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Flint, MI Home Values & Insurance Rates

Flint, MI Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 11,349 50.0% $343
$50,000 to $59,999 2,388 10.0% $722
$60,000 to $69,999 2,118 9.0% $897
$70,000 to $79,999 1,866 8.0% $1037
$80,000 to $89,999 1,425 6.0% $1177
$90,000 to $99,999 685 3.0% $1317
$100,000 to $124,999 1,290 5.0% $1521
$125,000 to $149,999 381 1.0% $1906
$150,000 to $174,999 533 2.0% $2250
$175,000 to $199,999 274 1.0% $2600

Top Home Insurance Agents Near Flint, MI

Home Insurance Company Near Flint, MI Homeowners Insurance Agency Near Flint, MI Address
Allstate Ali Abdallah 4211 W 13 Mile Rd, Royal Oak, MI, 48073
Allstate Bradley Valls 1565 N Main St, Clawson, MI, 48017
Allstate Gary K. Bailey 21800 Haggerty Rd Ste 206, Northville, MI, 48167
Liberty Mutual Independent Jacobs Ins Agcy Inc 2021 E MAIN ST, OWOSSO, MI, 48867
Nationwide Tim Crawford Insurance Agency Inc 1415 Walton Blvd., Rochester Hills, MI, 48309

Estimated Home Insurance By Street Area Near Flint, MI

Flint Area Estimated House Insurance
Iroquois Ave, E 3rd Ave, Coggins Ave, Martin L King Blvd, Eastmont Dr, Bennett Ave, Russet Pl, Alabama Ave, Woodcroft Ave, Wabash Ave$689
Kennelworth Ave, Deena Dr, E Paterson St, Rangeley Dr, E 2nd St, Kearsley Park Blvd, Colby St, Burgess St, Massachusetts Ave, Ml King Ave$699
Overhill Dr, Walnut Creek Dr, Kent St, Eagle Ridge Ln, W Austin Ave, Victoria Ave, Gorey Ave, S Dexter St, Barney Ave, Swayze St$695
Trout Dr, Hillcroft Dr, Radcliffe Ave, Laurel Oak Dr, Remington Ave, Mann Ave, Wyoming Ave, Industrial Ave, Delaware Ave, Ralph St$698
W Thackery Ave, Cross Ct, Joel Ln, Buckham Aly, Williams St, Clement St, Lee St, Circle Dr, Brunswick Ave, Seminole St$697
Arthur St, McCree Dr, Crawford St, Horton Ave, Reid St, W Stewart Ave, Douglas Ave, Leslie Dr, University Park Dr, E Paterson St$720
E Witherbee St, E Moore St, E Lyndon Ave, Fairlane St, Herrick St, Markham St, Lakewood Dr, N Averill Ave, Theta Pass, Edmund St$676
McKeighan Ave, Damon St, Albert St, Loyola Dr, Parkside Dr, Paddington Ave, Stockton St, Lomita Ave, E Piper Ave, Woodbridge St$705
Alpha Way, Durand St, E Parkway Ave, W Fourth St, Nancy Dr, San Juan Dr, McPhail St, E York Ave, Pontiac St, Kellar Ave$682
Parkfront Dr, Mathews St, W Linsey Blvd, Basil Ln, Coventry Ct, Dana Ln, Chippewa St, Aubrey St, Rice Ct, Winona St$692

Savings on home insurance for senior occupied homes

PlaceSavings
Flint$104 to $107
Genesee County$109
Burton$107
Beecher$104

Flint, MI Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Flint, MI6.4%15.2%
Genesee County4.85%13.45%
Flint charter4.83%13.48%
Burton5.19%15.21%

Flint Renters Insurance as a Percentage of Rent

Flint Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 809 4.0% $377
$200 to $299 781 4.0% $827
$300 to $499 2,750 16.0% $1277
$500 to $749 6,449 38.0% $1952
$750 to $999 3,992 23.0% $2702
$1,000 to $1,499 1,847 10.0% $3827
$1,500 or more 290 1.0% $5477

Flint, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Flint Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,100$4,500
Net Savings to Flint Home Owner from High Deductible Plan $600

Flint, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Flint, MI Home Replacement Value MORE than Home Value Flint, MI Home Replacement Value LESS than Home Value
Replacement Value $64,000 $48,000
Insurance Premium based on Replacement Value $350 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,000 Risk Exposure from Under Insuring Coverage is $8,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Flint Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateLiberty Mutual
Monthly Premium 235525
Year Built 198519501944
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$125000-$150000$75000-$100000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Flint, MI Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Genesee County, Michigan $110 $146 $219
Flint charter township, Genesee County, Michigan $109 $145 $218
Burton city, Michigan $107 $143 $215

Sample Home Insurance Rates for Flint, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 145,000 Asphalt Shingles Roof 2,670 4 $500- $1000 Deductible 310 6 Fiber-Cement Siding yes
1975 105,000 Metal Roof 2,680 4 $2500-$5000 Deductible 100 3 Brick siding yes
1944 185,000 Membrane Roof 3,360 4 $5000 to $10,000 Deductible 310 6 Fiber-Cement Siding yes
1987 85,000 Slate Shingles Roof 1,750 3 $2500-$5000 Deductible 20 1 Wood siding No
1949 115,000 Slate Shingles Roof 2,170 4 $500 Deductible 310 10 Brick siding No
1944 105,000 Slate Shingles Roof 2,680 4 $2500-$5000 Deductible 340 12 Wood siding No
1949 75,000 Wood Shake Roof 1,540 3 $1000-$2500 Deductible 300 9 Vinyl siding yes
1973 115,000 Metal Roof 2,160 4 $1000-$2500 Deductible 40 1 Wood siding No
1988 100,000 Asphalt Shingles Roof 2,130 3 $500- $1000 Deductible 60 2 Brick siding yes
1948 20,000 Membrane Roof 1,107 2 > $10,000 Deductible 40 2 Wood siding No