Fort Bragg Insurance Rates:

Fort Bragg, CA homeowners insurance is nearly $530 to $722, about $44-$60/month. Our complete analysis shows customers can save upto $250 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fort Bragg, CA Homeowners Insurance By Home Value

Fort Bragg, CA Home Value Total Homes % of Total Average Fort Bragg, CA Homeowners Insurance
Less than $50,000 129 8.0% $37
$70,000 to $79,999 32 2.0% $125
$100,000 to $124,999 114 7.0% $181
$125,000 to $149,999 37 2.0% $231
$150,000 to $174,999 73 5.0% $275
$175,000 to $199,999 47 3.0% $313
$200,000 to $249,999 195 13.0% $381
$250,000 to $299,999 146 10.0% $463
$300,000 to $399,999 663 45.0% $588

Top Home Insurance Agents Near Fort Bragg, CA

Home Insurance Company Near Fort Bragg, CA Homeowners Insurance Agency Near Fort Bragg, CA Address
NA Northwest Insurance Agency Inc. 169 Mason St Ste 200, Ukiah, CA, 95482
Farmers Andrea Germon Phillips 39126 Ocean Dr Ste C, Gualala, CA, 95445
State Farm John Lattimore 116 S Main St, Ukiah, CA, 95482-4951
State Farm John Lattimore 116 South Main Street, Ukiah, CA, 95482-4951
Liberty Mutual Independent Sherzer & Assoc Ins Agency Inc 387 N STATE ST STE 101, UKIAH, CA, 95482

Cost Of Homeowners Insurance By Street Near Fort Bragg, CA

Streets in Fort Bragg Area Homeowners Insurance Cost
Hazelwood St, N Whipple St, E Laurel St, Church School Ln, Woodward St, Marsben Ln, Bald Hill Rd, Dennison Ln, Minnesota Ave, W Elm St$620
E Bush St, Lyndon Ln, Susie Ct, Colling Ln, River Dr, Azalea St, Madrone St, Northspur Rd, Omar Dr, E Elm St$628
Estels Ct, Guthrie Rd, Simpson Ln, Walnut St, Azalea, Cedar St, Ocean View Dr, Holmes Ln, del Mar Dr, Pudding Creek Rd$636
Garbini Dr, Veronica Ln, Jacobson Ln, Spring St, Fir Ave, Ebbing Way, Johnson Ln, Company Ranch Rd, Lyta Way, la Favor Ln$628
Cypress St, Sanderson, Ward Ave, W Redwood Ave, E Fir St, Nameless Ln, Jewett St, Myrtle St, S Harold St, Brush Creek Rd$638

Fort Bragg, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fort Bragg$93 to $96
Cleone$95
Caspar$98
Mendocino County$93

Fort Bragg, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cleone CDP, California $79 $105 $158
Caspar CDP, California $82 $109 $164
Mendocino County, California $78 $104 $156

Fort Bragg, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fort Bragg, CA3.0%10.8%
Cleone1.97%11.05%
Caspar2.99%6.23%
Mendocino County2.75%11.48%

Fort Bragg Renters Insurance as a Percentage of Rent

Fort Bragg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 78 3.0% $785
$300 to $499 269 12.0% $1235
$500 to $749 344 15.0% $1910
$750 to $999 453 20.0% $2660
$1,000 to $1,499 628 28.0% $3785
$1,500 or more 457 20.0% $5435

Fort Bragg, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Fort Bragg Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Fort Bragg Home Owner from High Deductible Plan $600

Fort Bragg, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fort Bragg, CA Home Replacement Value MORE than Home Value Fort Bragg, CA Home Replacement Value LESS than Home Value
Replacement Value $520,500 $293,000
Insurance Premium based on Replacement Value $1,450 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $120,000 Risk Exposure from Under Insuring Coverage is $107,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $325/year

Example Fort Bragg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyState Farm
Monthly Premium 426045
Year Built 195219651997
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$200000-$250000$200000-$250000
Deductible $5000 to $10,000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Fort Bragg, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 165,000 Wood Shake Roof 940 2 $2500-$5000 Deductible 180 7 Wood siding No
1983 200,000 Shingles Roof 1,090 2 > $10,000 Deductible 190 7 Stucco siding yes
1963 490,000 Shingles Roof 2,210 3 $5000 to $10,000 Deductible 80 1 Fiber-Cement Siding yes
1959 235,000 Shingles Roof 1,360 3 $5000 to $10,000 Deductible 180 7 Stucco siding yes
1944 480,000 Slate Shingles Roof 2,180 3 $1000-$2500 Deductible 840 10 Vinyl siding No
1955 500,000 Membrane Roof 2,270 4 $500 Deductible 1340 12 Wood siding yes
1960 235,000 Metal Roof 1,190 2 > $10,000 Deductible 80 3 Fiber-Cement Siding yes
2007 450,000 Wood Shake Roof 2,610 4 $500- $1000 Deductible 690 5 Stucco siding No
1963 195,000 Wood Shake Roof 970 2 $500- $1000 Deductible 180 4 Wood siding yes
1966 270,000 Metal Roof 1,530 3 $5000 to $10,000 Deductible 440 10 Fiber-Cement Siding yes
1946 450,000 Asphalt Shingles Roof 2,430 4 $1000-$2500 Deductible 160 2 Wood siding No
1982 235,000 Slate Shingles Roof 1,140 2 $1000-$2500 Deductible 230 7 Wood siding No
1956 495,000 Wood Shake Roof 2,580 4 > $10,000 Deductible 190 2 Vinyl siding No
1980 450,000 Wood Shake Roof 2,320 3 $500- $1000 Deductible 90 1 Vinyl siding yes
1959 525,000 Slate Shingles Roof 2,910 4 $2500-$5000 Deductible 750 7 Wood siding yes
1998 395,000 Shingles Roof 2,170 3 $5000 to $10,000 Deductible 770 9 Vinyl siding yes
1998 435,000 Asphalt Shingles Roof 2,260 3 $1000-$2500 Deductible 80 1 Wood siding No
1991 435,000 Metal Roof 2,630 4 $500 Deductible 710 7 Vinyl siding yes
1969 165,000 Tile Roof 1,020 2 $500 Deductible 480 12 Fiber-Cement Siding No
1946 430,000 Slate Shingles Roof 2,360 3 $500- $1000 Deductible 180 2 Fiber-Cement Siding yes
1993 480,000 Asphalt Shingles Roof 2,530 4 $1000-$2500 Deductible 1260 10 Stucco siding No
1950 545,000 Metal Roof 2,840 4 $500- $1000 Deductible 910 10 Vinyl siding yes
1997 210,000 Asphalt Shingles Roof 1,030 2 $500 Deductible 260 7 Vinyl siding yes
2003 350,000 Slate Shingles Roof 1,670 3 $500- $1000 Deductible 220 2 Fiber-Cement Siding No
1983 310,000 Asphalt Shingles Roof 1,610 2 > $10,000 Deductible 300 8 Wood siding No
1949 235,000 Wood Shake Roof 1,580 3 $2500-$5000 Deductible 40 1 Stone Siding yes
1989 165,000 Asphalt Shingles Roof 1,110 2 $2500-$5000 Deductible 120 5 Vinyl siding yes
1945 175,000 Metal Roof 1,160 2 $500 Deductible 370 10 Vinyl siding No
1958 355,000 Slate Shingles Roof 1,800 3 $500 Deductible 450 6 Vinyl siding No
2001 155,000 Shingles Roof 930 2 $500- $1000 Deductible 100 3 Stucco siding No