.7%
Max Meadows8.24%18.44%
Lead Mines6.32%25.22%
East Wytheville5.81%22.29%

Fort Chiswell Renters Insurance as a Percentage of Rent

Fort Chiswell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 23 10.0% $1253
$500 to $749 134 60.0% $1928
$750 to $999 51 23.0% $2678
$1,000 to $1,499 12 5.0% $3803

Fort Chiswell, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Fort Chiswell Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,500$6,900
Net Savings to Fort Chiswell Home Owner from High Deductible Plan $600

Fort Chiswell, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Chiswell, VA Home Replacement Value MORE than Home Value Fort Chiswell, VA Home Replacement Value LESS than Home Value
Replacement Value $122,000 $80,500
Insurance Premium based on Replacement Value $650 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Fort Chiswell Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceTravelers
Monthly Premium 426855
Year Built 199120131951
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$250000-$300000$125000-$150000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Fort Chiswell, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1956 385,000 Composition Roof 4,970 5 $2500-$5000 Deductible 660 5 Fiber-Cement Siding No
2007 180,000 Slate Shingles Roof 2,450 4 $500 Deductible 650 6 Fiber-Cement Siding yes
1989 290,000 Tile Roof 4,290 5 $500- $1000 Deductible 300 3 Stucco siding No
2007 335,000 Wood Shake Roof 3,650 5 $1000-$2500 Deductible 910 6 Vinyl siding yes
1956 240,000 Composition Roof 3,140 4 $500 Deductible 530 4 Vinyl siding yes
1944 250,000 Composition Roof 3,660 5 $1000-$2500 Deductible 370 5 Wood siding No
1956 115,000 Asphalt Shingles Roof 1,370 3 $500 Deductible 380 6 Fiber-Cement Siding yes
1942 105,000 Wood Shake Roof 1,590 3 $500- $1000 Deductible 80 2 Fiber-Cement Siding No
1942 215,000 Tile Roof 3,190 5 $500- $1000 Deductible 150 2 Wood siding No
2003 335,000 Membrane Roof 4,250 5 $2500-$5000 Deductible 850 9 Stone Siding No
2014 390,000 Tile Roof 4,670 5 $2500-$5000 Deductible 500 6 Stone Siding No
1986 145,000 Tile Roof 2,090 3 $500 Deductible 550 8 Vinyl siding No
2007 125,000 Membrane Roof 1,720 3 $500 Deductible 260 6 Stone Siding yes