Folkston Insurance Rates:

Folkston, GA homeowners insurance is approximately $715 to $984, about $59-$82/month. Our detailed analysis shows customers can save upto $339 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Folkston, GA Homeowners Insurance By Home Value

Folkston, GA Home Value Total Homes % of Total Average Folkston, GA Homeowners Insurance
Less than $50,000 846 40.0% $297
$50,000 to $59,999 96 4.0% $628
$60,000 to $69,999 99 4.0% $772
$70,000 to $79,999 118 5.0% $891
$80,000 to $89,999 44 2.0% $1018
$90,000 to $99,999 135 6.0% $1137
$100,000 to $124,999 145 6.0% $1315
$125,000 to $149,999 129 6.0% $1647
$150,000 to $174,999 196 9.0% $1944
$175,000 to $199,999 116 5.0% $2241
$200,000 to $249,999 59 2.0% $2699
$250,000 to $299,999 63 3.0% $3302
$300,000 to $399,999 46 2.0% $4194

Top Home Insurance Agents Near Folkston, GA

Home Insurance Company Near Folkston, GA Homeowners Insurance Agency Near Folkston, GA Address
NA Turner & Associates 125 Longview Plz , St Simons Island, GA, 31522
NA J Smith Lanier Of Waycross 600 Memorial Dr, Waycross, GA, 31501
Travelers Beans Insurance Agency Llc 3041 DUNN AVENUE, JACKSONVILLE, FL, 32218
Travelers Brightway Insurance Inc 10250 NORMANDY BLVD 501, JACKSONVILLE, FL, 32221
Liberty Mutual Independent Parker-Kaufman Insurance Co 513 Gloucester St, Brunswick, GA, 31520

Cost Of Homeowners Insurance By Street Near Folkston, GA

Streets in Folkston Area Homeowners Insurance Cost
Pinewood, Ralph Davis Rd, Mary Bethune Dr, Plantation, Stillwater Ln, Burnt Fort Rd, Paxton Rd, N Mose Crews Rd, Chestnut Ln, Winokur Rd$844
Little Phoebe Church Rd, Winokur-Mattox Rd, Clearwater Rd, Ed Brown St, Buckhorn Rd, Ivy Buck Crews Rd, Okefenokee Dr, 2nd St, J M Jackson Dr, Cottage Rd$851
Pinkney, Smith-Moring Rd, Pinewood St, Homeland Park Rd, Gregory St, el Ter, Ira Crews Rd, Deerwood Ln, S Walnut St, Jenny Ct$851
Charleston St, Kingfisher Landing Rd, Robin Ln, Allen O'Berry Cem Rd, Dove, Elm St, Traces Loop, E Martin St, Bailey St, Grace Chapel Rd$848
Pine Dr, Humphries Rd, Mt Carmel St, Dinkins St, E Hazel St, Bell St, S 3rd St, Nixon Jones Rd, S Ohio Ave, Pecan St$845

Folkston, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Folkston$126 to $128
Homeland$125
Charlton County$127
Manor$130

Folkston, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Homeland city, Georgia $125 $167 $251
Charlton County, Georgia $128 $170 $255
Manor CCD, Ware County, Georgia $130 $173 $260

Folkston, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Folkston, GA6.8%28.4%
Homeland7.19%24.7%
Charlton County7.11%26.2%
Manor8.28%24.27%

Folkston Renters Insurance as a Percentage of Rent

Folkston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 18 3.0% $388
$200 to $299 32 5.0% $838
$300 to $499 87 16.0% $1288
$500 to $749 196 36.0% $1963
$750 to $999 206 38.0% $2713

Folkston, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Folkston Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$9,200
Net Savings to Folkston Home Owner from High Deductible Plan $600

Folkston, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Folkston, GA Home Replacement Value MORE than Home Value Folkston, GA Home Replacement Value LESS than Home Value
Replacement Value $92,500 $57,000
Insurance Premium based on Replacement Value $500 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Folkston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualFarmers Insurance
Monthly Premium 297742
Year Built 196419751986
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $75000-$100000$200000-$250000$100000-$125000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Folkston, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 145,000 Asphalt Shingles Roof 2,380 3 $1000-$2500 Deductible 100 2 Brick siding yes
1984 90,000 Shingles Roof 1,440 3 $500- $1000 Deductible 40 1 Vinyl siding yes
2007 115,000 Slate Shingles Roof 2,210 4 $1000-$2500 Deductible 190 4 Brick siding yes
1991 120,000 Composition Roof 1,750 4 $500- $1000 Deductible 260 8 Wood siding yes
1998 195,000 Composition Roof 3,150 4 $2500-$5000 Deductible 70 1 Vinyl siding yes
1990 250,000 Membrane Roof 4,640 5 $2500-$5000 Deductible 530 8 Stucco siding No
2007 225,000 Tile Roof 4,500 5 > $10,000 Deductible 220 5 Brick siding No
1981 135,000 Tile Roof 2,280 4 $500- $1000 Deductible 290 7 Vinyl siding No
1976 170,000 Membrane Roof 3,280 4 $1000-$2500 Deductible 540 12 Fiber-Cement Siding yes
1980 110,000 Composition Roof 2,110 5 $2500-$5000 Deductible 60 2 Vinyl siding No
1962 140,000 Slate Shingles Roof 2,670 4 $500- $1000 Deductible 310 9 Vinyl siding No
1980 290,000 Asphalt Shingles Roof 4,700 5 $2500-$5000 Deductible 950 9 Stone Siding No
2000 145,000 Shingles Roof 2,120 4 $1000-$2500 Deductible 400 10 Stone Siding yes
1989 110,000 Shingles Roof 1,560 5 $2500-$5000 Deductible 90 2 Wood siding No
1964 150,000 Tile Roof 3,130 5 $1000-$2500 Deductible 290 6 Brick siding No
2004 135,000 Wood Shake Roof 2,920 5 $500 Deductible 380 8 Stucco siding No
2004 180,000 Tile Roof 3,700 5 $5000 to $10,000 Deductible 540 8 Fiber-Cement Siding yes
1978 95,000 Metal Roof 1,820 3 $2500-$5000 Deductible 220 8 Brick siding yes
1980 95,000 Metal Roof 1,710 4 $500- $1000 Deductible 320 12 Brick siding yes
1965 195,000 Membrane Roof 3,080 4 $500- $1000 Deductible 1060 12 Stone Siding yes
2005 80,000 Asphalt Shingles Roof 1,670 3 $500 Deductible 400 10 Fiber-Cement Siding No
2001 95,000 Slate Shingles Roof 1,610 5 $500 Deductible 270 7 Stucco siding No
1997 110,000 Metal Roof 1,850 5 $2500-$5000 Deductible 40 1 Stucco siding yes
1976 125,000 Slate Shingles Roof 1,790 3 $500- $1000 Deductible 340 7 Vinyl siding yes
2003 145,000 Wood Shake Roof 2,300 5 $500 Deductible 390 8 Vinyl siding No
1975 175,000 Composition Roof 3,110 5 $500 Deductible 150 2 Wood siding yes
1995 95,000 Tile Roof 1,850 3 $500 Deductible 440 12 Brick siding No
2007 70,000 Asphalt Shingles Roof 1,260 3 $500 Deductible 30 1 Wood siding yes
1971 110,000 Shingles Roof 2,400 4 $2500-$5000 Deductible 400 10 Stucco siding No
1976 130,000 Asphalt Shingles Roof 2,490 4 $500 Deductible 270 5 Vinyl siding yes
1960 145,000 Shingles Roof 2,750 4 $500- $1000 Deductible 600 9 Wood siding No