Foley Insurance Rates:

Foley, AL homeowners insurance is roughly $838 to $1,141, about $69-$95/month. Our exhaustive research shows customers can save upto $396 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Their customer service leaves a bit to be desired. most of the time, it is ok but sometimes i talk with people who are very condescending and rude.
Geico
I like how much different offers they were able to offer me and my family and they were determined to get my business and satisfy my needs.
American Modern Insurance
Oddly, they do not include an envelope with an address on the annual statement of my coverage, making me feel confused about how to address the check and where to send it.
Farmer's Insurance
The response time through support or for claims (presumably) is less than satisfactory. However, their responses are accurate and I find that the employees are competent and friendly, making up for difficulty to get service.
Country Financial
I wish they were located closer to me and did not change agents all the time. Every year it seems like we get a new agent. It's hard to build up a personal relationship that way.
Allstate
I like the mobile app because it is easy to use and many features to choose from to learn more about it

Foley, AL Homeowners Insurance By Home Value

Foley, AL Home Value Total Homes % of Total Average Foley, AL Homeowners Insurance
Less than $50,000 1,403 12.0% $138
$50,000 to $59,999 163 1.0% $297
$60,000 to $69,999 322 2.0% $366
$70,000 to $79,999 281 2.0% $425
$80,000 to $89,999 423 3.0% $475
$90,000 to $99,999 313 2.0% $534
$100,000 to $124,999 809 7.0% $623
$125,000 to $149,999 1,181 10.0% $782
$150,000 to $174,999 1,588 14.0% $920
$175,000 to $199,999 994 9.0% $1069
$200,000 to $249,999 1,251 11.0% $1277
$250,000 to $299,999 1,125 10.0% $1564
$300,000 to $399,999 1,172 10.0% $1989

Top Home Insurance Agents Near Foley, AL

Home Insurance Company Near Foley, AL Homeowners Insurance Agency Near Foley, AL Address
Travelers Florida Insurance Agency 7250 Pine Forest Rd , Pensacola, FL, 32571
State Farm Jim Golemon 28796 Highway 98, Daphne, AL, 36526-7260
Allstate Lindamae Mattox 6389 Three Notch Rd Ste B, Mobile, AL, 36619
State Farm Cleophas Jones 1540-C S Beltline Highway, Mobile, AL, 36693-5157
Allstate Craig Smith Jr. 2090 Schillinger Rd S Ste J, Mobile, AL, 36695

Cost Of Homeowners Insurance By Street Near Foley, AL

Streets in Foley Area Homeowners Insurance Cost
McKenzie St, Candlestick Ct W, Sawgrass Dr, Shakespeare Dr, Oak Rd E, Daugherty Rd, E Ridge Rd, Ariel Ave, Fernwood Dr, Abacus Dr$988
Geno Rd, N River Rd, Milners Ct, Morgantown Blvd, Goodwyn Ct, Holmes Ave, W 19th Ave, Newberry Dr, E Laurel Ave, The Battery$979
McClantoc Ln, Short St, Savannah Ln, Page Ln, McKenzie St, Hilltop Dr, Verona Ct, S Hickory St, E 3rd St, Riverwood Dr E$955
Co Rd 12 S, Candlestick Ct E, Cozumel Ln, Wolf Bay Ave, James Harrision Ln, Schoel Ln, Collins Ln, Avent Ln, Birdie Cir, Gilchrist Ln$956
Perdido Gate Dr, Mikkelsen Rd, E 20th Ave, Pirates Cir, Summerton Dr, Henderson Ln, McGee St, Montague Dr, Grounds Ln, Pine Ln$960
Colonial Loop, Ono North Dr, Brandon Cir, Saint Johns Ln, Twisted Oak Cir, Orchard Ln, W Section Ave, Boykin Ct N, Howard Cir, Co Rd 8 E$992
E Gate Ln, Basin Ln, Bodenhamer Rd, Fulton Loop, Oak Ridge Loop, Old Plash Island Rd, Hunter Ln, E Ashford Park Dr, Cotton Bay Dr W, Co Rd 28$955
Buchanan Ct W, Hamilton Blvd, Lagoon Dr, Carol Ann Ct, Longleaf St, Peterson Ln, Woodsong Dr, Boudan Ln, Helton Dr, Skiff Ln$986
Pagerie Walk, Orange Beach Blvd, Satoris Ln, E Franklin Ave, Foley Beach Expy, Island Dr, E Beach Blvd, Riverwood Dr W, S Oak St, S Chicago St$985
E Verbena Ave, Cypress Pk, Homestead Ln, Plantation Dr, S Bay Shore Dr, Dee St, Lake Rd, Blue Heron Dr, Carver Ln, Harry Morris Ln$1,079

Foley, AL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Foley$147 to $149
Magnolia Springs$152
Gulf Shores$150
Point Clear$148

Foley, AL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Magnolia Springs town, Alabama $127 $169 $254
Fairhope CCD, Baldwin County, Alabama $127 $169 $253
Gulf Shores city, Alabama $125 $167 $250

Foley, AL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Foley, AL6.1%21.1%
Magnolia Springs6.49%16.6%
Fairhope5.33%19.38%
Gulf Shores5.43%17.47%

Foley Renters Insurance as a Percentage of Rent

Foley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 74 1.0% $343
$200 to $299 115 1.0% $793
$300 to $499 277 4.0% $1243
$500 to $749 1,787 27.0% $1918
$750 to $999 1,789 27.0% $2668
$1,000 to $1,499 2,103 32.0% $3793
$1,500 or more 280 4.0% $5443

Foley, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Foley Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,300$13,100
Net Savings to Foley Home Owner from High Deductible Plan $1,200

Foley, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Foley, AL Home Replacement Value MORE than Home Value Foley, AL Home Replacement Value LESS than Home Value
Replacement Value $220,500 $169,500
Insurance Premium based on Replacement Value $1,150 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Foley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 85123168
Year Built 200119922012
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$400000-$500000$500000-$600000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Foley, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 175,000 Metal Roof 1,780 4 $2500-$5000 Deductible 340 7 Fiber-Cement Siding No
2008 225,000 Metal Roof 2,080 3 $500- $1000 Deductible 500 5 Stone Siding No
1992 510,000 Metal Roof 4,720 5 $500 Deductible 180 1 Brick siding No
2003 390,000 Wood Shake Roof 3,920 5 $5000 to $10,000 Deductible 1220 12 Stone Siding No
2013 165,000 Membrane Roof 1,590 3 $1000-$2500 Deductible 410 7 Stucco siding yes
2014 240,000 Wood Shake Roof 2,700 4 $2500-$5000 Deductible 440 6 Wood siding No
1994 240,000 Slate Shingles Roof 2,200 3 $500- $1000 Deductible 850 8 Vinyl siding No
1998 330,000 Slate Shingles Roof 3,320 4 $5000 to $10,000 Deductible 720 7 Stone Siding No
2006 190,000 Slate Shingles Roof 1,660 5 $500 Deductible 590 7 Wood siding No
2012 305,000 Composition Roof 3,250 5 $5000 to $10,000 Deductible 380 6 Vinyl siding yes
2003 150,000 Tile Roof 1,850 5 $2500-$5000 Deductible 230 5 Wood siding yes
2014 180,000 Shingles Roof 1,700 5 $5000 to $10,000 Deductible 300 6 Brick siding yes
1995 175,000 Shingles Roof 2,180 3 $5000 to $10,000 Deductible 280 5 Stone Siding yes
2013 165,000 Membrane Roof 1,740 3 $2500-$5000 Deductible 500 12 Brick siding No
2001 200,000 Asphalt Shingles Roof 1,970 5 $500 Deductible 530 5 Brick siding No
1999 230,000 Metal Roof 2,350 5 $5000 to $10,000 Deductible 560 12 Stucco siding yes
1997 190,000 Asphalt Shingles Roof 1,880 3 $500 Deductible 870 10 Brick siding yes
2008 510,000 Asphalt Shingles Roof 4,990 5 $500- $1000 Deductible 1320 8 Stucco siding yes
2003 205,000 Slate Shingles Roof 1,790 4 $5000 to $10,000 Deductible 730 12 Wood siding No
2012 265,000 Asphalt Shingles Roof 2,510 4 $500- $1000 Deductible 550 6 Fiber-Cement Siding yes
2009 565,000 Membrane Roof 4,710 5 $500 Deductible 830 3 Stone Siding No
2002 250,000 Composition Roof 2,060 4 $2500-$5000 Deductible 490 7 Vinyl siding yes
2012 280,000 Shingles Roof 2,980 4 $500 Deductible 1020 8 Vinyl siding yes
1999 205,000 Tile Roof 1,810 3 $2500-$5000 Deductible 60 1 Stone Siding No
1994 215,000 Slate Shingles Roof 2,010 5 $2500-$5000 Deductible 490 8 Fiber-Cement Siding No
1991 500,000 Asphalt Shingles Roof 4,540 5 $500- $1000 Deductible 1080 8 Brick siding yes
2008 155,000 Slate Shingles Roof 1,550 3 $2500-$5000 Deductible 490 9 Wood siding yes
2014 240,000 Slate Shingles Roof 2,310 4 $500- $1000 Deductible 420 5 Vinyl siding yes
2000 185,000 Tile Roof 1,630 3 $1000-$2500 Deductible 560 10 Brick siding No
1996 260,000 Slate Shingles Roof 2,270 5 $500 Deductible 1190 9 Stucco siding yes
2006 155,000 Metal Roof 1,280 3 $2500-$5000 Deductible 350 8 Vinyl siding yes
2004 220,000 Tile Roof 2,190 3 $5000 to $10,000 Deductible 210 4 Fiber-Cement Siding yes