Florence, SC homeowners insurance is approximately $687 to $934, about $57-$77/month. Our exhaustive analysis shows customers can save upto $324 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Florence, SC | Homeowners Insurance Agency Near Florence, SC | Address |
|---|---|---|
| Allstate | Frank L Siau Agency | 108 West Broad Street, Hemingway, SC, 29554 |
| State Farm | Jim Stewart | 2238 W Palmetto St, Florence, SC, 29501-4047 |
| Travelers | Midgley Agency Inc | 106 N LIBERTY ST, BENNETTSVILLE, SC, 29512 |
| Allstate | Bynum Insurance | 1170 WILSON HALL RD, SUMTER, SC, 29150 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Quinby town, South Carolina | $120 | $160 | $240 |
| Danwood CCD, Florence County, South Carolina | $121 | $161 | $242 |
| Darlington CCD, Darlington County, South Carolina | $118 | $157 | $236 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Florence, SC | 5.8% | 19.9% |
| Quinby | 5.67% | 19.74% |
| Danwood | 6.08% | 23.65% |
| Darlington | 7.06% | 20.64% |
| Florence Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 192 | 2.0% | $346 |
| $200 to $299 | 405 | 4.0% | $796 |
| $300 to $499 | 1,046 | 10.0% | $1246 |
| $500 to $749 | 4,417 | 46.0% | $1921 |
| $750 to $999 | 2,245 | 23.0% | $2671 |
| $1,000 to $1,499 | 976 | 10.0% | $3796 |
| $1,500 or more | 235 | 2.0% | $5446 |
| Streets in Florence Area | Homeowners Insurance Cost |
|---|---|
| Ingram St, State Rd S-21-771, State Rd S-21-1356, S 1st St, S Pine Acres Dr, Charles St, State Rd S-21-1285, Oxford St, N Aiken Dr, Chase St | $803 |
| Hickory Grove Cir, Lawson St, Williamsburg Cir, Heard St, Sun Vue Dr, N Buncombe Rd, Carrigan Ct, Wilson St, State Rd S-21-1320, S Murray Hill Rd | $798 |
| N Williamson Rd, State Rd S-21-921, State Rd S-21-1504, W Piccadilly Dr, Sherwood Dr, Mears Dr, Creamoor Ln, State Rd S-21-858, State Rd S-21-174, Magnolia Dr | $793 |
| Harvard Way, Hoffmeyer Rd, York St, Steel Rd, Abandon Rd, W Freight Rd, Colchester Pl, W Evans St, State Rd S-21-1083, Brickhill Dr | $791 |
| State Rd S-21-1101, Gilbert Dr, E Lanford Rd, State Rd S-21-1084, N Coit St, State Rd S-21-257, Spanish Oak Dr, E Vista St, W Waverly St, Cemetery St | $801 |
| E Campbell St, Canberra Pl, Author Dr, Mae Dr, N Carnaby Cir, Carroll Dr, State Rd S-21-29, McKeithan Rd, Longbranch Rd, State Rd S-21-1387 | $837 |
| N Edisto Dr, Edwards Cir, State Rd S-21-546, Hicks Ln, Oakmont Ave, State Rd S-21-1301, Anson St, E Suena Dr, King David Dr, 3rd Loop Rd | $864 |
| July Aly, Waccamaw Dr, Pinckney Ave, State Rd S-21-1189, E Marlboro St, Ridgeland Dr, Claremont Ave, Monterey Dr, Ivanhoe Dr, Texas Rd | $826 |
| Furches Ave, Sandra Ter, W Swinney Dr, Key Largo Ct, McMillian Ln, N Buckingham Rd, N Sunset Dr, State Rd S-21-1386, Whitehall Shores Rd, S Fairview St | $836 |
| Tennyson Ct, Bishop Dr, Pisgah Rd, Larkspur Rd, State Rd S-21-836, State Rd S-21-1055, E Marion St, S Hanover Rd, State Rd S-21-981, W Lindburg St | $817 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Florence | $121 to $123 |
| Quinby | $120 |
| Danwood | $121 |
| Darlington | $117 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $3,700 |
| Yearly Florence Homeowner Insurance Premium Example | $2,200 | $1,800 |
| Out of Pocket Expense During Claim | $1,700 | $3,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $19,300 | $18,100 |
| Net Savings to Florence Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Florence, SC Home Replacement Value MORE than Home Value | Florence, SC Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $145,000 | $112,000 |
| Insurance Premium based on Replacement Value | $1,025 | $775 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $18,500 | Risk Exposure from Under Insuring Coverage is $14,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $150/year |
| Insurance Company | Allstate | GEICO Insurance | Chubb Group of Insurance |
| Monthly Premium | 84 | 211 | 122 |
| Year Built | 1964 | 2011 | 1977 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $300000-$350000 | $300000-$350000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | > $10,000 Deductible |