Fitchburg Insurance Rates:

Fitchburg, WI homeowners insurance is roughly $582 to $796, about $48-$66/month. Our in depth guide shows customers can save upto $275 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like that allstate is a good reputable company and easy to deal with. i don't like having to have insurance in general theory, but all in all, i don't have any negative opinion of them.
Progressive
I like that i get good coverage for a decent price, with easy to access representatives. i dislike that i have to call rather than being able to get answers of make changes online, but this burden is lessened by the relative pleasantness of the people i talk to when i do call.
Farm Bureau
I don't like that it's hard to get the current agent out to our place to reassess our coverage and that he wants to just make assumptions and make changes from his desk in his office.
Liberty Mutual
They are always on top of things. Always fast to reply and answer any questions I have. The people are always nice.
Erie Insurance
I like that the app is easy to use and always up and running smoothly. I also enjoy making online payments.
Farm Bureau
They will call when they need to. They do not harass you though. They will also email or text if need be. They stay in communication with you and are easy to get in touch with if needed.
American Family
A representative is always available for any questions that I may have. They address concerns in a timely matter and believe me when I make a claim about something.
Liberty Mutual
So far, I haven't had any issue with the company but I haven't made any claims so I haven't had any long lasting interactions with them.

Fitchburg, WI Homeowners Insurance By Home Value

Fitchburg, WI Home Value Total Homes % of Total Average Fitchburg, WI Homeowners Insurance
Less than $50,000 132 3.0% $62
$125,000 to $149,999 137 3.0% $358
$150,000 to $174,999 330 7.0% $420
$175,000 to $199,999 504 11.0% $482
$200,000 to $249,999 1,081 25.0% $585
$250,000 to $299,999 870 20.0% $716
$300,000 to $399,999 1,059 24.0% $909

Top Home Insurance Agents Near Fitchburg, WI

Home Insurance Company Near Fitchburg, WI Homeowners Insurance Agency Near Fitchburg, WI Address
Liberty Mutual Independent Baer Insurance Services Llc 9701 BRADER WAY, MIDDLETON, WI, 53562
Allstate Dave Mosher & Assoc 127 W 8th St, Monroe, WI, 53566
State Farm Jim Hartman 5706 Us Highway 51, Mc Farland, WI, 53558-9319
State Farm John Kipper 2004 W Court St Ste 200, Janesville, WI, 53548-3408
State Farm Steve Johnson 1650 S Sleezer Home Rd, Freeport, IL, 61032-2537

Cost Of Homeowners Insurance By Street Near Fitchburg, WI

Streets in Fitchburg Area Homeowners Insurance Cost
Geronimo Cir, Red Stone Ln, Marshall Pkwy, Oregon Parks Ave, Shady Bend, Lake Farm Rd, Putnam Rd, Ski Ct, Sahara Cir, Oak Knoll Dr$647
Franklin St, Alice Pauline Dr, Greenfield Park Rd, Ash St, Cherry Wood Dr, Union Rd, Big Bow Ct, Modernaire St, Crabapple Ln, Timber Ridge Dr$674
Hawkinson Rd, Manor Dr, Ruth Ct, Dellvue Dr, Courtland Cir, Bosshard Dr, Libby Rd, Fitchrona Rd, Lewon Dr, Appleglen Ln$672
Meadowview Rd, Pleasant Oak Ct, Leeward Way, Petersburg Cir, Lynbrook Cir, Glacier Valley Rd, Toribrooke Ln, Monticello Way, Alpine Pkwy, Dawley Dr$668
Mickelson Pkwy, Halite Way, Oakhaven Rd, Tower Hill Dr, Schuster Rd, Pleasant Oak Dr, N Perry Pkwy, Madsen Cir, Pinion Pine Way, Katie Ln$670
Placid St, Club House Dr, Camino Way, Mc Coy Rd, Sierra Ct, Senneth St, E Dyreson Rd, Balboa Ct, Ballyduff St, Camelot Cir$683
Tami Trl, Black Oak Cir, Bel Aire Dr, Cledel St, Weir Cir, Cambrian Cir, Chalet Gardens Rd, Nutone St, Lookout Trl, Doral Cir$700
Green Clover Ln, Meredith Way, Hickory Ct, Hartford Dr, Davis Hills Dr, Balsam Rd, Ocean Rd, Lilac Ln, Alhambra Pl, Lynville Ct$677
Longwood Dr, Coyier Ln, Anderberg Dr, Settlement Dr, Norfolk Dr, Sassafrass Dr, Jan Dr, Bjoin Dr, Carter St, Helene Pkwy$643
Lake View Dr, Foxboro Dr, Viroqua Dr, Bridge Rd, Oakmont St, N Woods Edge Dr, Truman St, Floyd Pl, Oak Hill Rd, Arapaho Dr$671

Fitchburg, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fitchburg$102 to $104
Oregon$100
Dane County$101
Dunn$103

Fitchburg, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oregon village, Wisconsin $101 $134 $201
Dane County, Wisconsin $101 $135 $203
Verona city, Wisconsin $101 $135 $203

Fitchburg, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fitchburg, WI3.0%8.1%
Oregon3.33%9.7%
Dane County3.19%8.82%
Verona2.92%9.01%

Fitchburg Renters Insurance as a Percentage of Rent

Fitchburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 62 1.0% $758
$500 to $749 1,291 26.0% $1883
$750 to $999 2,306 47.0% $2633
$1,000 to $1,499 917 19.0% $3758
$1,500 or more 162 3.0% $5408

Fitchburg, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Fitchburg Homeowner Insurance Premium Example $1,400$1,000
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,600$11,400
Net Savings to Fitchburg Home Owner from High Deductible Plan $1,200

Fitchburg, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fitchburg, WI Home Replacement Value MORE than Home Value Fitchburg, WI Home Replacement Value LESS than Home Value
Replacement Value $351,500 $238,000
Insurance Premium based on Replacement Value $1,675 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,500 Risk Exposure from Under Insuring Coverage is $61,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $250/year

Example Fitchburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceErie Insurance
Monthly Premium 7268185
Year Built 201419922003
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $300000-$350000$175000-$200000$500000-$600000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Fitchburg, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 295,000 Metal Roof 1,760 3 $500- $1000 Deductible 420 5 Stucco siding yes
1985 165,000 Slate Shingles Roof 1,240 2 $5000 to $10,000 Deductible 520 12 Fiber-Cement Siding yes
1980 350,000 Slate Shingles Roof 2,640 5 $1000-$2500 Deductible 650 6 Vinyl siding No
1986 250,000 Tile Roof 1,510 2 > $10,000 Deductible 280 6 Wood siding yes
2010 385,000 Composition Roof 2,380 4 $500- $1000 Deductible 130 1 Stucco siding No
1992 230,000 Shingles Roof 1,710 2 $2500-$5000 Deductible 110 2 Stucco siding No
2012 295,000 Tile Roof 2,500 5 $5000 to $10,000 Deductible 800 12 Fiber-Cement Siding No
1988 245,000 Shingles Roof 1,560 2 $500- $1000 Deductible 80 1 Brick siding No
2001 240,000 Shingles Roof 1,550 2 $1000-$2500 Deductible 520 7 Stone Siding No
1993 670,000 Membrane Roof 4,130 5 $5000 to $10,000 Deductible 670 4 Stucco siding yes
2003 195,000 Wood Shake Roof 1,590 3 $500- $1000 Deductible 90 2 Stucco siding No
2010 245,000 Shingles Roof 1,660 4 $500 Deductible 80 1 Fiber-Cement Siding No
1985 335,000 Tile Roof 2,690 4 > $10,000 Deductible 350 4 Stucco siding No
1990 185,000 Membrane Roof 1,250 2 $2500-$5000 Deductible 50 1 Fiber-Cement Siding yes
1991 485,000 Slate Shingles Roof 4,310 5 $2500-$5000 Deductible 840 8 Wood siding yes
1986 155,000 Slate Shingles Roof 1,200 2 $5000 to $10,000 Deductible 250 6 Vinyl siding yes
2014 250,000 Asphalt Shingles Roof 2,110 3 $500 Deductible 630 10 Brick siding yes
2002 190,000 Composition Roof 1,470 3 $2500-$5000 Deductible 430 10 Vinyl siding yes
1988 225,000 Asphalt Shingles Roof 1,970 5 $500- $1000 Deductible 710 9 Wood siding yes
2005 320,000 Shingles Roof 2,190 3 $1000-$2500 Deductible 580 8 Stone Siding yes
2009 465,000 Asphalt Shingles Roof 3,360 5 $1000-$2500 Deductible 360 3 Brick siding yes
2003 320,000 Metal Roof 2,040 3 $5000 to $10,000 Deductible 620 9 Vinyl siding No
2004 370,000 Asphalt Shingles Roof 2,600 5 $500 Deductible 160 1 Fiber-Cement Siding yes
1993 240,000 Metal Roof 1,430 2 $1000-$2500 Deductible 610 9 Brick siding yes
1992 665,000 Tile Roof 4,070 5 $5000 to $10,000 Deductible 300 2 Stucco siding No
2012 220,000 Metal Roof 1,670 2 $2500-$5000 Deductible 200 4 Stucco siding yes
2011 200,000 Metal Roof 1,330 2 $5000 to $10,000 Deductible 540 12 Vinyl siding No
1998 175,000 Wood Shake Roof 1,450 2 $500 Deductible 180 3 Stone Siding yes