Fincastle Insurance Rates:

Fincastle, VA homeowners insurance is about $612 to $843, about $51-$70/month. Our thorough analysis shows customers can save as much as $290 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Fincastle, VA Homeowners Insurance By Home Value

Fincastle, VA Home Value Total Homes % of Total Average Fincastle, VA Homeowners Insurance
Less than $50,000 93 4.0% $87
$60,000 to $69,999 39 2.0% $239
$70,000 to $79,999 128 6.0% $276
$80,000 to $89,999 96 5.0% $312
$90,000 to $99,999 129 6.0% $348
$100,000 to $124,999 236 12.0% $407
$125,000 to $149,999 161 8.0% $508
$150,000 to $174,999 143 7.0% $603
$175,000 to $199,999 142 7.0% $697
$200,000 to $249,999 261 13.0% $836
$250,000 to $299,999 221 11.0% $1025
$300,000 to $399,999 266 13.0% $1301

Top Home Insurance Agents Near Fincastle, VA

Home Insurance Company Near Fincastle, VA Homeowners Insurance Agency Near Fincastle, VA Address
NA Main Street Insurance Agency Inc 10 West Main Street, Christiansburg, VA, 24073
NA The Lynchburg Insurance Group Llc 101 Hexham Drive Suite B, Lynchburg, VA, 24502
Travelers Banks Insurance Agency Inc 2715 BRAMBLETON AVE SW, ROANOKE, VA, 24015
Travelers Dawson Ford Garbee Insurance Services 18281 Forest Rd , Lynchburg, VA, 24502
Travelers Metro Insurance Services Inc 265 B PEPPERS FERRY RD NE, CHRISTIANSBURG, VA, 24073

Cost Of Homeowners Insurance By Street Near Fincastle, VA

Streets in Fincastle Area Homeowners Insurance Cost
Chenault St, Greenwich Ln, Antietam Hill Rd, State Rte T-1206, Maier Farm Rd, Adonai Dr, Indian Ln, Foal Ln, Woodson Rd, Botetourt Rd$708
Rock Spring Rd, State Rte 677, Rabbit Run, S Roanoke St, State Rte 737, N Church St, Mildred St, Angel Dr, State Rte 631, State Rte 789$763
Snuffer Rd, Curry Creek Rd, Craighead Dr, State Rte 814, State Rte 650, Etzler Rd, State Rte 743, State Rte 840, State Rte 1081, Beecher Ln$704
Stoney Battery Rd, Britt Ln, 19th St, Academy St, State Rte 1101, State Rte 676, State Rte 787, 13th St, Old Sessler Mill Rd, Wheatland Rd$754
International Pkwy, State Rte 615, State Rte 727, This Way, Moomaw Dr, State Rte 783, State Rte 655, Wellington Ln, Parkway Dr, James River Ter$707
Breanna Ln, State Rte 702, Idle Acres Rd, State Rte 609, Wood Town Rd, 2nd St, State Rte 715, Oak Hill Rd, Moran Farm Ln, Fork Farm Rd$715
Blackberry Ln, Cecils Ln, 12th St, Blacksburg Rd, Bridge St N, State Rte 779, Spreading Spring Rd, Marquise Dr, Spec Mine Rd, State Rte T-1327$710
20th St, Walnut Ridge Rd, State Rte 716, Bobolink Dr, State Rte 1034, Co Rd T-617, Jennings Creek Rd, Main St, Buffalo Rd, Vine St$712
White Church Rd, Fairfield Ct, State Rte 784, State Rte 802, State Rte 1031, Deerfield Rd, Intermont Farm Ln, Roses Ridge Ln, State Rte 666, State Rte 1211$710
Lbj Ln, Rocky Top Rd, Misty Hills Ln, State Rte T-1319, York Dr, State Rte 766, Fairview Dr, Allen Branch Rd, Monarch St, Camp Eagle Rd$760

Fincastle, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Fincastle$107 to $110
Botetourt County$110
Jackson River$105
Buchanan$106

Fincastle, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Botetourt County, Virginia $110 $146 $219
Jackson River district, Alleghany County, Virginia $105 $140 $210
Buchanan district, Botetourt County, Virginia $107 $142 $213

Fincastle, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Fincastle, VA4.5%18.0%
Botetourt County4.35%17.94%
Jackson River5.42%17.06%
Buchanan5.07%19.81%

Fincastle Renters Insurance as a Percentage of Rent

Fincastle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 28 47.0% $1917
$750 to $999 7 11.0% $2667
$1,000 to $1,499 23 38.0% $3792
$1,500 or more 1 1.0% $5442

Fincastle, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Fincastle Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Fincastle Home Owner from High Deductible Plan $600

Fincastle, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Fincastle, VA Home Replacement Value MORE than Home Value Fincastle, VA Home Replacement Value LESS than Home Value
Replacement Value $163,500 $113,500
Insurance Premium based on Replacement Value $950 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Fincastle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceChubb Group of Insurance
Monthly Premium 8273213
Year Built 199819852004
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$200000-$250000$500000-$600000
Deductible $500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Fincastle, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 325,000 Slate Shingles Roof 2,920 4 > $10,000 Deductible 220 3 Fiber-Cement Siding No
1985 190,000 Slate Shingles Roof 1,820 4 $5000 to $10,000 Deductible 260 6 Stucco siding yes
2003 285,000 Membrane Roof 2,280 4 $500 Deductible 1720 12 Fiber-Cement Siding No
1998 280,000 Composition Roof 2,380 3 $500- $1000 Deductible 700 9 Stone Siding No
2005 200,000 Wood Shake Roof 2,040 5 $500 Deductible 240 3 Wood siding yes
1980 225,000 Tile Roof 2,000 3 $500 Deductible 620 6 Stucco siding yes
2014 205,000 Composition Roof 1,740 3 $500- $1000 Deductible 60 1 Vinyl siding No
1940 225,000 Asphalt Shingles Roof 2,130 3 $2500-$5000 Deductible 650 10 Brick siding yes
2012 180,000 Wood Shake Roof 1,610 3 $2500-$5000 Deductible 160 4 Vinyl siding yes
1995 315,000 Wood Shake Roof 2,900 4 $500- $1000 Deductible 1100 7 Brick siding yes
1987 290,000 Slate Shingles Roof 2,480 4 $500- $1000 Deductible 580 4 Stucco siding yes
1993 165,000 Shingles Roof 1,570 5 $2500-$5000 Deductible 320 7 Wood siding yes
1948 190,000 Composition Roof 2,110 5 $1000-$2500 Deductible 290 5 Fiber-Cement Siding No
1946 515,000 Shingles Roof 4,070 5 $500 Deductible 2580 12 Vinyl siding yes
2005 520,000 Membrane Roof 4,170 5 $1000-$2500 Deductible 1430 6 Wood siding yes
2013 375,000 Shingles Roof 3,300 4 $500 Deductible 1020 8 Wood siding No
2003 185,000 Composition Roof 1,920 3 $5000 to $10,000 Deductible 740 12 Stucco siding yes
1988 230,000 Membrane Roof 1,790 4 $500- $1000 Deductible 710 10 Vinyl siding No
1945 240,000 Slate Shingles Roof 2,740 4 $5000 to $10,000 Deductible 290 5 Stucco siding yes
1946 195,000 Tile Roof 1,610 5 $500- $1000 Deductible 50 1 Fiber-Cement Siding No
1941 310,000 Wood Shake Roof 2,850 4 $500 Deductible 910 7 Stucco siding No
1991 195,000 Slate Shingles Roof 1,660 3 $5000 to $10,000 Deductible 60 1 Vinyl siding yes
2004 185,000 Shingles Roof 1,940 3 $500 Deductible 50 1 Stucco siding No
1986 370,000 Tile Roof 3,170 5 $500 Deductible 320 3 Fiber-Cement Siding yes
1949 190,000 Metal Roof 1,540 5 $500 Deductible 750 10 Fiber-Cement Siding yes
2009 295,000 Asphalt Shingles Roof 2,250 4 > $10,000 Deductible 590 10 Fiber-Cement Siding yes
2007 300,000 Composition Roof 2,890 5 $2500-$5000 Deductible 110 1 Stucco siding No
1986 455,000 Metal Roof 4,290 5 $2500-$5000 Deductible 680 5 Stucco siding No
2004 515,000 Tile Roof 4,070 5 $2500-$5000 Deductible 1670 8 Wood siding yes
1982 225,000 Tile Roof 2,330 3 $1000-$2500 Deductible 130 2 Brick siding No
2012 240,000 Metal Roof 2,230 3 $5000 to $10,000 Deductible 860 12 Brick siding yes
1943 200,000 Tile Roof 1,720 5 $5000 to $10,000 Deductible 120 2 Stucco siding No
1944 350,000 Shingles Roof 3,030 5 $500 Deductible 2020 12 Fiber-Cement Siding yes
1999 245,000 Shingles Roof 2,210 5 $500 Deductible 200 2 Wood siding yes