Forest City Insurance Rates:

Forest City, NC homeowners insurance is about $492 to $669, about $41-$55/month. Our thorough guide reveals consumers can save upto $232 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Forest City, NC Homeowners Insurance By Home Value

Forest City, NC Home Value Total Homes % of Total Average Forest City, NC Homeowners Insurance
Less than $50,000 296 17.0% $145
$50,000 to $59,999 110 6.0% $307
$60,000 to $69,999 82 4.0% $383
$70,000 to $79,999 120 7.0% $447
$80,000 to $89,999 100 5.0% $505
$90,000 to $99,999 212 12.0% $563
$100,000 to $124,999 283 16.0% $650
$125,000 to $149,999 168 9.0% $819
$150,000 to $174,999 81 4.0% $964
$175,000 to $199,999 63 3.0% $1115
$200,000 to $249,999 134 7.0% $1342
$300,000 to $399,999 27 1.0% $2085

Top Home Insurance Agents Near Forest City, NC

Home Insurance Company Near Forest City, NC Homeowners Insurance Agency Near Forest City, NC Address
NA First United Insurance Group, Inc. 319 E 3Rd Ave, Gastonia, NC, 28054
NA Whitesides & Co Inc 1355 E Garrison Blvd # C, Gastonia, NC, 28054
Travelers Aacia 2 TANNER RD, GREENVILLE, SC, 29607
Travelers Fci Brashier Mcdowell Agency 503 OLD BOILING SPRINGS RD, GREER, SC, 29650
State Farm Liz Berry 1004 W Georgia Rd Ste G, Simpsonville, SC, 29680-7423

Cost Of Homeowners Insurance By Street Near Forest City, NC

Streets in Forest City Area Homeowners Insurance Cost
Moody St, Friar Tuck Rd, Gail Dr, Belase Dr, Joshua Dr, Westside Dr, Schneider Dr, W Church St, Elizabeth Ave, Daniel Rd$573
Spindale St, Smart St, Kentucky St, Edgewood Dr, Iowa St, State Rd 1583, Hawkins St, Chapman Rd, Old Caroleen Rd, State Rd 2163$580
Westview St, Thompson St, Park St, Wilkins St, Old Caroleen Rd, W Liberty St, Forest Hills Dr, N Woodland Ave, Florence St, Pine St Exd$580
Sycamore St, W Trade St, Cable Tower Rd, Alaska Ave, State Rd 1546, Blanton Cir, Cantrell Ln, US Hwy 74 Bus, Geneva Dr, Daniel Rd$576
Willis Cir, Old Ball Park Rd, Flat Rock Rd, Seitz Dr Exd, Shady Ln, Spring Creek Dr, Mercury St, Inglebrook Dr, Michael St, State Rd 1586$580

Forest City, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Forest City$86 to $89
Cool Spring$86
Rutherfordton$88
Rutherford County$87

Forest City, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cool Spring township, Rutherford County, North Carolina $72 $96 $144
Bostic town, North Carolina $72 $95 $143
Spindale town, North Carolina $72 $96 $144

Forest City, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Forest City, NC5.5%13.8%
Cool Spring5.58%14.8%
Bostic6.51%17.65%
Spindale5.61%13.92%

Forest City Renters Insurance as a Percentage of Rent

Forest City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 38 2.0% $334
$200 to $299 198 13.0% $784
$300 to $499 462 31.0% $1234
$500 to $749 461 31.0% $1909
$750 to $999 187 12.0% $2659
$1,000 to $1,499 101 6.0% $3784
$1,500 or more 19 1.0% $5434

Forest City, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Forest City Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,900$11,300
Net Savings to Forest City Home Owner from High Deductible Plan $600

Forest City, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Forest City, NC Home Replacement Value MORE than Home Value Forest City, NC Home Replacement Value LESS than Home Value
Replacement Value $106,000 $72,500
Insurance Premium based on Replacement Value $625 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Forest City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmChubb Group of Insurance
Monthly Premium 172050
Year Built 199219671970
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $25000-$50000$50000-$75000$100000-$125000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Forest City, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 125,000 Metal Roof 1,560 3 $500- $1000 Deductible 500 8 Brick siding yes
1980 160,000 Shingles Roof 2,030 3 $2500-$5000 Deductible 390 8 Vinyl siding No
1969 80,000 Wood Shake Roof 1,110 2 $1000-$2500 Deductible 280 8 Stucco siding No
1961 105,000 Wood Shake Roof 1,840 3 $2500-$5000 Deductible 310 10 Stone Siding No
1998 85,000 Tile Roof 1,360 2 $500- $1000 Deductible 310 8 Wood siding No
1988 135,000 Membrane Roof 2,280 3 $500- $1000 Deductible 490 8 Stucco siding yes
1999 55,000 Shingles Roof 1,000 2 $2500-$5000 Deductible 200 10 Stone Siding yes
1988 130,000 Metal Roof 1,820 3 $500- $1000 Deductible 60 1 Vinyl siding No
1950 185,000 Composition Roof 2,320 3 $1000-$2500 Deductible 540 8 Vinyl siding yes
1968 110,000 Asphalt Shingles Roof 1,340 2 $1000-$2500 Deductible 360 8 Stone Siding No
1998 180,000 Composition Roof 3,310 4 $5000 to $10,000 Deductible 100 2 Stucco siding yes
1965 140,000 Membrane Roof 2,250 3 $2500-$5000 Deductible 180 4 Vinyl siding yes
1960 100,000 Tile Roof 1,780 2 $500 Deductible 330 8 Vinyl siding yes
1974 155,000 Wood Shake Roof 2,080 4 $1000-$2500 Deductible 540 8 Fiber-Cement Siding No
1997 65,000 Wood Shake Roof 1,050 2 $500 Deductible 80 3 Fiber-Cement Siding No
1972 160,000 Slate Shingles Roof 2,030 4 $1000-$2500 Deductible 550 10 Stone Siding No
1970 95,000 Slate Shingles Roof 1,580 2 $500- $1000 Deductible 40 1 Vinyl siding yes
1987 105,000 Composition Roof 1,290 3 $500 Deductible 120 3 Stucco siding No
1989 180,000 Shingles Roof 2,770 4 $2500-$5000 Deductible 40 1 Wood siding yes
1992 135,000 Slate Shingles Roof 1,680 2 $2500-$5000 Deductible 320 7 Brick siding No
1982 85,000 Wood Shake Roof 1,170 2 $500 Deductible 260 10 Brick siding yes
1962 70,000 Tile Roof 1,240 2 $500 Deductible 40 1 Fiber-Cement Siding No
1963 125,000 Metal Roof 2,290 4 $500- $1000 Deductible 40 1 Stone Siding yes
1980 185,000 Tile Roof 2,310 4 $500- $1000 Deductible 100 1 Vinyl siding No
1979 95,000 Slate Shingles Roof 1,430 2 $500- $1000 Deductible 250 7 Fiber-Cement Siding yes
1995 160,000 Wood Shake Roof 2,090 3 $5000 to $10,000 Deductible 290 7 Stone Siding yes
1953 115,000 Tile Roof 1,460 2 $2500-$5000 Deductible 270 7 Vinyl siding yes
1967 135,000 Metal Roof 1,630 2 $500- $1000 Deductible 400 12 Stucco siding No
1957 95,000 Slate Shingles Roof 1,250 2 $500 Deductible 250 6 Stone Siding No
1996 75,000 Wood Shake Roof 1,290 2 $1000-$2500 Deductible 140 6 Wood siding yes
1968 235,000 Composition Roof 3,130 4 $500- $1000 Deductible 860 8 Brick siding No
1965 160,000 Slate Shingles Roof 2,040 3 $2500-$5000 Deductible 90 2 Stone Siding yes
1976 95,000 Wood Shake Roof 1,300 3 $1000-$2500 Deductible 100 3 Brick siding yes
1996 80,000 Membrane Roof 1,320 3 $1000-$2500 Deductible 260 7 Vinyl siding No