Fishers Insurance Rates:

Fishers, IN homeowners insurance is nearly $742 to $1,009, about $61-$84/month. Our detailed research shows customers can save upto $350 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend SF to anyone who needs responsible, quality health insurance for their auto or home, and to avail themselves of the many other products offered
The premiums are amongst the lowest that I have found.The deductible was able to be chosen based on the coverage that I wanted and the amount that I wanted to pay so I was extremely satisfied with that.
American Modern Insurance
I would recommend American Modern insurance because during the time I have spent with them, they have provided a good service with a good price.
American Modern Insurance
American modern offers competitive pricing and are the most affordable home insurance that we found for our mobile home. The policy covers more than expected for the price.
I am satisfied with this home insurance company because the customer service was so good. They help us in every situation and they give good guidance for us .Great insurance with great customer service.This company is great.
We enjoy getting discounts that come from the same company for both home and auto insurance. very convenient.
State Farm
The company will not pay for repairs to your home if there is an accident, even if they say they will take care of it before you buy the insurance.
They will walk you step by step through everything when trying to to get help or information. they will give you guidance.
We generally use the website and find it easy to navigate. The layout is quite straightforward. Once we logged into our account. We can find our information without much effort. You can find other insurance availability with few click of the mouse key. Overall we have no issue using the website.
Grange Insurance
Grange is good if you have bad credit but once I get my credit score up some more I really plan on getting rid of them since the amounts are so high
State Auto
I receive prompt and courteous responses from USAA. If the person I am talking to doesn't have an answer, they find out for me. Hold times are very light and I am treated with respect.
Liberty Mutual
I like that it is affordable, and has good customer service. The website is nice.
I don't really have anything I dislike about Geico but I haven't really used them for a long length of time.
The Hartford
waiting time on the phone is awfully long , whenever I get a repair service I need to pay extra money, and not all the repairs are covered by Warranty.
Allstate is an easy business to do business with. Their agents are helpful and their website works well. Their prices are competitive.
They offer a very good policy with low deductible. I have called several other agencies and they were almost twice as high and very high deductible.
Compared to other providers that I have had in the past there on point an good with what they do. There cost so far has been the lowest that I have seen or been with.

Fishers, IN Homeowners Insurance By Home Value

Fishers, IN Home Value Total Homes % of Total Average Fishers, IN Homeowners Insurance
$90,000 to $99,999 232 1.0% $394
$100,000 to $124,999 1,129 5.0% $455
$125,000 to $149,999 2,333 11.0% $569
$150,000 to $174,999 3,567 18.0% $674
$175,000 to $199,999 2,814 14.0% $779
$200,000 to $249,999 4,053 20.0% $937
$250,000 to $299,999 2,195 11.0% $1147
$300,000 to $399,999 2,910 14.0% $1462

Top Home Insurance Agents Near Fishers, IN

Home Insurance Company Near Fishers, IN Homeowners Insurance Agency Near Fishers, IN Address
Allstate Douglas Hammel 12676 E 116th St, Fishers, IN, 46037
Farmers Janice Wagner 4210 N Broadway Ave, Muncie, IN, 47303
Allstate John Persinger 8021 Pendleton Pike, Indianapolis, IN, 46226
Liberty Mutual Roger Fisher Lutcf 11611 N. Meridian Street Ste 105, Carmel, IN, 46032
State Farm Tom Schabo 317 N Baldwin Ave, Marion, IN, 46952-3468

Fishers, IN Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Fishers, IN

Streets in Fishers Area Homeowners Insurance Cost
Largo Dr, Cheerleaders Ct, Walking Wood Ln, Sunblest Blvd S, Barnett Pl, Latern Rd, Windward Pass, Bellingham Blvd, E 141st St, E 158th St$888
Beam Ridge Dr, Packers Ave, Telford Dr, Hartford Ln, Talon Crest Dr, Darby Dale Ct, Buccaneers Way, Dickinson Ct, Kincaid Dr, Kimberlite Dr$894
Madison Brooks Dr, Gainesway Dr, Red Maple Ln, E 88th, Carly Pl, Leland Muse, Manship Dr, Reagan Dr, E 121st St, Arielle Dr$930
Weathered Edge Dr, Grapevine Ln, Scenic View Dr, Seven Oaks Dr, Braewick Cir, Oakham Pl, Halite Ln, Cross Country Ct, Ashton Ln, Haig Point Dr$846
E Courtney Dr, Middlebrook Ct, Wingstem Ct, Elmberry Ln, Fallingbrook Dr, Latitude Way, Quarry Face Ct, Palmaire Pl, Maple Brook Dr, Teesdale Ct$857
Northbrook Dr, Proposal Pointe Way, Canyon Ct, Settlers Ct, Walrond Rd, Misty Ridge Ct, Falcon Way, Mud Creek Ct, Gooseberry Dr, Ashley Pl$960
Minnow Ln, Fall Creek Rd, Birch St, Meeting St, Mallard Ct, Rangeview Ct, Chevy Chase Dr, Highbury Pl, Hawthorn Ridge, Fishers Corner$884
Desert Glen Dr, Roundtree Rd, Ruddy Ln, Stratford Dr S, Linden Ct, Luxor Chase, Lamboll St, Boone St, Ridge Ct, Chesapeake Dr$859
Saddlestone Dr, Easy St, Hickory Nut Cir, Hillview Cir, Pewter Pl, Berry Patch Ln, Tall Trees Dr, Blue Springs Ln, N School St, Ramsgate Ct$856
Fishers Corner Blvd, Hoosier Rd, Hamilton Hills Dr, N Elster Way, Mimosa Ct, Bradford Knoll Dr, Chipmunk Xing, Spring Blossom Ln, Springstone Rd, Lake Stonebridge Ln$864

Fishers, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fishers$130 to $133
Fall Creek$133

Fishers, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fall Creek township, Hamilton County, Indiana $112 $149 $223
Delaware township, Hamilton County, Indiana $107 $142 $213
McCordsville town, Indiana $109 $145 $218

Fishers, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fishers, IN4.4%15.2%
Fall Creek4.12%15.03%

Fishers Renters Insurance as a Percentage of Rent

Fishers Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 67 1.0% $1215
$500 to $749 189 4.0% $1890
$750 to $999 1,837 41.0% $2640
$1,000 to $1,499 1,800 40.0% $3765
$1,500 or more 529 11.0% $5415

Fishers, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Fishers Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,900$9,100
Net Savings to Fishers Home Owner from High Deductible Plan $800

Fishers, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fishers, IN Home Replacement Value MORE than Home Value Fishers, IN Home Replacement Value LESS than Home Value
Replacement Value $205,500 $138,500
Insurance Premium based on Replacement Value $1,175 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $30,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Fishers Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 4277165
Year Built 200819962010
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$175000-$200000$400000-$500000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Fishers, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 340,000 Shingles Roof 2,830 5 $1000-$2500 Deductible 600 7 Fiber-Cement Siding No
2012 215,000 Metal Roof 2,090 4 $1000-$2500 Deductible 290 3 Vinyl siding No
2006 500,000 Shingles Roof 4,650 5 > $10,000 Deductible 200 2 Vinyl siding No
1992 410,000 Shingles Roof 2,910 4 $1000-$2500 Deductible 1630 10 Vinyl siding No
2010 200,000 Wood Shake Roof 1,610 4 $2500-$5000 Deductible 140 3 Fiber-Cement Siding yes
2002 170,000 Slate Shingles Roof 1,250 3 $2500-$5000 Deductible 230 5 Stone Siding No
2014 430,000 Membrane Roof 3,660 5 $500 Deductible 2560 12 Vinyl siding No
2010 245,000 Asphalt Shingles Roof 1,910 4 $500- $1000 Deductible 690 7 Wood siding No
2008 385,000 Composition Roof 3,200 4 $5000 to $10,000 Deductible 1610 12 Fiber-Cement Siding No
2010 605,000 Wood Shake Roof 4,990 5 > $10,000 Deductible 170 1 Vinyl siding yes
2014 635,000 Slate Shingles Roof 4,900 5 $2500-$5000 Deductible 230 1 Brick siding No
2010 225,000 Wood Shake Roof 1,900 3 > $10,000 Deductible 50 1 Stone Siding yes
2000 505,000 Composition Roof 4,090 5 > $10,000 Deductible 1330 12 Wood siding No
1995 385,000 Wood Shake Roof 2,770 4 > $10,000 Deductible 700 9 Stone Siding No
1995 225,000 Shingles Roof 2,210 4 $1000-$2500 Deductible 370 5 Fiber-Cement Siding yes
1995 360,000 Metal Roof 2,770 4 $1000-$2500 Deductible 920 5 Wood siding yes
2006 615,000 Asphalt Shingles Roof 4,800 5 $500- $1000 Deductible 2590 9 Stone Siding yes
2007 240,000 Asphalt Shingles Roof 2,360 3 $500 Deductible 1190 12 Wood siding No
2005 260,000 Metal Roof 2,410 4 > $10,000 Deductible 80 2 Vinyl siding yes
1991 190,000 Composition Roof 1,830 4 $500- $1000 Deductible 590 10 Brick siding yes
1996 235,000 Shingles Roof 2,240 4 $500 Deductible 640 8 Fiber-Cement Siding No
2006 265,000 Metal Roof 2,040 4 > $10,000 Deductible 350 6 Fiber-Cement Siding yes
2013 430,000 Slate Shingles Roof 3,410 5 $1000-$2500 Deductible 600 4 Wood siding yes
2001 330,000 Metal Roof 3,070 4 $1000-$2500 Deductible 1250 8 Vinyl siding yes
1991 220,000 Metal Roof 1,890 4 $5000 to $10,000 Deductible 410 7 Wood siding yes
1999 265,000 Metal Roof 2,510 4 $500 Deductible 1070 9 Fiber-Cement Siding No
2006 410,000 Wood Shake Roof 3,220 5 $1000-$2500 Deductible 1360 8 Wood siding yes
2010 270,000 Shingles Roof 2,290 3 $500 Deductible 1010 12 Stucco siding yes
1999 265,000 Composition Roof 2,120 4 $2500-$5000 Deductible 550 7 Wood siding yes
2000 225,000 Metal Roof 2,080 3 $500- $1000 Deductible 480 7 Vinyl siding yes
1997 205,000 Asphalt Shingles Roof 1,660 3 $2500-$5000 Deductible 80 1 Vinyl siding No
2010 205,000 Metal Roof 1,480 3 $500- $1000 Deductible 290 5 Fiber-Cement Siding No
1991 520,000 Tile Roof 4,490 5 > $10,000 Deductible 290 3 Brick siding No

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