Folsom Insurance Rates:

Folsom, PA homeowners insurance is nearly $628 to $860, about $52-$71/month. Our thorough research reveals consumers can save upto $297 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Folsom, PA Homeowners Insurance By Home Value

Folsom, PA Home Value Total Homes % of Total Average Folsom, PA Homeowners Insurance
Less than $50,000 186 7.0% $89
$90,000 to $99,999 90 3.0% $349
$100,000 to $124,999 82 3.0% $401
$125,000 to $149,999 108 4.0% $505
$150,000 to $174,999 284 11.0% $595
$175,000 to $199,999 477 19.0% $691
$200,000 to $249,999 514 21.0% $825
$250,000 to $299,999 478 19.0% $1011
$300,000 to $399,999 193 7.0% $1287

Top Home Insurance Agents Near Folsom, PA

Home Insurance Company Near Folsom, PA Homeowners Insurance Agency Near Folsom, PA Address
NA Farrara Ins Agcy 124 West Greenwich Street, Reading, PA, 19601
State Farm Chet Turner 2658 Street Road, Bensalem, PA, 19020-2651
Travelers Remi Insurance And Notary Llc 106 BEECH ST, DENVER, PA, 17517
Farmers Robert Albright 1554 Haines Rd, Levittown, PA, 19055
Allstate Steven Katz 2273 Route 33 Ste 205, Hamilton, NJ, 8690

Cost Of Homeowners Insurance By Street Near Folsom, PA

Streets in Folsom Area Homeowners Insurance Cost
Mount Vernon Ave, Linda Vista Ave, Conway Ct, Waverly Ter, Sutton Ave, Melrose Ter, Bullens Ln, Fulmer Cir, 9th Ave, Amherst Ave$757
Swarthmore Ave, Jenks Ave, Ridley Mill Ln, Swarthmore Ave, Ohio Ave, Greenway Rd, Liberty Rd, Creghan Ave, Duryea Dr, Village Rd$755
Penn Ave, Tasker Ave, 8th Ave, Irvings Rd, Donna Ave, Conway Dr, Michigan Ave, Lakeview Dr, Villanova Ave, Drexel Rd$755
Eisenhower Ave, Grace Rd, Willow Way, Michell St, Orchard Ave, Terravilla Ln, President Ave, Unity Ter, Tasker Ave, Folsom Ave$740
Sylvania Ave, Schoolside Ln, Roosevelt Ave, Sylvania Cir, Willowbrook Ave, Buchanan Ave, Rio Vista Ave, Colwell Rd, Gorsuch St, Buse St$736

Folsom, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Folsom$110 to $112
Ridley$111
Rutledge$116
Ridley Park$112

Folsom, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ridley township, Delaware County, Pennsylvania $93 $123 $185
Rutledge borough, Pennsylvania $97 $129 $194
Ridley Park borough, Pennsylvania $94 $125 $187

Folsom, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Folsom, PA3.3%9.0%
Ridley3.48%8.96%
Rutledge3.27%9.44%
Ridley Park3.3%8.78%

Folsom Renters Insurance as a Percentage of Rent

Folsom Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 12 1.0% $1230
$500 to $749 95 14.0% $1905
$750 to $999 157 23.0% $2655
$1,000 to $1,499 353 53.0% $3780
$1,500 or more 49 7.0% $5430

Folsom, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Folsom Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,300$9,700
Net Savings to Folsom Home Owner from High Deductible Plan $600

Folsom, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Folsom, PA Home Replacement Value MORE than Home Value Folsom, PA Home Replacement Value LESS than Home Value
Replacement Value $228,500 $159,000
Insurance Premium based on Replacement Value $1,375 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $175/year

Example Folsom Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceAllstate
Monthly Premium 428745
Year Built 195819421970
Home Details 3 Beds, 1 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$175000-$200000$125000-$150000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Folsom, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1959 240,000 Tile Roof 2,000 3 $500- $1000 Deductible 520 4 Fiber-Cement Siding yes
1940 170,000 Asphalt Shingles Roof 1,370 2 $5000 to $10,000 Deductible 330 7 Stone Siding No
1940 155,000 Wood Shake Roof 1,520 2 $500- $1000 Deductible 60 1 Brick siding yes
1957 600,000 Composition Roof 4,820 5 $2500-$5000 Deductible 660 4 Stucco siding No
1949 185,000 Wood Shake Roof 1,620 4 $1000-$2500 Deductible 350 5 Fiber-Cement Siding No
1947 155,000 Membrane Roof 1,540 5 $1000-$2500 Deductible 270 4 Vinyl siding No
1949 265,000 Wood Shake Roof 2,580 4 > $10,000 Deductible 680 12 Stone Siding No
1947 270,000 Slate Shingles Roof 2,450 5 $500- $1000 Deductible 790 9 Fiber-Cement Siding No
1942 115,000 Wood Shake Roof 1,160 2 $2500-$5000 Deductible 370 10 Fiber-Cement Siding yes
1954 130,000 Slate Shingles Roof 1,450 2 $2500-$5000 Deductible 330 8 Stone Siding yes
1947 240,000 Asphalt Shingles Roof 2,150 3 $2500-$5000 Deductible 110 1 Vinyl siding yes
1974 625,000 Slate Shingles Roof 4,910 5 $500- $1000 Deductible 800 4 Fiber-Cement Siding No
1968 160,000 Asphalt Shingles Roof 1,760 2 $1000-$2500 Deductible 560 10 Brick siding No
1944 245,000 Membrane Roof 1,950 4 $2500-$5000 Deductible 70 1 Fiber-Cement Siding yes
1956 125,000 Asphalt Shingles Roof 1,280 2 $1000-$2500 Deductible 40 1 Stucco siding yes
1950 255,000 Tile Roof 2,780 5 $500- $1000 Deductible 670 8 Stone Siding yes
1968 220,000 Tile Roof 1,660 5 > $10,000 Deductible 580 10 Stone Siding No
1945 380,000 Asphalt Shingles Roof 2,930 4 $5000 to $10,000 Deductible 970 10 Stucco siding No
1973 180,000 Composition Roof 1,600 3 $500- $1000 Deductible 120 2 Stone Siding yes
1976 395,000 Slate Shingles Roof 3,790 5 $2500-$5000 Deductible 890 8 Stucco siding yes
1949 175,000 Composition Roof 1,530 3 $5000 to $10,000 Deductible 250 5 Brick siding No
1967 185,000 Membrane Roof 1,460 2 $5000 to $10,000 Deductible 180 5 Stone Siding No
1956 300,000 Asphalt Shingles Roof 2,460 4 $5000 to $10,000 Deductible 750 9 Vinyl siding No
1979 130,000 Composition Roof 990 2 $500 Deductible 660 10 Brick siding yes
1976 160,000 Tile Roof 1,420 2 $500- $1000 Deductible 340 5 Stone Siding yes
1971 135,000 Wood Shake Roof 1,340 2 $500- $1000 Deductible 200 4 Stucco siding yes
1950 230,000 Membrane Roof 1,850 4 > $10,000 Deductible 90 2 Fiber-Cement Siding yes
1967 430,000 Asphalt Shingles Roof 3,610 5 $500 Deductible 270 2 Stucco siding yes
1961 220,000 Slate Shingles Roof 1,860 3 $500- $1000 Deductible 890 9 Vinyl siding yes
1974 435,000 Tile Roof 4,640 5 $1000-$2500 Deductible 560 3 Stucco siding yes
1957 260,000 Membrane Roof 1,970 5 $5000 to $10,000 Deductible 200 3 Brick siding No
1967 195,000 Slate Shingles Roof 1,540 2 $500- $1000 Deductible 410 7 Vinyl siding yes
1952 130,000 Tile Roof 1,190 2 $2500-$5000 Deductible 620 12 Brick siding No
1966 435,000 Shingles Roof 3,270 5 $5000 to $10,000 Deductible 720 7 Wood siding No