Fords Insurance Rates:

Fords, NJ homeowners insurance is about $724 to $983, about $60-$81/month. Our thorough analysis shows customers can save as much as $341 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fords, NJ Homeowners Insurance By Home Value

Fords, NJ Home Value Total Homes % of Total Average Fords, NJ Homeowners Insurance
Less than $50,000 143 3.0% $59
$100,000 to $124,999 46 1.0% $290
$150,000 to $174,999 190 5.0% $435
$175,000 to $199,999 129 3.0% $503
$200,000 to $249,999 404 11.0% $605
$250,000 to $299,999 751 20.0% $742
$300,000 to $399,999 1,947 53.0% $938

Top Home Insurance Agents Near Fords, NJ

Home Insurance Company Near Fords, NJ Homeowners Insurance Agency Near Fords, NJ Address
NA Rulon-Miller Inc. 181 East 93Rd Street, 5G New York, NYC, NY, 10128
Liberty Mutual Anthony Aquilina 7 Becker Farm Road, Roseland, NJ, 7068
State Farm Bob Sill 705 Stony Hill Road, Yardley, PA, 19067-4419
Allstate Darren Set 738 Franklin Ave, Franklin Square, NY, 11010
Travelers Kenneth Bieber Inc 370 LEXINGTON AVE STE 1405, NEW YORK, NY, 10017

Cost Of Homeowners Insurance By Street Near Fords, NJ

Streets in Fords Area Homeowners Insurance Cost
Dino Dr, Winchester Rd, Izola Ave, Cdr Patrick J Dunn Ct, Lafayette Rd, Hollister Pl, Glenwood Ter, Evergreen Ave, Co Rd 501, Wick Dr$851
Maxwell Ave, S Ridgedale Pl, Varady Dr, S Maple St, Anna St, N John St, S Church St, Hornsby St, S 1st St, Cheryl Dr$837
Farmingdale Rd, Bina Pl, State Rte 184, Carr Pl, Lafayette Rd, Hoy Ave, Glen Dr, Bensonhurst Ave, Woodbridge Ter, Ida Way$827
Wildwood Ave, Moffett St, Koyen St, Hall St, Pikeview Ln, S Maplewood Ave, Janci Ct, S Grove Ave, Geraldine St, Tulip Dr N$834
Wadsworth Ln, Dorothy St, Woodbridge Center Dr, Joyce Pl, Plaza Dr, Lillian St, Gill Ln, Worden Ave, Grissom Pl, Creighton Ct$831

Fords, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fords$127 to $130
Woodbridge$128
Metuchen$131
Perth Amboy$125

Fords, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woodbridge township, Middlesex County, New Jersey $107 $142 $213
Iselin CDP, New Jersey $107 $142 $213
Metuchen borough, New Jersey $110 $146 $219

Fords, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fords, NJ3.2%8%
Woodbridge3.08%8.07%
Iselin3.18%8.82%
Metuchen2.73%7.3%

Fords Renters Insurance as a Percentage of Rent

Fords Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 33 2.0% $782
$300 to $499 29 2.0% $1232
$750 to $999 242 20.0% $2657
$1,000 to $1,499 660 56.0% $3782
$1,500 or more 192 16.0% $5432

Fords, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$5,400
Yearly Fords Homeowner Insurance Premium Example $3,800$3,000
Out of Pocket Expense During Claim$1,400$5,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $24,200$23,400
Net Savings to Fords Home Owner from High Deductible Plan $800

Fords, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fords, NJ Home Replacement Value MORE than Home Value Fords, NJ Home Replacement Value LESS than Home Value
Replacement Value $350,000 $201,000
Insurance Premium based on Replacement Value $2,075 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,500 Risk Exposure from Under Insuring Coverage is $78,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $425/year

Example Fords Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersChubb Group of Insurance
Monthly Premium 83106111
Year Built 194019771963
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$300000-$350000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Fords, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1959 230,000 Metal Roof 1,530 5 $2500-$5000 Deductible 380 7 Brick siding No
1962 165,000 Tile Roof 1,010 2 $500 Deductible 200 4 Brick siding No
1975 180,000 Membrane Roof 1,330 3 $2500-$5000 Deductible 700 9 Wood siding No
1941 135,000 Slate Shingles Roof 1,010 2 $500 Deductible 320 7 Stone Siding No
1979 500,000 Wood Shake Roof 3,600 5 $2500-$5000 Deductible 420 3 Vinyl siding yes
1940 300,000 Asphalt Shingles Roof 1,930 4 $5000 to $10,000 Deductible 410 5 Wood siding No
1942 235,000 Slate Shingles Roof 1,750 2 > $10,000 Deductible 220 5 Stone Siding No
1978 280,000 Slate Shingles Roof 1,550 3 $2500-$5000 Deductible 210 2 Stucco siding yes
1969 325,000 Slate Shingles Roof 2,090 3 $1000-$2500 Deductible 620 6 Stone Siding yes
1977 620,000 Composition Roof 3,360 4 $2500-$5000 Deductible 2070 10 Vinyl siding No
1965 275,000 Asphalt Shingles Roof 1,730 3 > $10,000 Deductible 280 6 Fiber-Cement Siding No
1966 415,000 Asphalt Shingles Roof 2,980 5 $2500-$5000 Deductible 710 6 Vinyl siding No
1950 430,000 Membrane Roof 2,810 5 $500- $1000 Deductible 970 5 Stone Siding yes
1948 350,000 Composition Roof 1,830 3 $1000-$2500 Deductible 110 1 Brick siding yes
1960 195,000 Slate Shingles Roof 1,240 3 $1000-$2500 Deductible 440 6 Stone Siding yes
1970 310,000 Slate Shingles Roof 2,330 4 $1000-$2500 Deductible 550 6 Stone Siding No
1955 225,000 Asphalt Shingles Roof 1,690 2 > $10,000 Deductible 420 10 Vinyl siding No
1947 325,000 Slate Shingles Roof 2,240 3 $5000 to $10,000 Deductible 110 1 Stone Siding No
1976 405,000 Composition Roof 2,150 5 $2500-$5000 Deductible 920 10 Vinyl siding No
1966 245,000 Slate Shingles Roof 1,610 3 $5000 to $10,000 Deductible 370 6 Vinyl siding No
1953 475,000 Composition Roof 2,570 4 $500- $1000 Deductible 120 1 Stone Siding No
1943 315,000 Slate Shingles Roof 1,770 5 $500 Deductible 1070 8 Fiber-Cement Siding yes
1977 850,000 Membrane Roof 4,430 5 $500 Deductible 5220 12 Fiber-Cement Siding No
1941 315,000 Metal Roof 2,270 3 > $10,000 Deductible 590 9 Fiber-Cement Siding No
1960 460,000 Slate Shingles Roof 3,140 4 $5000 to $10,000 Deductible 260 2 Vinyl siding yes
1949 275,000 Metal Roof 1,500 2 > $10,000 Deductible 540 10 Vinyl siding No
1957 305,000 Shingles Roof 1,810 3 $5000 to $10,000 Deductible 440 7 Stucco siding yes
1940 355,000 Tile Roof 1,840 3 $5000 to $10,000 Deductible 360 3 Stucco siding No
1946 170,000 Asphalt Shingles Roof 1,260 3 $500 Deductible 330 5 Fiber-Cement Siding No
1941 310,000 Metal Roof 1,720 2 $500- $1000 Deductible 1310 12 Fiber-Cement Siding yes