Florence Insurance Rates:

Florence, SC homeowners insurance is approximately $687 to $934, about $57-$77/month. Our exhaustive analysis shows customers can save upto $324 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Progressive
I like their ability to purchase or edit insurance online. it gives you quite a few options as you decide on your purchase.
Farmer's Insurance
The only negative aspect of our insurance company is that their policy regarding cyclone damage is not helpful. our deductible is quite high, and our home did not suffer enough damage during hurricane harvey to warrant using our insurance. in the future, we will look more closely at this aspect of our policy.
All State Insurance
I don't like the pricing. i find my plan to be an expensive and that i'm not utilizing it. there is more coverage offered that i was differed from.

Florence, SC Homeowners Insurance By Home Value

Florence, SC Home Value Total Homes % of Total Average Florence, SC Homeowners Insurance
Less than $50,000 1,457 9.0% $145
$50,000 to $59,999 704 4.0% $307
$60,000 to $69,999 691 4.0% $388
$70,000 to $79,999 800 4.0% $445
$80,000 to $89,999 953 5.0% $502
$90,000 to $99,999 965 6.0% $567
$100,000 to $124,999 2,246 14.0% $656
$125,000 to $149,999 1,799 11.0% $818
$150,000 to $174,999 1,703 10.0% $972
$175,000 to $199,999 963 6.0% $1117
$200,000 to $249,999 1,493 9.0% $1352
$250,000 to $299,999 1,253 7.0% $1652
$300,000 to $399,999 1,015 6.0% $2097

Top Home Insurance Agents Near Florence, SC

Home Insurance Company Near Florence, SC Homeowners Insurance Agency Near Florence, SC Address
NA Moore & Assocs Ins R E Inc 110 N Morris St Lake City, Lake City, SC, 29560
Allstate Bynum Insurance 1170 WILSON HALL RD, SUMTER, SC, 29150
Allstate Frank L Siau Agency 108 West Broad Street, Hemingway, SC, 29554
State Farm Jim Stewart 2238 W Palmetto St, Florence, SC, 29501-4047
Travelers Midgley Agency Inc 106 N LIBERTY ST, BENNETTSVILLE, SC, 29512

Cost Of Homeowners Insurance By Street Near Florence, SC

Streets in Florence Area Homeowners Insurance Cost
Ingram St, State Rd S-21-771, State Rd S-21-1356, S 1st St, S Pine Acres Dr, Charles St, State Rd S-21-1285, Oxford St, N Aiken Dr, Chase St$803
Hickory Grove Cir, Lawson St, Williamsburg Cir, Heard St, Sun Vue Dr, N Buncombe Rd, Carrigan Ct, Wilson St, State Rd S-21-1320, S Murray Hill Rd$798
N Williamson Rd, State Rd S-21-921, State Rd S-21-1504, W Piccadilly Dr, Sherwood Dr, Mears Dr, Creamoor Ln, State Rd S-21-858, State Rd S-21-174, Magnolia Dr$793
Harvard Way, Hoffmeyer Rd, York St, Steel Rd, Abandon Rd, W Freight Rd, Colchester Pl, W Evans St, State Rd S-21-1083, Brickhill Dr$791
State Rd S-21-1101, Gilbert Dr, E Lanford Rd, State Rd S-21-1084, N Coit St, State Rd S-21-257, Spanish Oak Dr, E Vista St, W Waverly St, Cemetery St$801
E Campbell St, Canberra Pl, Author Dr, Mae Dr, N Carnaby Cir, Carroll Dr, State Rd S-21-29, McKeithan Rd, Longbranch Rd, State Rd S-21-1387$837
N Edisto Dr, Edwards Cir, State Rd S-21-546, Hicks Ln, Oakmont Ave, State Rd S-21-1301, Anson St, E Suena Dr, King David Dr, 3rd Loop Rd$864
July Aly, Waccamaw Dr, Pinckney Ave, State Rd S-21-1189, E Marlboro St, Ridgeland Dr, Claremont Ave, Monterey Dr, Ivanhoe Dr, Texas Rd$826
Furches Ave, Sandra Ter, W Swinney Dr, Key Largo Ct, McMillian Ln, N Buckingham Rd, N Sunset Dr, State Rd S-21-1386, Whitehall Shores Rd, S Fairview St$836
Tennyson Ct, Bishop Dr, Pisgah Rd, Larkspur Rd, State Rd S-21-836, State Rd S-21-1055, E Marion St, S Hanover Rd, State Rd S-21-981, W Lindburg St$817

Florence, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Florence$121 to $123
Quinby$120
Danwood$121
Darlington$117

Florence, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Quinby town, South Carolina $120 $160 $240
Danwood CCD, Florence County, South Carolina $121 $161 $242
Darlington CCD, Darlington County, South Carolina $118 $157 $236

Florence, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Florence, SC5.8%19.9%
Quinby5.67%19.74%
Danwood6.08%23.65%
Darlington7.06%20.64%

Florence Renters Insurance as a Percentage of Rent

Florence Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 192 2.0% $346
$200 to $299 405 4.0% $796
$300 to $499 1,046 10.0% $1246
$500 to $749 4,417 46.0% $1921
$750 to $999 2,245 23.0% $2671
$1,000 to $1,499 976 10.0% $3796
$1,500 or more 235 2.0% $5446

Florence, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Florence Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Florence Home Owner from High Deductible Plan $600

Florence, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Florence, SC Home Replacement Value MORE than Home Value Florence, SC Home Replacement Value LESS than Home Value
Replacement Value $216,000 $132,500
Insurance Premium based on Replacement Value $1,950 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $425/year

Example Florence Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 7310567
Year Built 201119962008
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$125000-$150000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Florence, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 180,000 Metal Roof 1,820 4 $500 Deductible 500 5 Stone Siding yes
1973 160,000 Tile Roof 2,260 5 $500 Deductible 230 3 Brick siding yes
2004 145,000 Asphalt Shingles Roof 1,810 3 $2500-$5000 Deductible 140 2 Vinyl siding yes
1968 225,000 Membrane Roof 2,560 4 $1000-$2500 Deductible 790 6 Vinyl siding yes
1993 165,000 Membrane Roof 2,140 3 $5000 to $10,000 Deductible 320 4 Brick siding yes
1990 355,000 Tile Roof 4,510 5 $5000 to $10,000 Deductible 180 1 Stone Siding yes
2012 290,000 Shingles Roof 3,000 4 > $10,000 Deductible 650 6 Stucco siding No
2003 195,000 Composition Roof 1,990 3 $500 Deductible 1210 8 Wood siding yes
2002 260,000 Metal Roof 3,390 5 $500 Deductible 950 5 Fiber-Cement Siding yes
1973 325,000 Asphalt Shingles Roof 4,110 5 $500 Deductible 1590 6 Wood siding No
1990 160,000 Composition Roof 2,220 4 $1000-$2500 Deductible 430 7 Stucco siding yes
2011 100,000 Membrane Roof 1,270 3 $500 Deductible 200 4 Stone Siding yes
1953 190,000 Metal Roof 2,334 4 $500 Deductible 520 6 Fiber-Cement Siding yes