Fontana Insurance Rates:

Fontana ,CA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Fontana, CA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Fontana, CA is $1336. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Home Insurance Companies in Fontana, CA: Customer-Reviewed Options


Fontana, CA Homeowners Insurance Rates by Coverage Level

It is important to understand the different coverage options available in Fontana, CA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Fontana, CA.

Coverage Level Average Annual Premium
$100,000 $534
$200,000 $908
$300,000 $1,122
$400,000 $1,710
$500,000 $2,151


Fontana, CA Homeowners Insurance Rates by ZIP Code

Home insurance costs in Fontana can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.

Zipcode Average Insurance Premium
092336 $1,274
92337 $1,261
92335 $1,248


Fontana, CA Homeowners Insurance Deductibles

One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Fontana, CA, and how to choose the right one for your needs.

Deductible Level Average Annual Premium
$500 Deductible $1,370
$1000 Deductible $1,225
$1500 Deductible $1,156
$2500 Deductible $1,042
$5000 Deductible $882



Top Home Insurance Agents Near Fontana, CA

Home Insurance Company Near Fontana, CA Homeowners Insurance Agency Near Fontana, CA Address
State Farm Archie Escujuri 908 E Puente St, Covina, CA, 91724-3210
State Farm Bill Petersen 23101 Moulton Pkwy Ste 103, Laguna Hills, CA, 92653-1234
Allstate Eric Tryby 39413 Los Alamos Rd Ste D, Murrieta, CA, 92563
State Farm Karen Coombs 592 N Azusa Ave, Covina, CA, 91722-3546
Travelers Mills Insurance Services 4281 KATELLA AVE STE 128, LOS ALAMITOS, CA, 90720

Fontana, CA Home Insurance Agents for Top Companies


Fontana, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rialto city, California $89 $119 $179
Bloomington CDP, California $89 $119 $179
Rancho Cucamonga city, California $94 $125 $188


Fontana, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fontana, CA2.4%13.3%
Rancho Cucamonga2.14%10.01%

Fontana Renters Insurance as a Percentage of Rent

Fontana Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 216 1.0% $795
$300 to $499 257 1.0% $1245
$500 to $749 1,129 7.0% $1920
$750 to $999 3,832 26.0% $2670
$1,000 to $1,499 5,152 35.0% $3795
$1,500 or more 3,734 25.0% $5445

Cost Of Homeowners Insurance By Street Near Fontana, CA

Streets in Fontana Area Homeowners Insurance Cost
S Ironwood Ave, Boca Raton Way, W Bohnert Ave, W Pinedale Ave, Citation Ave, Mindanao St, Bayleaf Ln, Riverside Outer Hwy E, Belleview Rd, Crocker Ct$614
Mt Baldy Rd E, Palm Leaf Ln, Saguaro Way, Birch Tree Pl, Hess Rd, Sun Glory Way, Cajon Blvd S, State Rte 2, Lassen St, Davis Ranch Rd$615
Messina Way, Sycamore Dr S, Rosewood Way, Fiddleleaf Rd, Orchid Ave, Redrock Ct, Green Vista Dr, Cilantro Ct, Ironwood Ave, Blue Lake Ct$598
Gretchen Ct, Cerritos St, Old Spring Rd, Paddock Ln, Cherrywood Dr, Raintree Ln, Knollwood Ave, Swarthout Cyn Rd, Lucero Dr, Florence Ln$617
Briarwood Ave, Fern St, Cone Peak Pl, S Fork Rd, Mint Ln, Alyssum Ct, Brewer Ln, Whirlwind Ln, Manitoba Dr, Manla Dr$617
Autumn Pl, Malaga Ave, Jackson Dr, Woodcrest Dr, Shetland Ln, Sorrel Ln, Marygold Ave, Dowd Ct, Los Cedros Ave, Pear St$623
Johnson Way, Sparrow Dr, Filbert St, Cerritos St, Fairfax Ave, Golden Ln, Via Bonita, Madrona Dr, Wiltse Ct, Armstrong Rd$611
Taconite Rd, Frankfort St, S Highland Ave, Barberry Ln, Chaparral Ave, Dolphin Cir, Arctic Dr, Taylor Ave, Andress Ave, Newcastle Ct$599
Cory Ct, Illinois Ct, Brianne Ln, Cougar Way, Shoreacres Ln, Silverwood Ln, Kerte Ln, Laura St, Hemingway Ct, Teak Ln$616
Kirsten Ct, Wisconsin Dr, Fontlee Ct, Begonia Dr, Madrona Ave, Olympia Ave, Lucena Ave, Macapa Rd, W Casa Grande Dr, McGregor Ct$610

Fontana, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fontana$91 to $93
Rancho Cucamonga$94
Jurupa Valley$90

Average Cost Of Home Insurance By Company In Areas Nearby Fontana For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewOregon Mutual426
200000500NewHorace Mann420
2500001000NewLiberty Ins Corp500
250000500NewLiberty Ins Corp517
4000001000NewPacific Property And Casualty463
5000001000NewMercury Ins Group500
2500005001-3 YearsAmica Mutual650
40000010001-3 YearsAmerican Security1107
40000010001-3 YearsOregon Mutual887
75000025001-3 YearsHartford (Sentinel)2143
75000025001-3 YearsTravelers1383
1500005004-6 YearsCalifornia Casualty497
1500005004-6 YearsTravelers477
2000005004-6 YearsTravelers564
25000010004-6 YearsCSE Safeguard772
25000010004-6 YearsHomesite775
2500005004-6 YearsChubb/Federal1396
3000005004-6 YearsMercury Ins Group555
3000005004-6 YearsMetropolitan Direct1391
40000010004-6 YearsHorace Mann P & C1305


Fontana, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Fontana Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,600$9,100
Net Savings to Fontana Home Owner from High Deductible Plan $1,500


Fontana, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fontana, CA Home Replacement Value MORE than Home Value Fontana, CA Home Replacement Value LESS than Home Value
Replacement Value $276,000 $151,000
Insurance Premium based on Replacement Value $725 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $64,500 Risk Exposure from Under Insuring Coverage is $60,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year


Example Fontana Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualFarmers Insurance
Monthly Premium 514297
Year Built 198019942010
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$200000-$250000$600000-$700000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible