Fontana Insurance Rates:

Fontana, CA homeowners insurance is roughly $517 to $700, about $43-$58/month. Our exhaustive analysis reveals consumers can save upto $243 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Fremont Home Insurance
There seems to be nothing negative besides they raised the rates. there have never been any issues with them. they have great customer service.
very good attention is very reliable a good atmosphere is the best company that I visited and I liked it very much I hope they continue like this
the Allstate customer service is just awesome and they are very friendly and they are available always almost most of the time so its very useful
Safeco Insurance
SafeCo is easily the most competitive pricing out there when combined with an auto policy, the multi-policy discount is quite good compared to other companies, and I feel I get a fair amount of bang for my buck.
I was with an agent for many years until he retired and moved out of the business and nationwide did nothing to express that he retired.
They are always very friendly and nice to me, they answer all questions fast every time. I like their wait times.
State Farm
I like the company for my auto insurance. I could not find a better rate for my two cars. I had no problems with the auto side. The homeowner's side is a different story, they are really expensive and do not provide flood insurance. This is cumbersome because you have to go out and purchase separate flood insurance and have another policy to deal with.
My insurance agent was helpful after my wreck. However, there are times when I try and contact her and she is are seldom in the office.
State Farm
I wish the rate was cheaper than we are currently paying, it's decent comparatively but overall insurance is too expensive.
At this time I have no serious complaints about my insurance company this is why I am still with them
Liberty Mutual
It's a shame that the cost of my plan is twice what other reputable companies are charging. If not for that, I would rate my company a 5 for service and claim handling. Unfortunately, the cost is, as I recently learned, just outrageously high.
I do not like calling customer service or the constant changes that they seem to make to the website. The changes make things difficult to navigate.
I like that they have been here for me when I needed it and were willing to write a policy and not drop us after we had our claim like many other companies do.
I really like allstate a lot I feel like I am getting one of the top 5 best insurance companies for a discount rate compared to the cheaper ones like geico
Liberty Mutual
My insurance company offers a good number of options, but mostly the are one of the most affordable in the area. Again, a 3
State Farm
I really do not have anything bad to say about the experience. The company was very professional. The person they sent out to do an estimate was as professional and polite as the person we talked to on the phone. I would recommend this company to our family and friends.
The amount of advertising they send me is ridiculous. Some features on their website can be difficult to find.
Liberty Mutual
I like the company for the security provided by the services I have available and the prompt resolution to problems that may have your good service makes everything easier and easier
I am satisfied but I don't know much about the policy differences. All I know is they are a great bit cheaper than other companies out there and I am glad they exist because I couldn't afford it otherwise.
I would definitely recommend this company for homeowners insurance. I like that they have a local office and provide automatic ACH payment plan. They communicate very well through email.

Fontana, CA Homeowners Insurance By Home Value

Fontana, CA Home Value Total Homes % of Total Average Fontana, CA Homeowners Insurance
Less than $50,000 1,243 4.0% $54
$100,000 to $124,999 1,297 4.0% $255
$125,000 to $149,999 1,487 5.0% $322
$150,000 to $174,999 3,147 10.0% $377
$175,000 to $199,999 2,007 6.0% $438
$200,000 to $249,999 5,421 18.0% $529
$250,000 to $299,999 6,004 20.0% $645
$300,000 to $399,999 7,833 26.0% $822

Top Home Insurance Agents Near Fontana, CA

Home Insurance Company Near Fontana, CA Homeowners Insurance Agency Near Fontana, CA Address
State Farm Archie Escujuri 908 E Puente St, Covina, CA, 91724-3210
State Farm Bill Petersen 23101 Moulton Pkwy Ste 103, Laguna Hills, CA, 92653-1234
Allstate Eric Tryby 39413 Los Alamos Rd Ste D, Murrieta, CA, 92563
State Farm Karen Coombs 592 N Azusa Ave, Covina, CA, 91722-3546
Travelers Mills Insurance Services 4281 KATELLA AVE STE 128, LOS ALAMITOS, CA, 90720

Fontana, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Fontana, CA

Streets in Fontana Area Homeowners Insurance Cost
S Ironwood Ave, Boca Raton Way, W Bohnert Ave, W Pinedale Ave, Citation Ave, Mindanao St, Bayleaf Ln, Riverside Outer Hwy E, Belleview Rd, Crocker Ct$614
Mt Baldy Rd E, Palm Leaf Ln, Saguaro Way, Birch Tree Pl, Hess Rd, Sun Glory Way, Cajon Blvd S, State Rte 2, Lassen St, Davis Ranch Rd$615
Messina Way, Sycamore Dr S, Rosewood Way, Fiddleleaf Rd, Orchid Ave, Redrock Ct, Green Vista Dr, Cilantro Ct, Ironwood Ave, Blue Lake Ct$598
Gretchen Ct, Cerritos St, Old Spring Rd, Paddock Ln, Cherrywood Dr, Raintree Ln, Knollwood Ave, Swarthout Cyn Rd, Lucero Dr, Florence Ln$617
Briarwood Ave, Fern St, Cone Peak Pl, S Fork Rd, Mint Ln, Alyssum Ct, Brewer Ln, Whirlwind Ln, Manitoba Dr, Manla Dr$617
Autumn Pl, Malaga Ave, Jackson Dr, Woodcrest Dr, Shetland Ln, Sorrel Ln, Marygold Ave, Dowd Ct, Los Cedros Ave, Pear St$623
Johnson Way, Sparrow Dr, Filbert St, Cerritos St, Fairfax Ave, Golden Ln, Via Bonita, Madrona Dr, Wiltse Ct, Armstrong Rd$611
Taconite Rd, Frankfort St, S Highland Ave, Barberry Ln, Chaparral Ave, Dolphin Cir, Arctic Dr, Taylor Ave, Andress Ave, Newcastle Ct$599
Cory Ct, Illinois Ct, Brianne Ln, Cougar Way, Shoreacres Ln, Silverwood Ln, Kerte Ln, Laura St, Hemingway Ct, Teak Ln$616
Kirsten Ct, Wisconsin Dr, Fontlee Ct, Begonia Dr, Madrona Ave, Olympia Ave, Lucena Ave, Macapa Rd, W Casa Grande Dr, McGregor Ct$610

Fontana, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fontana$91 to $93
Rancho Cucamonga$94
Jurupa Valley$90

Fontana, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rialto city, California $89 $119 $179
Bloomington CDP, California $89 $119 $179
Rancho Cucamonga city, California $94 $125 $188

Fontana, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fontana, CA2.4%13.3%
Rancho Cucamonga2.14%10.01%

Fontana Renters Insurance as a Percentage of Rent

Fontana Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 216 1.0% $795
$300 to $499 257 1.0% $1245
$500 to $749 1,129 7.0% $1920
$750 to $999 3,832 26.0% $2670
$1,000 to $1,499 5,152 35.0% $3795
$1,500 or more 3,734 25.0% $5445

Average Cost Of Home Insurance By Company In Areas Nearby Fontana For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewOregon Mutual426
200000500NewHorace Mann420
2500001000NewLiberty Ins Corp500
250000500NewLiberty Ins Corp517
4000001000NewPacific Property And Casualty463
5000001000NewMercury Ins Group500
2500005001-3 YearsAmica Mutual650
40000010001-3 YearsAmerican Security1107
40000010001-3 YearsOregon Mutual887
75000025001-3 YearsHartford (Sentinel)2143
75000025001-3 YearsTravelers1383
1500005004-6 YearsCalifornia Casualty497
1500005004-6 YearsTravelers477
2000005004-6 YearsTravelers564
25000010004-6 YearsCSE Safeguard772
25000010004-6 YearsHomesite775
2500005004-6 YearsChubb/Federal1396
3000005004-6 YearsMercury Ins Group555
3000005004-6 YearsMetropolitan Direct1391
40000010004-6 YearsHorace Mann P & C1305

Fontana, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Fontana Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,600$9,100
Net Savings to Fontana Home Owner from High Deductible Plan $1,500

Fontana, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fontana, CA Home Replacement Value MORE than Home Value Fontana, CA Home Replacement Value LESS than Home Value
Replacement Value $276,000 $151,000
Insurance Premium based on Replacement Value $725 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $64,500 Risk Exposure from Under Insuring Coverage is $60,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Fontana Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualFarmers Insurance
Monthly Premium 514297
Year Built 198019942010
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$200000-$250000$600000-$700000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Fontana, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 385,000 Metal Roof 2,780 5 $500- $1000 Deductible 760 6 Stone Siding No
2011 310,000 Shingles Roof 1,930 3 $2500-$5000 Deductible 190 4 Brick siding yes
1988 370,000 Wood Shake Roof 2,740 4 $1000-$2500 Deductible 900 12 Wood siding No
2014 265,000 Shingles Roof 1,860 3 $1000-$2500 Deductible 160 3 Wood siding No
2001 645,000 Membrane Roof 4,430 5 $500- $1000 Deductible 840 6 Stucco siding yes
1982 460,000 Metal Roof 3,090 5 > $10,000 Deductible 550 7 Wood siding yes
2011 310,000 Asphalt Shingles Roof 2,210 4 $5000 to $10,000 Deductible 380 9 Vinyl siding yes
1967 400,000 Shingles Roof 3,230 5 $2500-$5000 Deductible 70 1 Fiber-Cement Siding No
2001 375,000 Wood Shake Roof 2,360 5 $1000-$2500 Deductible 330 5 Stone Siding yes
2003 570,000 Membrane Roof 4,430 5 $2500-$5000 Deductible 680 6 Brick siding No
2013 300,000 Composition Roof 2,070 3 $2500-$5000 Deductible 400 7 Fiber-Cement Siding No
2009 360,000 Metal Roof 3,000 4 $500 Deductible 840 12 Brick siding No
2005 230,000 Tile Roof 1,910 3 $500- $1000 Deductible 390 8 Vinyl siding yes
1998 300,000 Composition Roof 1,890 3 $1000-$2500 Deductible 320 7 Stucco siding No
1999 255,000 Slate Shingles Roof 2,220 4 $1000-$2500 Deductible 480 10 Vinyl siding No
2005 350,000 Membrane Roof 2,230 4 $500 Deductible 620 7 Stone Siding yes
1993 250,000 Slate Shingles Roof 2,310 3 $5000 to $10,000 Deductible 250 6 Wood siding yes
2008 235,000 Asphalt Shingles Roof 1,960 4 $5000 to $10,000 Deductible 620 12 Wood siding yes
1981 405,000 Asphalt Shingles Roof 3,280 5 > $10,000 Deductible 110 2 Stucco siding yes
1963 475,000 Metal Roof 3,260 5 > $10,000 Deductible 260 5 Brick siding No
1999 205,000 Shingles Roof 1,660 4 $2500-$5000 Deductible 40 1 Vinyl siding No
2008 260,000 Shingles Roof 2,020 5 $1000-$2500 Deductible 100 2 Stucco siding No
2013 235,000 Asphalt Shingles Roof 1,960 3 $1000-$2500 Deductible 590 12 Stucco siding yes
2011 315,000 Composition Roof 2,370 5 > $10,000 Deductible 310 7 Wood siding yes
1985 280,000 Shingles Roof 2,490 4 $1000-$2500 Deductible 710 10 Stone Siding No
1992 495,000 Asphalt Shingles Roof 3,200 4 $500- $1000 Deductible 270 2 Stucco siding No
1999 190,000 Composition Roof 1,520 3 $500 Deductible 220 4 Stone Siding yes
2004 245,000 Asphalt Shingles Roof 1,550 3 $2500-$5000 Deductible 110 3 Vinyl siding yes
2004 185,000 Membrane Roof 1,570 3 $1000-$2500 Deductible 380 8 Brick siding yes
1982 265,000 Asphalt Shingles Roof 2,350 3 $2500-$5000 Deductible 210 4 Fiber-Cement Siding No
1952 450,000 Shingles Roof 2,344 4 $500 Deductible 1010 9 Stone Siding No

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