Simple Ways to Save on Florida Homeowners Insurance

Florida homeowners can save about $238. A detailed analysis by Vhome insurance shows customers can save upto $238 by choosing different saving options. Our analysis shows the cheapest and the most expensive home insurance providers.Enter your zip code and click “GO” to get multiple free quotes.

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Top Populated Places with Average Home Insurance Rates and Potential Savings

PlaceAverage Home Insurance ($) Savings ($)
Miami 1,684 674
Jacksonville 1,448 579
Tampa 1,462 585
Orlando 1,392 557
St. Petersburg 1,347 539
Tamiami 1,770 708
Hialeah 1,538 615
Clearwater 1,396 558

Top Populated Counties with Average Home Insurance Rates and Potential Savings

PlaceAverage Home Insurance ($) Savings ($)
Miami-Dade County 1,899 759
Broward County 1,801 721
Palm Beach County 1,897 759
Hillsborough County 1,591 636
Orange County 1,653 661
Pinellas County 1,532 613
Duval County 1,478 591
Lee County 1,642 657
Polk County 1,296 518
Brevard County 1,509 603

The Cheapest and Most Expensive Quotes and Their Differences in Florida

Expensive Home Insurance company Average Premium ($)Cheap Home Insurance company Average Premium ($) Difference between Expensive and Cheap Insurance Premiums ($)
Auto Club Insurance Company Of Florida 9,847 Florida Farm Bureau Casualty Insurance Company 628 9,219

Florida Homeowners Insurance Premium in Comparison with the Nation

State PopulationMedian Home Value ($) National Average Premium ($) State Average Premium ($) Difference vs. National Average ($) Percentage Difference vs. National Average
Florida 20,278,447 $178,700 $1,191 $2,261 1,070 90%