Forest Hills Insurance Rates:

Forest Hills, MI homeowners insurance is nearly $696 to $956, about $58-$79/month. Our complete guide indicates shoppers can save upto $330 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like that i can speak to an insurance agent anytime and that they have offices that i could visit in person as well.
Liberty Mutual
Liberty mutual does not always act in the customer's interest. therefore they do not always conduct their business in integrity.
Foremost
They are one of the only insurance companies that make it easy to ensure a manufactured home. we were denied coverage a lot before we found them.
Progressive
My cost keeps rising year after year, usually by double digits. Communications are formal. The policy is hard to read/understand.
Farmer's Insurance
I trust them, State Farm has been in business for a long time. Of course, that doesn't mean much these days, but they have top-notch agents that do try to help you, and that does count for something.
Progressive
It is very difficult to contact our local agent and his working hours are very limited.
Geico
I like the good customer service. I like the fast and quick turn around when you file a claim. I like the website is very intuitive and easy to navigate.
Allstate
Everything was simple from start to finish without any hassle, I called and made a claim and it was processed right away with status updates through my phone and online. I got a check less than a week later.

Forest Hills, MI Homeowners Insurance By Home Value

Forest Hills, MI Home Value Total Homes % of Total Average Forest Hills, MI Homeowners Insurance
$80,000 to $89,999 91 1.0% $272
$90,000 to $99,999 94 1.0% $305
$100,000 to $124,999 301 4.0% $355
$125,000 to $149,999 339 5.0% $446
$150,000 to $174,999 942 14.0% $528
$175,000 to $199,999 987 15.0% $611
$200,000 to $249,999 1,311 20.0% $735
$250,000 to $299,999 917 14.0% $892
$300,000 to $399,999 1,414 21.0% $1139

Top Home Insurance Agents Near Forest Hills, MI

Home Insurance Company Near Forest Hills, MI Homeowners Insurance Agency Near Forest Hills, MI Address
NA Burnham & Flower Agency, Inc. 315 S Mall, Kalamazoo, MI, 49007
NA Meyering Insurance Agency, Inc. 241 S State St, Zeeland, MI, 49464
Allstate Mark Noffsinger 5843 Harvey St, Norton Shores, MI, 49444
Liberty Mutual Independent Psi Insurance Agency Llc 408 KALAMAZOO PLAZA STE 1, LANSING, MI, 48933
Allstate Roger Vroegindewey 4300 Plainfield Ave NE Ste C, Grand Rapids, MI, 49525

Forest Hills, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ada township, Kent County, Michigan $104 $138 $207
Cascade charter township, Kent County, Michigan $103 $137 $205
Grand Rapids charter township, Kent County, Michigan $100 $133 $200

Forest Hills, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Forest Hills, MI3.5%10.8%
Ada3.68%11.48%
Cascade charter3.5%10.31%
Grand Rapids charter3.75%11.82%

Forest Hills Renters Insurance as a Percentage of Rent

Forest Hills Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 13 3.0% $1194
$500 to $749 37 9.0% $1869
$750 to $999 38 9.0% $2619
$1,000 to $1,499 186 46.0% $3744
$1,500 or more 124 31.0% $5394

Forest Hills, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$7,200
Yearly Forest Hills Homeowner Insurance Premium Example $2,800$1,600
Out of Pocket Expense During Claim$1,200$7,200
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $18,000$16,800
Net Savings to Forest Hills Home Owner from High Deductible Plan $1,200

Forest Hills, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Forest Hills, MI Home Replacement Value MORE than Home Value Forest Hills, MI Home Replacement Value LESS than Home Value
Replacement Value $283,500 $193,000
Insurance Premium based on Replacement Value $1,400 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $64,500 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $300/year

Example Forest Hills Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyState Farm
Monthly Premium 8416962
Year Built 200619991988
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$500000-$600000$250000-$300000
Deductible $500 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Forest Hills, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 590,000 Composition Roof 3,740 5 $500 Deductible 270 1 Stucco siding yes
1980 285,000 Asphalt Shingles Roof 2,390 4 $500 Deductible 1540 10 Stucco siding yes
2011 395,000 Membrane Roof 2,950 4 $1000-$2500 Deductible 850 8 Stucco siding No
2010 645,000 Tile Roof 4,300 5 $2500-$5000 Deductible 1530 9 Wood siding yes
2002 385,000 Membrane Roof 3,140 4 $500- $1000 Deductible 970 7 Brick siding No
2008 300,000 Membrane Roof 1,850 5 $1000-$2500 Deductible 400 4 Fiber-Cement Siding yes
2006 375,000 Wood Shake Roof 3,040 4 $500- $1000 Deductible 170 1 Stucco siding yes
2012 305,000 Tile Roof 2,110 5 $1000-$2500 Deductible 90 1 Stone Siding yes
2000 450,000 Wood Shake Roof 2,930 4 $5000 to $10,000 Deductible 1560 12 Brick siding yes
1988 240,000 Metal Roof 1,950 4 $500 Deductible 630 7 Stucco siding yes
1994 410,000 Wood Shake Roof 3,410 5 $500 Deductible 500 3 Vinyl siding No
1980 360,000 Wood Shake Roof 2,330 5 $500- $1000 Deductible 350 2 Wood siding yes
1980 190,000 Metal Roof 1,620 5 $5000 to $10,000 Deductible 110 3 Wood siding No
1992 320,000 Metal Roof 2,450 4 > $10,000 Deductible 840 8 Wood siding No
2014 235,000 Composition Roof 1,770 4 $2500-$5000 Deductible 630 9 Stucco siding yes
1986 380,000 Slate Shingles Roof 2,950 4 > $10,000 Deductible 950 9 Fiber-Cement Siding yes
1993 285,000 Wood Shake Roof 2,140 4 $500 Deductible 900 7 Vinyl siding yes
2001 455,000 Metal Roof 2,980 4 $500 Deductible 1620 6 Brick siding yes
2010 275,000 Metal Roof 2,250 5 $2500-$5000 Deductible 240 3 Brick siding yes
1992 645,000 Slate Shingles Roof 4,130 5 > $10,000 Deductible 230 2 Brick siding No
1987 300,000 Wood Shake Roof 2,060 4 $500- $1000 Deductible 200 2 Fiber-Cement Siding No
2001 385,000 Membrane Roof 3,420 5 > $10,000 Deductible 640 9 Fiber-Cement Siding yes
2007 315,000 Slate Shingles Roof 2,310 4 $2500-$5000 Deductible 560 5 Vinyl siding No
1988 175,000 Tile Roof 1,550 5 $500- $1000 Deductible 220 5 Wood siding yes
1990 455,000 Wood Shake Roof 4,190 5 > $10,000 Deductible 330 4 Brick siding yes
1980 290,000 Metal Roof 1,950 4 > $10,000 Deductible 470 8 Brick siding No
2008 660,000 Asphalt Shingles Roof 4,360 5 $1000-$2500 Deductible 1250 7 Fiber-Cement Siding yes
1989 645,000 Slate Shingles Roof 4,400 5 $2500-$5000 Deductible 1160 8 Stucco siding yes
1992 280,000 Metal Roof 1,910 4 > $10,000 Deductible 840 10 Wood siding yes
1989 320,000 Wood Shake Roof 2,010 4 $5000 to $10,000 Deductible 70 1 Fiber-Cement Siding yes
2010 440,000 Composition Roof 3,120 5 $5000 to $10,000 Deductible 450 3 Stone Siding yes
2001 195,000 Tile Roof 1,750 5 $5000 to $10,000 Deductible 60 1 Stucco siding yes
2008 420,000 Tile Roof 3,510 5 $2500-$5000 Deductible 1180 8 Vinyl siding No
1982 340,000 Membrane Roof 2,230 5 $500 Deductible 1000 7 Vinyl siding yes