Finley Insurance Rates:

Finley, WA homeowners insurance is roughly $486 to $663, about $40-$55/month. Our detailed analysis indicates shoppers can save as much as $230 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Finley, WA Homeowners Insurance By Home Value

Finley, WA Home Value Total Homes % of Total Average Finley, WA Homeowners Insurance
Less than $50,000 95 5.0% $97
$60,000 to $69,999 17 1.0% $253
$70,000 to $79,999 121 7.0% $293
$80,000 to $89,999 82 5.0% $333
$90,000 to $99,999 25 1.0% $373
$100,000 to $124,999 236 14.0% $431
$125,000 to $149,999 270 16.0% $540
$150,000 to $174,999 144 9.0% $638
$175,000 to $199,999 159 9.0% $736
$200,000 to $249,999 239 14.0% $885
$250,000 to $299,999 115 7.0% $1086
$300,000 to $399,999 91 5.0% $1380

Top Home Insurance Agents Near Finley, WA

Home Insurance Company Near Finley, WA Homeowners Insurance Agency Near Finley, WA Address
Travelers Basin Insurance Associates Inc 8382 W GAGE BLVD STE A, KENNEWICK, WA, 99336
State Farm Bud Knore 7605 W Kennewick Ave Ste B, Kennewick, WA, 99336-7746
State Farm Liz Conover 1638 Plaza Way Plaza Shp Ctr, Walla Walla, WA, 99362
Travelers Simmons Insurance Group 1103 N 20TH AVE, PASCO, WA, 99301
Travelers Wheatland Insurance Center Inc 229 SW 1ST ST, PENDLETON, OR, 97801

Cost Of Homeowners Insurance By Street Near Finley, WA

Streets in Finley Area Homeowners Insurance Cost
S 1998 Pr SE, E 45 Pr SE, N Oak St, Walter Pr SE, E 1st Ave, S Stevens Dr, E Tierney Pr SE, S 2154 Pr SE, E Perkins Rd, S Spruce St$572
S 2090 Pr SE, E 421 Pr SE, Verbena Pr SE, S 2079 Pr SE, State Rte 397, S Williams Pr SE, Mary Pr SE, S Lincoln St, E 239 Pr SE, 2181 Pr SE$572
S 2156 Pr SE, S 2047 Pr SE, E Riek Rd, 2299 Pr SE, S 2009 Pr SE, E 22nd Ave, E Matzat Rd, N Nutmeg St, S 2161 Pr SE, S 2184 Pr SE$576
E Cochran Rd, S Quince Pl, Blossom Ln, S Yew St, S Locust Ln, E 654 Pr SE, S Morton Rd, E 3rd Ave, S Whitney Rd, E Alice St$574
S Gertrude St, Piert Rd, E Game Farm Rd, E 163 Pr SE, S 2085 Pr SE, S Lemon Dr, S Piert Rd, E Windigo Pr SE, 672 Pr SE, S 2187 Pr SE$576

Finley, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Finley$85 to $88
Kennewick$86
West Pasco$89
Richland-Kennewick$87

Finley, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kennewick city, Washington $72 $96 $144
Burbank CCD, Walla Walla County, Washington $72 $96 $144
Pasco city, Washington $72 $96 $144

Finley, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Finley, WA3.8%12.5%
Kennewick3.66%12.97%
Burbank3.41%11.69%
Pasco3.8%12.53%

Finley Renters Insurance as a Percentage of Rent

Finley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 51 15.0% $1258
$500 to $749 126 39.0% $1933
$750 to $999 83 25.0% $2683
$1,000 to $1,499 14 4.0% $3808
$1,500 or more 49 15.0% $5458

Finley, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Finley Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,300$11,700
Net Savings to Finley Home Owner from High Deductible Plan $600

Finley, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Finley, WA Home Replacement Value MORE than Home Value Finley, WA Home Replacement Value LESS than Home Value
Replacement Value $170,500 $115,500
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Finley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceAmerican Family Insurance
Monthly Premium 392642
Year Built 201019881998
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$175000-$200000$175000-$200000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Finley, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 265,000 Metal Roof 3,730 5 $500- $1000 Deductible 60 1 Stone Siding yes
1998 335,000 Shingles Roof 3,390 5 $500- $1000 Deductible 690 8 Vinyl siding No
1985 125,000 Membrane Roof 1,340 3 $500 Deductible 200 6 Stone Siding No
1983 230,000 Metal Roof 2,370 3 $2500-$5000 Deductible 130 4 Fiber-Cement Siding No
2011 215,000 Slate Shingles Roof 2,320 4 $500 Deductible 90 2 Stucco siding yes
2001 215,000 Asphalt Shingles Roof 2,390 4 $500 Deductible 310 8 Fiber-Cement Siding yes
2011 140,000 Membrane Roof 1,720 3 $2500-$5000 Deductible 240 12 Wood siding No
1987 170,000 Membrane Roof 1,790 4 $1000-$2500 Deductible 320 10 Stone Siding No
2006 170,000 Tile Roof 2,350 3 $2500-$5000 Deductible 70 2 Stone Siding No
1984 130,000 Composition Roof 1,690 3 $2500-$5000 Deductible 180 10 Stone Siding No
1991 170,000 Shingles Roof 1,810 3 $500- $1000 Deductible 50 1 Vinyl siding No
2003 295,000 Wood Shake Roof 3,600 5 $5000 to $10,000 Deductible 50 1 Vinyl siding No
1985 130,000 Wood Shake Roof 1,280 3 $2500-$5000 Deductible 190 8 Stucco siding No
1998 165,000 Slate Shingles Roof 1,940 3 $2500-$5000 Deductible 350 12 Wood siding No
1999 380,000 Asphalt Shingles Roof 4,540 5 $5000 to $10,000 Deductible 520 8 Wood siding No
2012 205,000 Wood Shake Roof 1,990 3 $1000-$2500 Deductible 80 2 Stone Siding No
2014 135,000 Wood Shake Roof 1,390 3 $2500-$5000 Deductible 50 2 Fiber-Cement Siding No
2012 305,000 Wood Shake Roof 3,270 5 $500 Deductible 680 12 Stone Siding No
2013 170,000 Metal Roof 2,210 4 $2500-$5000 Deductible 110 3 Stucco siding yes
2014 265,000 Slate Shingles Roof 2,630 4 $500- $1000 Deductible 190 3 Vinyl siding yes
2000 250,000 Membrane Roof 2,510 4 > $10,000 Deductible 60 2 Vinyl siding No
2005 205,000 Membrane Roof 2,060 4 $500 Deductible 560 12 Wood siding No
1996 205,000 Slate Shingles Roof 2,360 4 $5000 to $10,000 Deductible 330 8 Brick siding yes
2010 150,000 Composition Roof 2,060 3 $500 Deductible 330 9 Stone Siding No
2000 315,000 Slate Shingles Roof 3,100 4 $1000-$2500 Deductible 220 3 Wood siding yes
1983 170,000 Slate Shingles Roof 1,800 3 $500 Deductible 260 8 Stone Siding yes
1983 185,000 Metal Roof 1,790 4 $500- $1000 Deductible 170 6 Brick siding yes
2004 320,000 Slate Shingles Roof 3,870 5 $500 Deductible 980 12 Stucco siding yes
2013 165,000 Wood Shake Roof 1,700 4 $5000 to $10,000 Deductible 310 9 Stone Siding yes
1983 185,000 Asphalt Shingles Roof 2,000 4 $500- $1000 Deductible 60 2 Fiber-Cement Siding yes
2012 170,000 Metal Roof 1,950 4 $500 Deductible 200 3 Stucco siding yes
1992 165,000 Wood Shake Roof 2,250 4 $2500-$5000 Deductible 160 5 Vinyl siding No
2005 155,000 Metal Roof 1,690 4 $5000 to $10,000 Deductible 170 5 Wood siding yes
1987 295,000 Composition Roof 2,980 4 > $10,000 Deductible 380 9 Fiber-Cement Siding No