Florence Insurance Rates:

Florence, NJ homeowners insurance is approximately $700 to $952, about $58-$79/month. Our thorough guide reveals consumers can save as much as $330 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Florence, NJ Homeowners Insurance By Home Value

Florence, NJ Home Value Total Homes % of Total Average Florence, NJ Homeowners Insurance
Less than $50,000 61 1.0% $90
$70,000 to $79,999 82 2.0% $272
$80,000 to $89,999 123 3.0% $305
$90,000 to $99,999 89 2.0% $338
$100,000 to $124,999 249 7.0% $396
$125,000 to $149,999 244 6.0% $495
$150,000 to $174,999 395 11.0% $586
$175,000 to $199,999 320 9.0% $677
$200,000 to $249,999 768 21.0% $817
$250,000 to $299,999 520 14.0% $999
$300,000 to $399,999 636 17.0% $1272

Top Home Insurance Agents Near Florence, NJ

Home Insurance Company Near Florence, NJ Homeowners Insurance Agency Near Florence, NJ Address
NA Insurance Solutions Concept Inc 77 Makefield Rd Morrisville, Falls Township, PA, 19067
NA Genesis Asset Protection, Inc. 115 W Court St 2Nd Fl, Doylestown, PA, 18901
Travelers Body Borneman Associates Inc 17 E PHILADELPHIA AVE, BOYERTOWN, PA, 19512
State Farm Deb Kerestesy 2630 E Chestnut Avenue, Vineland, NJ, 08361-8400
State Farm Mansa Nicome 86 State Highway 35, Neptune City, NJ, 7753

Cost Of Homeowners Insurance By Street Near Florence, NJ

Streets in Florence Area Homeowners Insurance Cost
New Jersey Tpke (Pa Ext), 3rd Ave, Harkins Dr, Fairbrook Dr, Grove St, 6th St, W 5th St, 6th Ave, Coachman Dr, Cumberland Blvd$852
Brookside Dr, Oak Ct, Morris Ct, Emerick Ave, Foundry St, Eighth St, Buttonwood Dr, Wilbur Henry Dr, W Front St, Bennet St$853
Lucas Ct, South St, Fountain Blvd, Burlington Columbus Rd, 5th Ave, Rosewood Dr, Cypress Ct, Kinsman Rd, Hemlock Ct, Woodlawn Ave$846
Florence Tollgate Rd 4, E Fifth St, Pinegrove Ln, Ridgway Dr, N Winter St, Wyhndam Pl, Schisler Dr, Hamilton St, Laurel Ave, Barbee Ct$816
Florence Columbus Rd, Highview Ave, Tall Timber Ln, E 5th St, Carty Dr, Alden Ave, Shaver Dr, Iron St, Quinton St, 8th Ave$841

Florence, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Florence$123 to $126
Roebling$121
Tullytown$113
Burlington$126

Florence, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Roebling CDP, New Jersey $101 $135 $202
Tullytown borough, Pennsylvania $95 $126 $189
Burlington township, Burlington County, New Jersey $105 $140 $210

Florence, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Florence, NJ3.9%8.4%
Roebling4.27%9.35%
Tullytown3.47%9.75%
Burlington2.98%9.05%

Florence Renters Insurance as a Percentage of Rent

Florence Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 23 3.0% $794
$300 to $499 21 3.0% $1244
$500 to $749 38 6.0% $1919
$750 to $999 178 29.0% $2669
$1,000 to $1,499 259 43.0% $3794
$1,500 or more 78 13.0% $5444

Florence, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Florence Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,700$9,500
Net Savings to Florence Home Owner from High Deductible Plan $1,200

Florence, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Florence, NJ Home Replacement Value MORE than Home Value Florence, NJ Home Replacement Value LESS than Home Value
Replacement Value $333,500 $212,000
Insurance Premium based on Replacement Value $1,325 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $91,000 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $350/year

Example Florence Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersChubb Group of Insurance
Monthly Premium 7448119
Year Built 196820041982
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$250000-$300000$400000-$500000
Deductible $2500-$5000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Florence, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 165,000 Tile Roof 1,260 3 $500- $1000 Deductible 150 3 Vinyl siding No
2008 315,000 Slate Shingles Roof 2,360 3 $2500-$5000 Deductible 1020 8 Stucco siding No
2009 415,000 Wood Shake Roof 3,130 4 $1000-$2500 Deductible 1850 10 Vinyl siding No
1993 280,000 Asphalt Shingles Roof 2,500 5 $2500-$5000 Deductible 1090 9 Wood siding yes
1961 240,000 Membrane Roof 1,910 3 $5000 to $10,000 Deductible 280 5 Wood siding No
1994 240,000 Wood Shake Roof 2,030 3 $1000-$2500 Deductible 670 7 Brick siding yes
1947 220,000 Wood Shake Roof 1,610 3 $500- $1000 Deductible 1040 10 Vinyl siding yes
1966 630,000 Metal Roof 4,720 5 $500 Deductible 1210 4 Stucco siding No
1960 240,000 Asphalt Shingles Roof 1,620 5 > $10,000 Deductible 60 1 Vinyl siding yes
2005 505,000 Metal Roof 3,900 5 > $10,000 Deductible 560 6 Fiber-Cement Siding yes
1995 300,000 Composition Roof 2,360 4 $5000 to $10,000 Deductible 340 7 Brick siding No
2012 360,000 Tile Roof 2,770 4 $2500-$5000 Deductible 590 5 Fiber-Cement Siding No
2013 235,000 Asphalt Shingles Roof 1,940 3 $500- $1000 Deductible 750 10 Stucco siding No
1994 245,000 Composition Roof 1,790 3 $2500-$5000 Deductible 710 10 Brick siding yes
1969 310,000 Membrane Roof 2,710 5 > $10,000 Deductible 600 10 Fiber-Cement Siding yes
1991 210,000 Wood Shake Roof 1,710 3 $500- $1000 Deductible 410 5 Wood siding yes
1988 205,000 Wood Shake Roof 1,520 3 $1000-$2500 Deductible 300 5 Stucco siding yes
1946 370,000 Slate Shingles Roof 2,930 5 $500- $1000 Deductible 520 5 Stucco siding No
1944 220,000 Metal Roof 1,590 3 $500 Deductible 740 7 Stone Siding yes
1941 410,000 Asphalt Shingles Roof 2,900 5 $5000 to $10,000 Deductible 1060 8 Stone Siding yes
1944 190,000 Tile Roof 1,900 3 $500- $1000 Deductible 760 12 Stone Siding yes
1941 345,000 Wood Shake Roof 2,620 5 $2500-$5000 Deductible 580 7 Stone Siding No
1991 270,000 Membrane Roof 1,850 4 $2500-$5000 Deductible 650 10 Vinyl siding yes
2004 325,000 Wood Shake Roof 2,210 4 $2500-$5000 Deductible 200 2 Stone Siding yes
2010 315,000 Slate Shingles Roof 2,380 5 $2500-$5000 Deductible 290 4 Vinyl siding yes
2002 170,000 Slate Shingles Roof 1,650 5 $1000-$2500 Deductible 490 7 Stone Siding yes
1988 175,000 Wood Shake Roof 1,700 4 $500- $1000 Deductible 410 5 Stucco siding yes
1963 215,000 Asphalt Shingles Roof 1,650 3 $500- $1000 Deductible 670 12 Stone Siding No
1987 580,000 Wood Shake Roof 4,080 5 $1000-$2500 Deductible 1350 5 Stone Siding No
1967 305,000 Metal Roof 3,020 4 $2500-$5000 Deductible 640 8 Vinyl siding yes
2013 565,000 Composition Roof 4,050 5 > $10,000 Deductible 1480 10 Vinyl siding No
1969 230,000 Asphalt Shingles Roof 1,630 3 > $10,000 Deductible 570 10 Vinyl siding yes
2010 245,000 Composition Roof 1,670 4 $500- $1000 Deductible 600 8 Stone Siding yes
1968 155,000 Tile Roof 1,450 3 $500 Deductible 710 12 Stone Siding yes