Fishkill Insurance Rates:

Fishkill, NY homeowners insurance is approximately $530 to $721, about $44-$60/month. Our detailed research reveals consumers can save upto $250 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I have always been able to stay up to date on my information through their website which saves any over the phone hassle unless i absolutely need to speak with someone.
Geico
They double charged me once, for a policy i hadn't used in ages, and it was just out of the blue.
Nationwide
There is a nationwide office very close by my place of work and home with very convenient hours on the weekend as well. i never have any trouble reaching them when i need to.
Usaa
I'm probably not getting the best rates and IÃḃ€™m probably overpaying for insurance I don't need but they make it very difficult to compare and switch without speaking to a salesperson.
Usaa
I like that it's easy to navigate. At times it can be slow but when it's working. I love how easy and how you can also call through the app.
Ameriprise
My insurance company doesn't reach out often for interaction/communication purposes. This is fine, but checking in occasionally would be ok, or even just an email with some facts about whether or ways to avoid claims would be nice.
Geico
We have always been able to reach our agent whenever needed (which has been very rare), and they have always been courteous and helpful.
Erie Insurance
The company thus far has been excellent. Not only did they provide me with the best policy for the best price, they have been great to work with. Very pleasant to talk to, the website is great. No complaints.

Fishkill, NY Homeowners Insurance By Home Value

Fishkill, NY Home Value Total Homes % of Total Average Fishkill, NY Homeowners Insurance
Less than $50,000 177 3.0% $50
$100,000 to $124,999 152 3.0% $231
$125,000 to $149,999 72 1.0% $287
$150,000 to $174,999 219 4.0% $344
$175,000 to $199,999 243 5.0% $394
$200,000 to $249,999 805 17.0% $475
$250,000 to $299,999 1,238 27.0% $582
$300,000 to $399,999 1,575 34.0% $738

Top Home Insurance Agents Near Fishkill, NY

Home Insurance Company Near Fishkill, NY Homeowners Insurance Agency Near Fishkill, NY Address
NA Jacob J Katz & Co. 455 Route 304, Nanuet, NY, 10954
Nationwide Clear Path Brokerage Inc 180 S Broadway STE 203A, White Plains, NY, 10605
Liberty Mutual George Machado 160 Pehle Avenue Ste 101, Saddle Brook, NJ, 7663
Nationwide John J Cusmano Sr 756 Boston Post Rd, Milford, CT, 6460
State Farm Randy Loyd 260 E Main St, Ramsey, NJ, 07446-1904

Cost Of Homeowners Insurance By Street Near Fishkill, NY

Streets in Fishkill Area Homeowners Insurance Cost
Crosby Ct, Linda Pl, William St, Newton Rd, Crestwood Ct, Cabot Ct, Westage Dr, Nantucket Dr, York Ct, Ninnie Dr$630
Cary Ave, Echo Ln, Alice Ln, Burnham Ct, Kelly Pl, Carey Rd, Commonwealth Ave, Winterberry, Cathy Ln, Ketcham Dr$615
Town View Dr, Concord Rd, Overlook Ct, Caroline Dr E, Bogardus Rd, Derick Dr, Co Rd 35, Julia Ln, Willow Rd, Stevenkay Pl$638
I- 84, Scofield Rd, Farmstead Ln, Pappas Ln, Watch Hill Dr, Stonybrook Rd, Berwick Ct, Forman Pl, Woodvale Ave, Park Ln$618
Co Rd 34, Herring Dr, John Ln, Geering Way, Sharon Ln, Co Rd 35, Diane Ct, Liberty Way, Carlson Ter, Briarwood Dr$627

Fishkill, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fishkill$93 to $96
Beacon$92
Merritt Park$97
Brinckerhoff$94

Fishkill, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Beacon city, New York $77 $103 $154
Merritt Park CDP, New York $82 $109 $163
Brinckerhoff CDP, New York $79 $105 $157

Fishkill, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fishkill, NY2.4%8.0%
Beacon2.53%6.96%
Merritt Park1.71%5.68%
Brinckerhoff2.47%8.08%

Fishkill Renters Insurance as a Percentage of Rent

Fishkill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 37 1.0% $781
$500 to $749 151 5.0% $1906
$750 to $999 271 9.0% $2656
$1,000 to $1,499 1,124 41.0% $3781
$1,500 or more 1,133 41.0% $5431

Fishkill, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$8,400
Yearly Fishkill Homeowner Insurance Premium Example $3,700$2,700
Out of Pocket Expense During Claim$1,400$8,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $31,000$30,000
Net Savings to Fishkill Home Owner from High Deductible Plan $1,000

Fishkill, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fishkill, NY Home Replacement Value MORE than Home Value Fishkill, NY Home Replacement Value LESS than Home Value
Replacement Value $319,000 $198,500
Insurance Premium based on Replacement Value $3,550 $2,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $63,000 Risk Exposure from Under Insuring Coverage is $57,500
Premium Impact Insurance cheaper by $650/year Insurance costlier by $700/year

Example Fishkill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceAllstate
Monthly Premium 440129124
Year Built 196319842001
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $500000-$600000$175000-$200000$175000-$200000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Fishkill, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 225,000 Slate Shingles Roof 1,680 5 $500 Deductible 890 5 Stone Siding No
2014 300,000 Shingles Roof 2,070 3 $500 Deductible 2140 7 Stucco siding No
2014 310,000 Tile Roof 2,230 4 $500- $1000 Deductible 350 2 Stucco siding yes
2006 265,000 Metal Roof 2,120 3 > $10,000 Deductible 580 5 Stone Siding No
1968 625,000 Composition Roof 3,560 5 $500 Deductible 3000 8 Brick siding No
1997 140,000 Asphalt Shingles Roof 980 2 $2500-$5000 Deductible 710 8 Stone Siding No
1984 300,000 Shingles Roof 1,700 2 $500- $1000 Deductible 380 2 Stucco siding yes
1987 200,000 Tile Roof 1,600 3 $5000 to $10,000 Deductible 500 5 Wood siding yes
1971 300,000 Metal Roof 2,360 4 $500 Deductible 2630 10 Wood siding yes
1979 315,000 Tile Roof 1,790 5 $500- $1000 Deductible 1000 5 Stucco siding No
2013 215,000 Tile Roof 1,350 2 $500- $1000 Deductible 670 4 Wood siding No
2001 585,000 Metal Roof 3,580 5 $500- $1000 Deductible 1980 5 Stucco siding No
1997 350,000 Slate Shingles Roof 2,530 4 $5000 to $10,000 Deductible 970 6 Fiber-Cement Siding No
2014 515,000 Shingles Roof 2,820 5 $500 Deductible 780 2 Fiber-Cement Siding yes
1964 515,000 Asphalt Shingles Roof 3,110 4 $500- $1000 Deductible 3780 8 Fiber-Cement Siding yes
1998 265,000 Wood Shake Roof 2,100 3 $500- $1000 Deductible 1500 9 Vinyl siding yes
1961 190,000 Shingles Roof 1,420 2 $5000 to $10,000 Deductible 660 8 Vinyl siding No
1979 605,000 Membrane Roof 4,700 5 $2500-$5000 Deductible 320 1 Stone Siding No
2012 385,000 Metal Roof 3,160 5 > $10,000 Deductible 2100 12 Stone Siding No
2002 140,000 Metal Roof 1,060 2 $2500-$5000 Deductible 940 12 Stone Siding No
1970 375,000 Metal Roof 2,490 4 > $10,000 Deductible 270 2 Fiber-Cement Siding No
1977 250,000 Membrane Roof 1,600 3 $5000 to $10,000 Deductible 820 8 Wood siding No
2014 790,000 Metal Roof 4,740 5 $5000 to $10,000 Deductible 5310 10 Stucco siding No
1987 385,000 Composition Roof 2,120 5 $5000 to $10,000 Deductible 2620 12 Brick siding No
2014 195,000 Asphalt Shingles Roof 1,480 3 $5000 to $10,000 Deductible 270 3 Stucco siding yes
1968 335,000 Membrane Roof 1,890 5 > $10,000 Deductible 1430 12 Wood siding No
1969 260,000 Composition Roof 1,830 5 $1000-$2500 Deductible 1630 10 Stucco siding No