Findlay Insurance Rates:

Findlay, OH homeowners insurance is about $595 to $809, about $49-$67/month. Our thorough guide reveals consumers can save upto $280 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Geico gives me the best rates. i can combine it with my car insurance to get a discount. they have great customer service and are ready and willing to help.
Liberty Mutual
I don't like being lumped into a category by age or location when there is no way to challenge the status quo.
American Family
American family did not pay for damages which were covered under my policy. they refused to correct the issue or be of any assistance in trying to make things right. they sent a check for the adjusted damage claim and refused to do anything further to ensure the damages were accurately repaired and priced accordingly.
State Farm
State Farm's website is hard to follow and it isn't very user-friendly. It takes multiple attempts to login to my account and is even more difficult to understand the policy information.
Erie Insurance
Customer service has been friendly and helpful in the past. They have always answered questions and been prompt with providing calls back when needed.
State Farm
I am not sure about that. We have just always been with State Farm. If they were to go up a lot we would shop around though.
Erie Insurance
I like this company because I used it for many years. The agent is friendly and helpful. They did help me to solve a few issues. Compared to others, this company's rank is not bad.
Progressive
Progressive is like all the rest only a bit less of a bunch of thieves. You better not ask me about All-State though, I got nothing but bad things to say about them. We always getting ripped off there.

Findlay, OH Homeowners Insurance By Home Value

Findlay, OH Home Value Total Homes % of Total Average Findlay, OH Homeowners Insurance
Less than $50,000 735 7.0% $140
$50,000 to $59,999 216 2.0% $294
$60,000 to $69,999 283 2.0% $365
$70,000 to $79,999 469 4.0% $428
$80,000 to $89,999 711 6.0% $484
$90,000 to $99,999 884 8.0% $540
$100,000 to $124,999 2,099 20.0% $624
$125,000 to $149,999 1,462 14.0% $779
$150,000 to $174,999 1,180 11.0% $926
$175,000 to $199,999 698 6.0% $1067
$200,000 to $249,999 672 6.0% $1284
$250,000 to $299,999 364 3.0% $1572
$300,000 to $399,999 390 3.0% $1993

Top Home Insurance Agents Near Findlay, OH

Home Insurance Company Near Findlay, OH Homeowners Insurance Agency Near Findlay, OH Address
Erie Copeland Insurance And Risk Management 321 S Blanchard Street, Findlay, OH, 45840
Liberty Mutual Independent Finkelmeier Insurance Agency Inc 811 Redskin Trail, Wapakoneta, OH, 45895
NA Frost Insurance Agency Inc 120 Railway Ave, Holgate, OH, 43527
NA Anast Yates Ins Agcy Inc 314 W. Main Cross Street 314 W. Main Cross Street, Findlay, OH, 45839
NA Stapleton Insurance & Risk Management 7250 Crossleigh Ct , Toledo, OH, 43617

Cost Of Homeowners Insurance By Street Near Findlay, OH

Streets in Findlay Area Homeowners Insurance Cost
Willowick Dr, Pleasant Twp Rd 97, S Lake Ct, Chalet Pl, W Hardin St, Lakeside Dr, Trl 230, Park St, Silver Pine Ln, Edith Ave$750
Twp Hwy 91, Trl 297, Trl 212, Frank St, Trl 269, Production Dr, Scarlet Oak, Bitterbrush Ln, 2nd St, Bernard Ave$694
Elm, State Rte 18, Sherman Dr, Surrey Dr, Marion Dr, Co Rd 254, Lynn St, S Cory St, Delores Dr, Oxford Dr$749
Sunwood Ave, Co Rd 8, Heather Downs Dr, Co Rd 65, Mahogany Trl, W Heatherview Ct, Milestone Dr, Co Rd 212, Rush Creek Ct, Plum Creek Dr$698
Hilton Ave, Twp Rd 107, Olympic Ct, Brookwood Dr, Twp Hwy 49, Co Rd 180, Williams St, Arbors Pkwy S, Main St, Park Dr S$760
Rosewood Ave, Anna St, College St, 21st St, Brookview Ct, Oakwood Dr, Winterberry Dr, Delwood Ave, Twp Hwy 269, Moulton Dr$677
Swing Ave, Colonel Dr, Fellowship Dr, Co Rd 698, Lakeland Dr, Lieser St, Technology Dr, Baldwin Ave, Co Rd 88, Woodcliff Dr$708
Twp Rd 105, Madison Ave, Prospect St, Brush Creek Dr, Mona Ln, Graceland Ave, Twp Hwy 57, Evergreen Dr, Terrace Ln, Hillcrest Ave$701
Twp Hwy 180, Twp Rd 281, Co Rd 54, Brenda Ct, Twp Rd 102, Ferndale Ave, S West St, Lagrange St, Ridgeview Dr, Wyandot St$714
Cross Ave, Croy Dr, Longmeadow Ln, Co Rd 140, Meadowcrest Ct, Twp Hwy 99, Bay Hill Dr, County Line Rd, Twp Hwy 43, Co Hwy 1$718

Findlay, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Findlay$105 to $107
Hancock County$105
Eagle$107
Arcadia$103

Findlay, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hancock County, Ohio $88 $117 $176
Eagle township, Hancock County, Ohio $90 $119 $179
Arcadia village, Ohio $86 $114 $171

Findlay, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Findlay, OH5.0%15.0%
Hancock County4.89%14.75%
Eagle3.98%14.52%
Arcadia4.91%17.24%

Findlay Renters Insurance as a Percentage of Rent

Findlay Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 146 2.0% $347
$200 to $299 248 3.0% $797
$300 to $499 1,305 19.0% $1247
$500 to $749 2,448 36.0% $1922
$750 to $999 1,649 24.0% $2672
$1,000 to $1,499 748 11.0% $3797
$1,500 or more 87 1.0% $5447

Findlay, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Findlay Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,700$4,100
Net Savings to Findlay Home Owner from High Deductible Plan $600

Findlay, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Findlay, OH Home Replacement Value MORE than Home Value Findlay, OH Home Replacement Value LESS than Home Value
Replacement Value $138,000 $90,000
Insurance Premium based on Replacement Value $500 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Findlay Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 493225
Year Built 196220041946
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$100000-$125000$100000-$125000
Deductible $5000 to $10,000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Findlay, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 435,000 Wood Shake Roof 4,740 5 $500- $1000 Deductible 540 4 Brick siding yes
1984 100,000 Metal Roof 1,500 3 $1000-$2500 Deductible 260 9 Brick siding yes
2009 125,000 Asphalt Shingles Roof 1,630 4 $2500-$5000 Deductible 230 7 Brick siding No
2002 65,000 Wood Shake Roof 950 2 $1000-$2500 Deductible 230 10 Brick siding No
2001 165,000 Asphalt Shingles Roof 1,750 5 $500 Deductible 540 8 Stone Siding No
2012 75,000 Slate Shingles Roof 1,060 2 $500 Deductible 220 8 Wood siding No
1947 235,000 Wood Shake Roof 3,120 5 $500 Deductible 530 6 Stucco siding No
2006 240,000 Asphalt Shingles Roof 3,050 4 $500- $1000 Deductible 730 8 Wood siding No
1962 170,000 Membrane Roof 1,810 3 $1000-$2500 Deductible 430 10 Stone Siding yes
1940 125,000 Slate Shingles Roof 1,540 5 $1000-$2500 Deductible 230 9 Stucco siding No
1969 250,000 Composition Roof 3,740 5 $2500-$5000 Deductible 350 5 Stucco siding yes
2014 85,000 Membrane Roof 1,010 2 $2500-$5000 Deductible 220 9 Stucco siding No
1981 105,000 Asphalt Shingles Roof 1,350 2 $500- $1000 Deductible 280 12 Vinyl siding No
1980 95,000 Shingles Roof 1,430 2 $500- $1000 Deductible 30 1 Wood siding No
2006 330,000 Composition Roof 4,230 5 $1000-$2500 Deductible 380 6 Vinyl siding No
1983 115,000 Shingles Roof 1,520 2 $500 Deductible 600 12 Stucco siding yes
2010 125,000 Asphalt Shingles Roof 1,700 3 $500- $1000 Deductible 120 3 Stone Siding No
1977 85,000 Slate Shingles Roof 1,230 2 $500- $1000 Deductible 280 9 Stucco siding yes
1963 130,000 Shingles Roof 2,060 3 $500 Deductible 110 2 Wood siding No
1940 220,000 Composition Roof 3,040 4 $500- $1000 Deductible 60 1 Wood siding yes