Flower Mound Insurance Rates:

Flower Mound, TX homeowners insurance is roughly $941 to $1,279, about $78-$106/month. Our comprehensive research shows customers can save as much as $444 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Progressive covers damages to your homes when you need it most. in times of fire, tornadoes, falling trees. they will stand by you.
Allstate
Customer service was not good. when i call my broker asking about my coverage, he did not give a proper response
Nationwide
Nationwide is a company that's always on your side, no matter what. you can always count on them to be there for you.
Progressive
It is pretty standard. I am glad that I didn't really have to use it but maybe after this snow storm, I might have to file a claim for something.
Farmer's Insurance
We have a lot of coverage as we have a farm so we have a barn and other outbuildings that are covered and equipment so can't complain. I feel the premium would be more at other places.
Progressive
I find it rather affordable to protect our home despite its age at the premium we currently pay. It also permits us to save on our auto insurance by bundling the two policies under one company.
Travelers
Claims take too long to settle and the adjusters are hard to reach
Metlife
All of my contacts are with my independent insurance agent, not with MetLife so this is not relevant to my situation
State Farm
I always recommend State Farm based on the same feedback above.

Flower Mound, TX Homeowners Insurance By Home Value

Flower Mound, TX Home Value Total Homes % of Total Average Flower Mound, TX Homeowners Insurance
Less than $50,000 354 2.0% $99
$100,000 to $124,999 334 2.0% $466
$125,000 to $149,999 915 5.0% $577
$150,000 to $174,999 1,752 11.0% $688
$175,000 to $199,999 1,295 8.0% $788
$200,000 to $249,999 3,900 24.0% $955
$250,000 to $299,999 2,946 18.0% $1166
$300,000 to $399,999 3,902 24.0% $1488

Top Home Insurance Agents Near Flower Mound, TX

Home Insurance Company Near Flower Mound, TX Homeowners Insurance Agency Near Flower Mound, TX Address
Travelers Frederiksen & Frederiksen 12900 Preston Road, Suite 500, Dallas, TX, 75230
Travelers Prasla Financial Group Inc 2300 Valley View Lane 2300 Valley View Lane, Irving, TX, 75062
Farmers Tamala Tammy Bond 3521 SW Wilshire Blvd Ste A, Joshua, TX, 76058
Farmers Tina Walden 213 S State Highway 342 Ste 303, Red Oak, TX, 75154
Travelers Vgw Insurance Llp 1864 Mcdonald Rd., Rockwall, TX, 75032

Cost Of Homeowners Insurance By Street Near Flower Mound, TX

Streets in Flower Mound Area Homeowners Insurance Cost
W Jeter Rd, Hearthstone Dr, Schooner Ct, Oakdale Ln, Biltmore Ct, Lark Ln, Harvest Glen Dr, Pintail Pl, Clarks Air Field, Buckthorn Ln$1,143
Hampshire Dr, Aberdeen Dr, Glenhill Ln, Teton Trl, Johnson Ln, Monica Dr, Bridle Bit Rd, Lakemont Dr, Wildgrove Dr, Dendron Dr$1,178
Sumac Dr, Timber Valley Dr, Woodstone Ct, Saddleback Ln, Sugarberry Ln, Cromwell Way, Biscayne Dr, Misty Trail Ln, Rustic Timbers Ln, C C Ranch Rd$1,078
Cedar Bluff Ln, Peachtree Ln, Flamingo Dr, Thousand Oaks Dr, Scottish Mist Trl, Blue Grass Ct, River Meadows, Hanover Ct, Inverness Ct, Fireside Dr$1,098
Giverny, Royal Oaks Dr, Berne Ln, Rangewood Dr, Lake Trail Dr, White Chapel Rd, Whitman Ln, Gallop Ct, Cosmos Way, Lakewood Dr$1,204
Azalia Bend, Woodhill Dr, Opus Ct, Trotter Ln, Paisley Dr, Ave Twenty, Sunset Dr, Woodlands Ct, Crawford Rd, Lake Flower Dr$1,127
Mosswood Dr, S Berry Trl, Glencairn Ln, Steeple Point Pl, Buckeye Ct, Old Cross Timber Rd, Peachleaf Ln, Tartan Trl, Parker Dr, Sharondale Dr$1,132
Falcon Dr, Eagle Creek Dr, Turtle Cove, Derbyshire Ct, Crestwood Cir, Heather Ridge Ct, Oriole Dr, Jester Ln, Friar Ct, Durango Dr$1,083
Kiley Ln, Wolf Run Rd, Stonebridge Rd, Meadow Lake Ct, Highland Ct, Immel Dr, Bishop Dr, Ferndale Dr, Magnolia Leaf Ln, Trophy Park Dr$1,124
Valleydale Dr, Birch Ln, Catalpa Rd, Abilene Dr, Woodbury Dr, Shorefront Ln, Kingfisher Ct, Bud Williams Rd, High Rd, Holly Leaf Ln$1,171

Flower Mound, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Flower Mound$165 to $167
Double Oak$175
Lantana$169
Bartonville$184

Flower Mound, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Double Oak town, Texas $176 $234 $351
Lantana CDP, Texas $170 $226 $339
Bartonville town, Texas $185 $246 $369

Flower Mound, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Flower Mound, TX4.2%10.8%
Double Oak3.33%10.14%
Lantana3.56%10.13%
Bartonville3.14%17.4%

Flower Mound Renters Insurance as a Percentage of Rent

Flower Mound Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 126 7.0% $1898
$750 to $999 220 13.0% $2648
$1,000 to $1,499 579 34.0% $3773
$1,500 or more 767 45.0% $5423

Flower Mound, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$5,800
Yearly Flower Mound Homeowner Insurance Premium Example $2,200$1,400
Out of Pocket Expense During Claim$1,800$5,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $15,000$14,200
Net Savings to Flower Mound Home Owner from High Deductible Plan $800

Flower Mound, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Flower Mound, TX Home Replacement Value MORE than Home Value Flower Mound, TX Home Replacement Value LESS than Home Value
Replacement Value $194,500 $128,500
Insurance Premium based on Replacement Value $1,975 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $275/year

Example Flower Mound Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupChubb Group of InsuranceTravelers
Monthly Premium 166430189
Year Built 200019932013
Home Details 4 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $400000-$500000$500000-$600000$250000-$300000
Deductible $5000 to $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Flower Mound, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 310,000 Slate Shingles Roof 2,620 4 $2500-$5000 Deductible 1490 9 Stone Siding yes
1990 650,000 Metal Roof 4,920 5 $1000-$2500 Deductible 970 2 Wood siding No
2011 520,000 Metal Roof 3,260 5 $500- $1000 Deductible 3840 12 Wood siding yes
2013 285,000 Composition Roof 1,980 4 $2500-$5000 Deductible 400 2 Stone Siding No
2012 625,000 Slate Shingles Roof 4,600 5 $5000 to $10,000 Deductible 2740 10 Wood siding No
2011 300,000 Slate Shingles Roof 1,900 4 $500- $1000 Deductible 1480 8 Stucco siding yes
2014 350,000 Composition Roof 2,390 5 $500- $1000 Deductible 2520 12 Fiber-Cement Siding yes
2003 370,000 Slate Shingles Roof 3,090 4 $5000 to $10,000 Deductible 1810 10 Wood siding yes
1990 190,000 Shingles Roof 1,680 4 $5000 to $10,000 Deductible 520 5 Wood siding No
2014 190,000 Wood Shake Roof 1,730 5 $1000-$2500 Deductible 1080 8 Brick siding No
1999 770,000 Metal Roof 4,850 5 $2500-$5000 Deductible 5950 10 Stucco siding No
2011 245,000 Shingles Roof 2,210 5 $5000 to $10,000 Deductible 350 3 Wood siding No
1999 455,000 Slate Shingles Roof 3,740 5 $500 Deductible 1480 4 Stucco siding No
2012 265,000 Asphalt Shingles Roof 2,210 4 $5000 to $10,000 Deductible 840 7 Fiber-Cement Siding No
2012 185,000 Shingles Roof 1,650 4 $2500-$5000 Deductible 270 2 Stone Siding No
1997 540,000 Composition Roof 3,470 5 $500- $1000 Deductible 1130 3 Wood siding yes
2005 345,000 Composition Roof 2,670 4 $2500-$5000 Deductible 1560 10 Stone Siding yes
2008 415,000 Membrane Roof 3,040 4 $1000-$2500 Deductible 1550 5 Wood siding yes
1995 425,000 Membrane Roof 2,840 4 $2500-$5000 Deductible 740 4 Stone Siding No
2013 275,000 Slate Shingles Roof 2,370 4 $500- $1000 Deductible 690 3 Wood siding yes
2014 385,000 Metal Roof 3,300 5 $5000 to $10,000 Deductible 1740 8 Vinyl siding yes
2010 260,000 Membrane Roof 1,670 4 $1000-$2500 Deductible 1410 10 Stucco siding yes
1994 725,000 Wood Shake Roof 4,650 5 > $10,000 Deductible 320 1 Wood siding No
2007 225,000 Wood Shake Roof 1,930 4 $500- $1000 Deductible 850 5 Stone Siding yes
2014 450,000 Slate Shingles Roof 3,970 5 $500 Deductible 1930 6 Brick siding No
1999 710,000 Wood Shake Roof 4,730 5 $500 Deductible 4070 10 Stucco siding No
2014 365,000 Composition Roof 3,050 4 $500 Deductible 690 3 Wood siding yes
1992 265,000 Wood Shake Roof 1,770 4 $2500-$5000 Deductible 360 2 Stone Siding No
2011 530,000 Metal Roof 4,370 5 $2500-$5000 Deductible 2360 10 Stucco siding No
2005 400,000 Asphalt Shingles Roof 2,520 5 $1000-$2500 Deductible 390 2 Fiber-Cement Siding No
2014 375,000 Membrane Roof 2,670 4 $500 Deductible 2700 9 Stone Siding yes
2001 215,000 Metal Roof 1,940 5 $5000 to $10,000 Deductible 400 3 Stucco siding yes